Limited Credit Credit Cards - ApplyNowCredit.com

Credit Cards for Limited Credit

How can you build credit when no one will give you the chance? This is a great question, and there’s a simple answer: credit cards for limited credit. There are many credit cards designed for people with limited credit, such as recent college graduates. Once you apply for one of these, you’re closer than ever to building your credit and boosting your score. Soon enough, you’ll be able to look into other options. Below, we share a long list of some of the best credit cards for limited credit.

Limited Credit

PREMIER Bankcard® Grey Credit Card

Pre-qualify with no impact to your credit score

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Fair/Poor
  • Rewards : n/a
  • Annual Fee : See Provider Website
  • Regular APR : See Provider Website
  • Updated for : Sat 22 Feb 2025
  • More Details : View Card Page

Highlights

  • Pre-qualify with no impact to your credit score
  • Helping people build credit is our first priority – start your credit-building journey today.
  • Start building credit by keeping your balance low and paying all your bills on time each month.
  • We report monthly to the Consumer Reporting Agencies to help you build your credit.
  • Award-winning, U.S.-based customer service

Card Details Page

Limited Credit

the secured Self Visa® Credit Card

No credit check or score required

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : No Credit, New to Credit, Limited Credit, Bad, Poor
  • Rewards : n/a
  • Annual Fee : $25
  • Regular APR : 28.24% Variable
  • Updated for : Sat 22 Feb 2025
  • More Details : View Card Page

Highlights

The secured Self Visa® Credit Card¹ is designed to help you build or rebuild your credit with confidence.  No credit check or score required.

*Limited Time Only: $0 Intro Annual Fee For Year 1 with the Self Card

  • The secured Self Visa® Credit Card is a low annual fee credit card that helps you build your credit when used responsibly.
  • Unlike a debit card, it reports your payment history to all 3 major credit bureaus, helping you build credit history.
  • Use your card anywhere Visa® is accepted in the US.
  • A $100 minimum security deposit is required². Once approved, your credit limit will be equal to your security deposit.
  • Get help staying on track with Autopay and account alerts.
  • Manage your account 24/7 online, by phone, or in our mobile app.

*$0 annual fee for the first year only. $25 annual fee after. 28.24% Variable APR. Limited time offer.

Card Details Page

Limited Credit

GO2bank

Overdraft protection up to $200 with opt-in and eligible direct deposit*

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : All Credit Types Considered
  • Rewards : Earn up to 7% cash back when you buy eGift Cards in the app
  • Annual Fee : $0.00
  • Regular APR : n/a
  • Updated for : Sat 22 Feb 2025
  • More Details : View Card Page

Highlights

  • Overdraft protection up to $200 with opt-in and eligible direct deposit*
  • No monthly fees with eligible direct deposit, otherwise $5 per month
  • Earn up to 7% cash back when you buy eGift Cards in the app
  • Get your pay up to 2 days early – Get your government benefits up to 4 days early.*
  • High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*

*Terms and conditions apply. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Overdraft fees may apply. Click Apply Now to learn more.

Card Details Page

Limited Credit

Chime Secured Credit Builder Visa® Credit Card

No Credit Check to Apply

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : Limited to Good
  • Rewards : n/a
  • Annual Fee : 0.00
  • Regular APR : 0.00%
  • Updated for : Sat 22 Feb 2025
  • More Details : View Card Page

Highlights

Introducing Credit Builder (effective 10/28/24, members can apply for Credit Builder without $200+ direct deposit requirement):

To apply for Credit Builder, you must have an active Chime® Checking Account.

  • Credit Builder is a secured credit card
  • No credit check to apply
  • No annual fees
  • No minimum security deposit*
  • Limit risk of overspending

 

Eligibility Requirements

  • 1. “Apply” for the Credit Builder Card
  • 2. Chime Checking Account required to apply

 

Build Credit History

  • Help increase your credit scores/FICO® Score by an average of 30 points¹
  • Build credit history
  • A better way to build credit
  • Meet Credit Builder, a brand new way to build credit
  • Using Credit Builder can build your credit history
  • Start building credit history with money you’ve set aside

 

Safer Credit Building

  • Turn on Safer Credit Building* to automatically pay your balance in full each month
  • Your balance will be automatically paid on time², every month

 

The secured Chime Credit Builder Visa® Credit Card is issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see the back of your card for its issuing bank.

