Surge Mastercard® Credit Card

Initial Credit Limit of $300 - $1,000* (subject to available credit)

Intro Purchase APR

N/A

Annual Fee

see terms

Rewards Rate

N/A

Credit Needed

Bad/Fair

Regular Purchase APR

24.99% - 29.99% APR

Credit Brand Mastercard®
Rating

Card Details Hide Details

Credit Card Details

  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • Initial Credit Limit of $300 – $1,000* (subject to available credit)
  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus
  • See if you’re Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere that Mastercard® is accepted
  • Free online account access 24/7
  • Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
  • Checking Account Required
  • Mastercard Zero Liability Protection (subject to Mastercard guidelines)

Give Your Credit a Surge
It is easy to complete our online application. The Surge Mastercard® is designed for people with less than perfect credit. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit!

How it Works
The Surge credit card is designed for people with less than perfect credit who want to get back on track. After you complete our short and easy online application, your results will be ready in a matter of seconds! Don’t miss this chance to Surge!

Why Choose the Surge Card?
If you have poor credit and are trying to improve your credit score, using a credit card responsibly may help. The Surge Mastercard® will report your payment activity to the three major credit bureaus on a monthly basis. Maintaining a low balance and paying your bill on time every month are two of the best practices for positive credit.

Get Approved Today!
It is easy to complete our online application. The Surge Mastercard® is designed for people with less than perfect credit. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit!

Additional Info

  • Purchase Intro APR : N/A
  • Annual Fee: See Terms
  • Balance Transfers Intro APR : N/A
  • Credit Needed: Bad/Fair
  • Regular APR: 24.99% – 29.99% APR
  • Processing Fee: See Terms
  • Cash Advance APR: See Terms
  • Monthly Servicing Fee: See Terms

Card Reviews

4.7
Rated 4.7 out of 5
4.7 out of 5 stars (based on 16 reviews)
Excellent69%
Good31%
Fair0%
Poor0%
Bad0%

Reviews

Trying to get approved after being hack I'm sent suggestion to apply for this card or another

Rated 4 out of 5
February 20, 2020

I was hack last year tryed changing my password so many times no my credit is in the 400 I’m really upset what should I do because now I’m starting over. What to do

Patty Lewis

I like how they are giving ppl a chance

Rated 4 out of 5
February 16, 2020

I am hoping to get this so I can get my credit score up

Maxine Carver

Great

Rated 5 out of 5
January 15, 2020

Got approved no w

Mary

Love

Rated 5 out of 5
December 4, 2019

Love it

Alisha Cottrell

Trying my hardest to increase my credit score

Rated 4 out of 5
November 27, 2019

I hope this will help me build my credit score so I may invest into my little business

Jacob Hicks

Seems fair

Rated 4 out of 5
June 19, 2019

I’m thinking about getting this card I have capital one credit one and Fingerhut amounts a few other cards it seems ok 500 credit limit to start is not to bad my score is fair but I spent over 30 percent that’s my issue if I get another card I can spend less shrugs pay on time never late your score will improve

China doll

No Title

Rated 5 out of 5
April 19, 2019

Full grown

Fred

Honest, Very helpful

Rated 5 out of 5
November 26, 2018

Very honest, no games played, you can build your credit, just do what’s required.

Les

I see that it helps you build credit!

Rated 5 out of 5
August 27, 2018

People like myself need help rebuilding my credit,I hope everything goes good.. God’s will fingers crossed😊

Kayla Lytle

This is my last shot at qualifying for thing but a secured credit card. Fingers crossed.

Rated 5 out of 5
August 24, 2018

I have terrible credit and can’t qualify for anything. Let’s see if this works otherwise its secured for me to build credit and no laptop for me

L J

awesome

Rated 5 out of 5
August 12, 2018

required credit repair

john ec lashley

High

Rated 5 out of 5
August 4, 2018

Trying to rebuild my credit so I hope I get approved, it’s got good reviews so we will see.

Danny J Scales

This is a good card to rebuild your credit.

Rated 4 out of 5
July 28, 2018

According to the Surge MasterCard website, this is a good card to obtain to rebuild your credit. All you have to do is make your monthly payments on time and try to utilize 30 percent or less. Surge will report your status to the credit bureaus and you will see that your credit score will increase. Also making on time payments will automatically increase you credit limit.
I hope that you find this to be helpful so that you can make a decision and take the first step to rebuilding your credit.

Missionary A Mackie Mack

Great

Rated 5 out of 5
June 7, 2018

Thank for helping rebuild my credit

martha zendejas

5 Star

Rated 5 out of 5
May 17, 2018

Well put to the point. Easy you want credit back and Pay on time you can get your credit better.

Deborah Holden

To helo get my mouth fix n establish my credit ratin better

Rated 5 out of 5
April 30, 2018

Great Review i need the help real bad please.

Sharla. Cooper

Write a Review

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