Credit Cards for Any Credit History

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Set up an account with Current to have your refund direct deposited up to 5 days faster. Early access to tax refunds depends on the timing of the submission of the payment file from the payer. Current makes these funds available on the day the payment file is received, which may be up to 5 days earlier than the scheduled payment date. Click here for more information.

• Credit for everyone – Regardless of your credit history!
• Simply open a Current Account and add funds. The amount added then becomes your spending power for the Build Card.
• No minimum security deposit required.
• Enjoy instant gas hold removals.
• Reports monthly to all three major credit bureaus.
• View Product Disclosures

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• No hard inquiry to apply.
• Apply in 5 minutes or less.
• Get up to $300 with the unsecured Arro Card. Grow your credit line up to $2,500.
• Earn 1% cash back on gas & groceries, including Walmart and Target
• Instantly increase your credit limit as you master your personal finances in the Arro app.
• Reports to all 3 credit bureaus.
• The Arro Card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.

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• Now with higher credit limits
• Increase your access to available credit
• Higher limit than before, still no security deposit required!
• Greater access to credit than before
• Less than perfect credit is okay
• Mobile account access at any time
• Account history is reported to the three major credit bureaus in the U.S.

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The Chime Card™ is a secured credit card designed to help you build credit stress-free while enjoying the benefits of modern, fee-friendly banking⁸. Whether you’re starting out or rebuilding your credit, the Chime Card™ can give you control of your spending, flexibility in funding, and real rewards—all without the burden of high fees or interest charges¹.

To apply for a Chime Card™, Chime® Checking Account is required to apply.

Chime Card™ Key Highlights:

• Cash Back Rewards – Earn 1.5% cash back on rotating categories like gas and groceries with qualifying direct deposit and Chime+ status³.
• Simple Funding Options – Add money quickly via direct deposit, ACH transfer, linked debit card, or fee-free cash deposits at Walgreens and Duane Reade⁴.
• Wide Access, Zero Stress – Use your card at fee-free in-network ATMs⁶ and deposit cash without extra charges at approved locations⁴.
• Credit Building Made Simple – Top 10% of members using Credit Builder, an earlier version of Chime Card, in a 2025 study observed a FICO® Score 8 increase of 71 points over 8 months of on-time payments. Avg 28 pt increase across all study participants. Other financial activity may impact overall credit history and scores. Results may vary, see Chime.com for details⁵.
• No Credit Check & No Interest – Apply without a credit check, enjoy no interest charges⁶, and never worry about annual or late fees.
• Your Security Deposit, Your Limit – Spend only what you deposit into your secured account, giving you full control over your available credit⁷.

Get Started today and take the first step toward building your credit.

Highlights

Getting Started
Start by opening a Credit Builder Account for $25/month to build the savings needed to secure your card.*
(*minus interest and fees)

No Credit History Required
Apply with no credit check, no hard inquiry, and no minimum credit score.

Build Your Credit
Reports payment history to all three major credit bureaus.

Introductory Offer
Enjoy a $0 annual fee for the first year ($25 annual fee thereafter)^.

Low Deposit Requirement
A $100 minimum security deposit is required. Once approved, your credit limit will be equal to your security deposit.

Universal Card Acceptance
Use your card anywhere Visa® is accepted in the U.S. and easily add it to Apple Pay, Samsung Pay, and Google Pay.

Security
Includes access to credit score monitoring and Visa’s $0 Fraud Liability Guarantee for lost or stolen cards, at no cost.

Control
Get help staying on track with Autopay and account alerts. Manage your account 24/7 online, by phone, or in our mobile app.

The secured Self Visa® Credit Card is issued by Lead Bank, Sunrise Banks, N.A., or First Century Bank, N.A., each Member FDIC.

Qualification for the secured Self Visa® Credit Card is based on meeting eligibility requirements, including income and expense requirements and establishment of security interest. Criteria subject to change.

^$0 annual fee for the first year only, $25 annual fee thereafter. Variable APR of 27.49%. Offer valid for new customers only.

Highlights

• PREMIER Bankcard credit cards are for building credit.
• Start building credit by keeping your balance low and paying all your bills on time each month.
• When you need assistance our award-winning US-based Customer Service agents are there to help.
• Credit Limit Increase Eligible after 12 months of consistent responsible account management.
• We report monthly to the Consumer Reporting Agencies to help you build your credit.

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• Earn Cash Back Rewards* – 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
• Up to $1,000 credit limit subject to credit approval
• $0 fraud liability**
• No Security Deposit
• The Imagine Card is issued by WebBank
• Review Cardholder Agreement for rate and fee information

*See Program Terms for important information about the cash back rewards program.

**Zero liability subject to Visa’s Zero Liability Policy.

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GreenFi helps you save money, earn cash back¹, and plant trees² – all while keeping your money out of fossil fuels. No mandatory fees.³ No greenwashing. Just a better way to bank.

Up to 6% Cash Back¹
Unlimited cash back at over 150 climate-friendly brands in our Green Marketplace.

Earn up to 3.50% APY⁴
Put your money to work with our high-yield savings account. Terms and conditions apply.

Get Paid Early⁵
Your paychecks arrive up to 2 days early when you set up Direct Deposit.

55,000 Fee-Free ATMs
Unlimited withdrawals at over 55,000 Allpoint ATMs worldwide, with cash deposits available at select locations (other account fees apply).

Feature-Packed Mobile App
Manage your finances and measure your environmental impact on the go.

Live Customer Support
Our Support Team is here to help you make the most of your account.

Review Full Terms and Conditions here

Highlights

• Turn everyday purchases into 1.5% Cashback Rewards!
• A guaranteed $700 credit limit to help get your financial goals on track, if approved.
• Apply with Confidence! No Impact to your credit score if you cannot be approved. See terms.
• No upfront security deposit required so you can keep more money in your pocket.
• Join over a million consumers who are working on building their access to credit.
• Zero Fraud Liability – Peace of mind that comes with having a Mastercard.
• A rewards card for people with less than perfect credit!

Highlights

• A guaranteed $700 credit limit to help get your financial goals on track, if approved.
• Don’t wait for your card to come in the mail. If approved, add your card to your mobile wallet and shop today. See Terms.
• Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
• Trusted by more than a million customers with reporting to all three major credit bureaus, so you get credit for all of your hard work.
• No security deposit, just instant purchasing power. See Terms.
• Zero Fraud Liability – Peace of mind that comes with having a Mastercard.
• Get the credit you deserve, even with less-than-perfect history.

Highlights

Firstcard® Secured Credit Builder Card helps everyone build credit no matter who they are, where they are from, or their credit history.

BUILD YOUR CREDIT SCORE EARLY AND SAFELY

• Build your credit score every time you spend
• Accepts immigrants, international students, foreigners, and non-US citizens without an SSN¹– apply with a passport
• No credit check or hard inquiry
• No overspending
• No interest, overdraft fee, late payment fee, or account minimum requirement
• We can approve your credit card application regardless of your credit history¹
• We report to all 3 major credit bureaus: TransUnion®, Equifax® and Experian®
• Applying for Firstcard does not impact your credit score