Card Details Page

Limited Credit

Experian CreditMatch™

Get Personalized Credit Card Offers Based on Your Credit Profile from Experian®. 100% Free!

  • Rating :
  • Credit Brand : See Terms
  • Credit Needed : Any Credit History
  • Rewards : See Terms
  • Annual Fee : See Terms
  • Regular APR : See Terms
  • Updated for : Sat 22 Feb 2025
  • More Details : View Card Page

Highlights

Get Personalized Credit Card Offers Based on Your Credit Profile from Experian®. 100% Free!

  • Free Experian credit report and FICO® Score* included
  • See estimated approval odds for select cards before you apply
  • Check if you have pre-approved card offers

See your best matches based on you

  • Simply sign in to see the credit cards that best match you
  • Compare your best options and make your choice
  • We apply your FICO® Score so you can apply with confidence

Card Details Page

Limited Credit

Firstcard® Secured Credit Builder Card

No credit check or hard inquiry

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : No Credit, Limited Credit
  • Rewards : Earn up to 15% cashback at selected merchants
  • Annual Fee : 0.00
  • Regular APR : 0.00%
  • Updated for : Sat 22 Feb 2025
  • More Details : View Card Page

Highlights

Firstcard® Secured Credit Builder Card helps everyone build credit no matter who they are, where they are from, or their credit history.

BUILD YOUR CREDIT SCORE EARLY AND SAFELY

  • Build your credit score every time you spend
  • Accepts immigrants, international students, foreigners, and non-US citizens without an SSN¹– apply with a passport
  • No credit check or hard inquiry
  • No overspending
  • No interest, overdraft fee, late payment fee, or account minimum requirement
  • We can approve your credit card application regardless of your credit history¹
  • We report to all 3 major credit bureaus: TransUnion®, Equifax® and Experian®
  • Applying for Firstcard does not impact your credit score

Card Details Page

Limited Credit

Ava

NO CREDIT CHECK REQUIRED, and approval is guaranteed when you connect a valid bank account and pass identity checks.

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Any Credit Welcome
  • Rewards : N/A
  • Annual Fee : Starting at just $6/month for the annual plan
  • Regular APR : 0.00%
  • Updated for : Sat 22 Feb 2025
  • More Details : View Card Page

Highlights

Unlock a better financial future with Ava – an easy and effective way to build positive credit history, which can help build your credit score. You may see improvements in as little as two weeks, with 90% of credit score factors positively impacted by our approach. A prime (700+) score may finally be attainable.

With Ava, you can expect:

  • No hidden fees
  • 0% interest
  • Instant account set up with no credit check
  • $0.00 deposit/collateral required

Card Details Page

Limited Credit

Walmart MoneyCard®

Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit.*

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : n/a
  • Rewards : n/a
  • Annual Fee : See Terms
  • Regular APR : n/a
  • Updated for : Sat 22 Feb 2025
  • More Details : View Card Page

Highlights

  • Waive your monthly fee when you direct deposit $500+ in previous monthly period. Otherwise, $5.94 a month.*
  • Earn 3% cash back at Walmart.com, 2% cash back at Walmart fuel stations, & 1% cash back at Walmart stores, up to $75 each year.*
  • Earn 2% interest rate on up to $1,000 balance in your savings account. Plus, get chances to win cash prizes each month!*
  • Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit.*
    *Please see site for full terms and conditions.

Card Details Page

Limited Credit

Current Build Visa® Credit Card

Credit for everyone - Regardless of your credit history!

