First Access Visa® Card

Get a result in as little as 60 seconds upon completion of the online application

Intro Purchase APR


Annual Fee

See Terms

Rewards Rate


Credit Needed


Regular Purchase APR

See Terms

Credit Brand Visa

Card Details Hide Details

Credit Card Details

Get the security and convenience of a full-feature, unsecured VISA® Credit Card – accepted at millions of merchant and ATM locations nationwide and online.

  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • $300 credit limit (subject to available credit)
  • Receive your card more quickly with optional Expedited Processing (additional fee applies)
  • Get a result in as little as 60 seconds upon completion of the online application
  • Online Customer Center available 24 x 7
  • Checking account required
  • The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.

Additional Info

  • Intro Rate : N/A
  • Intro Period : N/A
  • Regular APR : See Terms
  • Annual Fee : See Terms
  • Balance Transfer : N/A
  • Credit Recommended : Fair/Bad

Card Reviews

4.9 rating
4.9 out of 5 stars (based on 8 reviews)



5.0 rating
April 19, 2020



A Longtime Customer

5.0 rating
January 14, 2019

I am satisfied with this card. I have a low monthly payment. Credit limit increases are available with good outstanding payment history. Only thing is the increases are $50. Well better than nothing.


Great card to rebuild ypur credit with!!

5.0 rating
December 18, 2018

Thank you so much for the opportunity to improve my credit rating by accepting me as a credit card holder.

Linda Aglietti

Rebuild my credit.

4.0 rating
October 15, 2018

Hi, I have poor credit of about 550. I didn’t think I would be approved when I filled out the simple app. To my surprise I was excepted. Yes their high on their rates but their taking a chance on me. I intend to use this card with respect. Thanks Oneda.

Oneda Gaines

It has been years since I had a chance to get help from a credit card company

5.0 rating
September 29, 2018

I is good to simply try to get help for your credit and build it up at the same time .. To be able to.have a back.up plan in case of a emergency arose and you had to something in a certain time.

Terry L JacksonWas looking for way to improve my credit rating and have a credit card for emergency or if something happens


5.0 rating
August 20, 2018

I haven’t been able to get a credit card in 10 years! Thank you First Access for the opportunity.


Very interessant thank you , like

5.0 rating
June 7, 2018

I call for virified alls corp and banck customer services thank you

Franco orlandi

Great card for building credit!!!!

5.0 rating
May 24, 2018

I was looking for a simple way to start building my credit. The card does the job. I’ve keeping tabs of my credit score. The key is to make all your payments on time, EVERY TIME. Hope this helps!!!!!

Darius Wilksons

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