APPLY NOW First Access Visa® Card
Perfect credit not required for approval; we may approve you when others won’t
n/a
Annual Fee$75.00 1st year, $48.00 after*
1% Cash Back
Credit NeededFair
35.99%*
Credit Brand Visa®Card Details Hide Details
Credit Card Details
- Earn 1% cash back rewards on payments made to your First Access Credit Card
- Checking Account Required
- $300 credit limit (subject to available credit)
- No security deposit, simply pay a one-time $95 program fee to open your account.*
- User friendly Mobile App.
- *See Rates, Fees, Costs & Limitations for complete offer details
- See First Access Rewards Programs Terms & Conditions for details
Additional Info
- Regular APR: 35.99%*
- Cash Advance APR: 35.99%*
- Annual Fee: $75.00 1st year, $48.00 after*
- Late Payment Fee: Up to $41.00*
- Return Payment Fee: Up to $41.00*
- Program Fee: $95.00*
- Cash Advance Fee: Either $10, or 3% of the amount of the Cash Advance, whichever is greater.
- Reports to Consumer Reporting Agencies: Monthly to all 3 major bureaus
- Credit Recommended: Fair
- Credit Limit: $300
- Rewards Rate: 1% Cash Back
- Card Brand: Visa®
Need to build up my credit
I have been in this state for fifth years and I have not been able to get no credit.please explain to me what is the problem problem about me getting any credit.i want to have things for my self so th
Need to get some things for my self.please explain to me.why I can’t get any credit.Thank you! God bless you 😇
First Access Visa
I’ve been turned down by many in the past, I am very thankful that First Access gave me a chance.
A Longtime Customer
I am satisfied with this card. I have a low monthly payment. Credit limit increases are available with good outstanding payment history. Only thing is the increases are $50. Well better than nothing.
Great card to rebuild ypur credit with!!
Thank you so much for the opportunity to improve my credit rating by accepting me as a credit card holder.
Rebuild my credit.
Hi, I have poor credit of about 550. I didn’t think I would be approved when I filled out the simple app. To my surprise I was excepted. Yes their high on their rates but their taking a chance on me. I intend to use this card with respect. Thanks Oneda.
It has been years since I had a chance to get help from a credit card company
I is good to simply try to get help for your credit and build it up at the same time .. To be able to.have a back.up plan in case of a emergency arose and you had to something in a certain time.
I GOT APPROVED
I haven’t been able to get a credit card in 10 years! Thank you First Access for the opportunity.
Very interessant thank you , like
I call for virified alls corp and banck customer services thank you
Great card for building credit!!!!
I was looking for a simple way to start building my credit. The card does the job. I’ve keeping tabs of my credit score. The key is to make all your payments on time, EVERY TIME. Hope this helps!!!!!
General Disclaimer
Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s).
Editorial Notes
Our team of editors rate credit card offers unbiasedly in light of the components the credit card offers purchasers, expenses, financing costs, and how a credit card is related by category. The evaluations are the master supposition of our editors, and not affected by any compensation this site gets from the credit card issuer(s).