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : No to Good Credit
  • Rewards : Grow your savings - Earn up to a 4.00% Bonus on Savings Pods
  • Annual Fee : $0.00
  • Regular APR : 0.00%
  • Updated for : Sat 22 Feb 2025
  • More Details : View Card Page

Highlights

  • Credit for everyone – Regardless of your credit history!
  • Get paid up to 2 days faster – Using Direct Deposit.
  • Build credit not debt.
  • Grow your savings – Earn up to a 4.00% Bonus on Savings Pods

View Product Disclosures

Card Details Page

Limited Credit

Milestone® Mastercard®

Greater access to credit than before - $700 credit limit

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Fair/Good
  • Rewards : n/a
  • Annual Fee : See Terms
  • Regular APR : See Terms
  • Updated for : Sat 22 Feb 2025
  • More Details : View Card Page

Highlights

  • Greater access to credit than before – $700 credit limit
  • Get a Mastercard accepted online, in store and in app
  • Account history is reported to the three major credit bureaus in the U.S.
  • $0 liability for unauthorized use
  • Access your account online or from your mobile device 24/7

Card Details Page

Limited Credit

Capital One Savor Student Cash Rewards Credit Card

Enjoy no annual fee, foreign transaction fees, or hidden fees

  • Rating :
  • Credit Brand : Capital One
  • Credit Needed : Average, Fair, Limited
  • Rewards : 3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services
  • Annual Fee : $0.00
  • Regular APR : 19.24% - 29.24% (Variable)
  • Updated for : Sat 22 Feb 2025
  • More Details : View Card Page
Rates & Fees

Highlights

  • Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
  • Early Spend Bonus: Earn $50 when you spend $100 in the first three months
  • Enjoy peace of mind with $0 Fraud Liability so that you won’t be responsible for unauthorized charges
  • Enjoy no annual fee, foreign transaction fees, or hidden fees
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options. Terms apply
  • Earn up to $500 a year by referring friends and family when they’re approved for a Capital One credit card
  • Earn 8% cash back on entertainment purchases when you book through the Capital One Entertainment portal
  • Build your credit with responsible card use
  • Whether you’re at a 4-year university, community college or other higher education institution, this card might be an option for you

 

Further Details

  • Monitor your credit profile with the CreditWise® tool, free for everyone**
  • **Your CreditWise score is calculated using the TransUnion® VantageScore® 3.0 model, which is one of many scoring models used by lenders. It likely won’t be the same model your lender uses, but it is an accurate measure of your credit health
  • Pick the monthly due date that works best for you
  • Capital One Savor cardholders can use their rewards to shop millions of items at Amazon.com
  • Capital One Savor cardholders can also use their rewards to redeem for digital or physical gift cards from 100+ merchants including Walmart, Lowes, Whole Foods and many more
  • Capital One Savor cardholders can use their rewards on eligible purchases at millions of online stores when they check out with PayPal
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won’t expire for the life of the account and there’s no limit to how much you can earn
  • Be automatically considered for a higher credit line in as little as 6 months

Card Details Page

Limited Credit

Capital One Quicksilver Student Cash Rewards Credit Card

Enjoy no annual fee, foreign transaction fees, or hidden fees

  • Rating :
  • Credit Brand : Capital One
  • Credit Needed : Average, Fair, Limited
  • Rewards : 1.5% Cash Back on every purchase, every day
  • Annual Fee : $0.00
  • Regular APR : 19.24% - 29.24% (Variable)
  • Updated for : Sat 22 Feb 2025
  • More Details : View Card Page
Rates & Fees

Highlights

  • Earn unlimited 1.5% cash back on every purchase, every day
  • Early Spend Bonus: Earn $50 when you spend $100 in the first three months
  • Enjoy peace of mind with $0 Fraud Liability so that you won’t be responsible for unauthorized charges
  • Enjoy no annual fee, foreign transaction fees, or hidden fees
  • Lock your card in the Capital One Mobile app if it’s misplaced, lost or stolen
  • Earn up to $500 a year by referring friends and family when they’re approved for a Capital One credit card
  • Build your credit with responsible card use
  • Whether you’re at a 4-year university, community college or other higher education institution, this card might be an option for you

 

