APPLY NOW Surge® Platinum Mastercard®
Up to $1,000 credit limit doubles up to $2,000*
N/A
Annual FeeCredit Limit of $300: $75 introductory fee for the first year, then $99 thereafter Credit Limit of $500, $750, or $1,000: $125 annually
N/A
Credit NeededBad/Fair
35.90% Fixed
Credit Brand Mastercard®Card Details Hide Details
Credit Card Details
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- Initial Credit Limit of $300 – $1,000* (subject to available credit)
- All credit types welcome to apply!
- Monthly reporting to the three major credit bureaus
- See if you’re Pre-Qualified without impacting your credit score
- Fast and easy application process; results in seconds
- Use your card at locations everywhere that Mastercard® is accepted
- Free online account access 24/7
- Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
- Checking Account Required
- Mastercard Zero Liability Protection (subject to Mastercard guidelines)
Give Your Credit a Surge
It is easy to complete our online application. The Surge Mastercard® is designed for people with less than perfect credit. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit!
How it Works
The Surge credit card is designed for people with less than perfect credit who want to get back on track. After you complete our short and easy online application, your results will be ready in a matter of seconds! Don’t miss this chance to Surge!
Why Choose the Surge Card?
If you have poor credit and are trying to improve your credit score, using a credit card responsibly may help. The Surge Mastercard® will report your payment activity to the three major credit bureaus on a monthly basis. Maintaining a low balance and paying your bill on time every month are two of the best practices for positive credit.
Get Approved Today!
It is easy to complete our online application. The Surge Mastercard® is designed for people with less than perfect credit. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit!
* Simply make at least your first six monthly minimum payments on time and your initial Credit Limit up to $1,000 doubles up to $2,000.
Additional Info
- Credit Needed: Bad/Fair
- Purchase Intro APR : N/A
- Balance Transfers Intro APR : N/A
- Regular APR: 35.90% Fixed
- Annual Fee: Credit Limit of $300: $75 introductory fee for the first year, then $99 thereafter Credit Limit of $500, $750, or $1,000: $125 annually
- Cash Advance Fee – Credit Limit of $300 or $500: $0 introductory fee for the first year, then either $10 or 3% of the amount of each Cash Advance, whichever is greater.
- Cash Advance Fee – Credit Limit of $750 or $1,000: Either $10 or 3% of the amount of each Cash Advance, whichever is greater from the date your Account is opened.
- Foreign Transaction Fee – Credit Limit of $300 or $500: $0 introductory fee for the first year, then 3% of each transaction in U.S. dollars.
- Foreign Transaction Fee – Credit Limit of $750 or $1,000: 3% of each transaction in U.S. dollars from the date your Account is opened.
- Monthly Servicing Fee: Credit Limit of $300 or $500: $0 introductory fee for the first year, then $150 thereafter (billed $12.50 per month).
- Late Payment Fee: Up to $41
- Returned Payment Fee :Up to $41
I want my life back
I want to live with my kids in a beautiful house I will own one day!
Trying to get approved after being hack I'm sent suggestion to apply for this card or another
I was hack last year tryed changing my password so many times no my credit is in the 400 I’m really upset what should I do because now I’m starting over. What to do
I like how they are giving ppl a chance
I am hoping to get this so I can get my credit score up
Trying my hardest to increase my credit score
I hope this will help me build my credit score so I may invest into my little business
Seems fair
I’m thinking about getting this card I have capital one credit one and Fingerhut amounts a few other cards it seems ok 500 credit limit to start is not to bad my score is fair but I spent over 30 percent that’s my issue if I get another card I can spend less shrugs pay on time never late your score will improve
Honest, Very helpful
Very honest, no games played, you can build your credit, just do what’s required.
I see that it helps you build credit!
People like myself need help rebuilding my credit,I hope everything goes good.. God’s will fingers crossed😊
This is my last shot at qualifying for thing but a secured credit card. Fingers crossed.
I have terrible credit and can’t qualify for anything. Let’s see if this works otherwise its secured for me to build credit and no laptop for me
High
Trying to rebuild my credit so I hope I get approved, it’s got good reviews so we will see.
This is a good card to rebuild your credit.
According to the Surge MasterCard website, this is a good card to obtain to rebuild your credit. All you have to do is make your monthly payments on time and try to utilize 30 percent or less. Surge will report your status to the credit bureaus and you will see that your credit score will increase. Also making on time payments will automatically increase you credit limit.
I hope that you find this to be helpful so that you can make a decision and take the first step to rebuilding your credit.
5 Star
Well put to the point. Easy you want credit back and Pay on time you can get your credit better.
To helo get my mouth fix n establish my credit ratin better
Great Review i need the help real bad please.
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