Further Details

  • Monitor your credit profile with the CreditWise® tool, free for everyone**
  • **Your CreditWise score is calculated using the TransUnion® VantageScore® 3.0 model, which is one of many scoring models used by lenders. It likely won’t be the same model your lender uses, but it is an accurate measure of your credit health
  • Pick the monthly due date that works best for you
  • Capital One Quicksilver cardholders can use their rewards to shop millions of items at Amazon.com
  • Capital One Quicksilver cardholders can also use their rewards to redeem for digital or physical gift cards from 100+ merchants including Walmart, Lowes, Whole Foods and many more
  • Capital One Quicksilver cardholders can use their rewards on eligible purchases at millions of online stores when they check out with PayPal
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won’t expire for the life of the account and there’s no limit to how much you can earn
  • Be automatically considered for a higher credit line in as little as 6 months
  • Earn 5% cashback on Capital One Entertainment through 12/31/25

Card Details Page

Limited Credit

Group One Platinum Card

Bad Credit, No Credit? No Problem!

  • Rating :
  • Credit Brand : Other
  • Credit Needed : Damaged/Fair
  • Rewards : N/A
  • Annual Fee : See website for Details*
  • Regular APR : 0.00%
  • Updated for : Sat 22 Feb 2025
  • More Details : View Card Page

Highlights

  • No Employment or Credit Check
  • Bad Credit, No Credit? No Problem!
  • Fast and Easy Application

Card Details Page

Limited Credit

Net First Platinum

$750.00 Line of Credit*

  • Rating :
  • Credit Brand : Other
  • Credit Needed : Damaged credit to Fair credit
  • Rewards : N/A
  • Annual Fee : See website for Details*
  • Regular APR : 0.00%
  • Updated for : Sat 22 Feb 2025
  • More Details : View Card Page

Highlights

The Net First Platinum card could be the perfect card for you.

*See Card for Details

Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $750 credit line (Usable only at TheHorizonOutlet.com) could be available to you faster than you ever thought possible.

  • No Employment or Credit Check
  • Bad Credit, No Credit – OK
  • Always 0.0% APR
  • Fast Online Applications

Card Details Page

Additional Resources

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Credit Spotlight: Destiny Mastercard®

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People with no credit history or a limited credit history often struggle to get accepted for traditional credit cards. But fret not — Apply Now Credit has a range of cards from top-rate credit providers designed especially for people with limited credit histories. This list we’ve compiled helps you discover some of the best limited credit credit cards in today’s market.

Whether you’re looking for something to tide you over through a difficult time or a credit card that helps you build your credit score, Apply Now Credit has something for you. First Progress limited credit credit cards offer easy access to credit by matching your credit line to a security deposit rather than your credit score. This helps you accumulate positive ratings as the company reports timely repayments to the three major credit bureaus — Equifax, Experian and TransUnion.

Limited credit credit cards by Primor also help you strengthen your credit rating through responsible use and keeps major bureaus updated on your activity. This company has no minimum score requirements, nor does it require processing or application fees. OpenSky offers limited credit credit cards as well, and this company lets you choose your credit line, which ranges from a low of $200 up to $3,000.

Get started on building your credit history today at Apply Now Credit. By doing the leg work of searching out a variety of cards for a variety of needs, we save you time and help you get the credit you deserve.


Financial services disclosures

Credit Terms, Rates and Fees : Credit cards have APR rates and fees that you need to review before you sign on with a bank or lender. APR rates can range from 0% to 35.99%. Annual fees can range from $0.00 to $199.00. These financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit issuer those fees plus your current balance. Please review the credit card applications for specifics into the terms, rates, fees and conditions. All credit card offers are displayed without guarantee. To affirm terms and conditions, tap the “Apply Now” to learn more about the credit offer on a secure page provided by the card issuer(s).

Terms & Offers

Advertisements which display guaranteed lines of credit for $500.00-$750.00 are exclusively for usage through online shopping retail stores, online auctions and/or online marketplace store websites. Please review full terms and conditions prior to applying for any line of credit. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit.

Office Location

Attn: LeadDemand.com - 3350 Shelby St. Suite 200 #1015 Ontario, CA 91764

Contact Information

Email: support@applynowcredit.com
Phone: Customer Service