Top Rated Credit Cards - ApplyNowCredit.com

Top Rated - Credit Cards

Consumers in the market for a credit card may run into one problem: comparing hundreds of offers with the idea of choosing the right one. You’ll come to realize that credit cards that feature top benefits like Cash Back, Rewards, Points can be plentiful, but quite confusing when it comes to redeeming those perks. We've eliminated the hassle by only partnering with card providers that offer the most competitive offers based on rewards. Listed below are cards offering rewards up to 3% or triple rewards. These cards are definitely worth taking a closer look.

Top Rated

PenFed Power Cash Rewards Visa Signature® Card

Earn Cash Back for Everyday Purchases

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : Good/Excellent
  • Rewards : 1.5% Cash Back on all purchases made with your card
  • Annual Fee : $0.00
  • Regular APR : 16.49% to 17.99% Variable
  • Updated for : Tue 29 Nov 2022
  • Full Details : View Card Page

Top Rated

Upgrade Triple Cash Rewards Visa®

See if you qualify in minutes without hurting your credit score

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : Good/Excellent
  • Rewards : See Details
  • Annual Fee : $0.00
  • Regular APR : 14.99% - 29.99% APR
  • Updated for : Tue 29 Nov 2022
  • Full Details : View Card Page

Top Rated

PenFed Pathfinder® Rewards Visa Signature® Card

Earn more everywhere you go!

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : Good/Excellent
  • Rewards : 50,000 Bonus Points when you spend $3000 in the first 90 days
  • Annual Fee : $95 (waived for existing PenFed Honors Advantage Members)
  • Regular APR : 17.99% Variable
  • Updated for : Tue 29 Nov 2022
  • Full Details : View Card Page

Top Rated

Upgrade Cash Rewards Visa®

Earn 1.5% unlimited cash back on card purchases every time you make a payment

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : Fair to Excellent
  • Rewards : 1.5%
  • Annual Fee : $0.00
  • Regular APR : 14.99% - 29.99% APR
  • Updated for : Tue 29 Nov 2022
  • Full Details : View Card Page

Top Rated

Upgrade Bitcoin Rewards Visa®

Get pre-approved in seconds with no impact to your credit score

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : Good/Excellent
  • Rewards : Unlimited 1.5% back in bitcoin when you make payments
  • Annual Fee : $0.00
  • Regular APR : 14.99% - 29.99% APR
  • Updated for : Tue 29 Nov 2022
  • Full Details : View Card Page

Top Rated

PenFed Platinum Rewards Visa Signature® Card

Get Rewarded on Everyday Purchases

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : Good/Excellent
  • Rewards : 15,000 Bonus Points when you spend $1,500 in first 90 days
  • Annual Fee : $0.00
  • Regular APR : 16.49% to 17.99% Variable
  • Updated for : Tue 29 Nov 2022
  • Full Details : View Card Page

Top Rated

PenFed Gold Visa® Card

0% Introductory APR on purchases made within the first 15 months after account opening

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : Good/Excellent
  • Rewards : n/a
  • Annual Fee : $0.00
  • Regular APR : 11.49% to 17.99% Variable
  • Updated for : Tue 29 Nov 2022
  • Full Details : View Card Page

Top Rated

Petal® 2 “Cash Back, No Fees” Visa® Credit Card

$300 - $10,000 credit limits

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : Excellent/Good/Limited/No Credit
  • Rewards : Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments
  • Annual Fee : $0.00
  • Regular APR : 15.99% - 29.99% Variable
  • Updated for : Tue 29 Nov 2022
  • Full Details : View Card Page

Top Rated

Petal® 1 “No Annual Fee” Visa® Credit Card

$300 - $5,000 credit limits

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : Fair/Bad/Limited/No Credit
  • Rewards : 2% - 10% cash back at select merchants
  • Annual Fee : $0
  • Regular APR : 22.99% - 32.49% Variable
  • Updated for : Tue 29 Nov 2022
  • Full Details : View Card Page

Trusted Partner

Credit Sesame 100% Free Credit Score & Credit Monitoring

Free Credit Score & Monitoring - No Credit Card Required!

  • Get your credit score for free – no credit card needed
  • Free $50K identity theft insurance and ID restoration help
  • Checking your credit score does not hurt your score
  • Get Your Free Credit Score In Minutes And Start Earning [Cash] Rewards When It Goes Up.
  • Only Credit Sesame Gives You Your Free Credit Score & Cash Rewards For Improving It.
Full Details Page

Additional Resources

Top Credit Card Perks Associated with Excellent Credit

According to Experian, an excellent or exceptional credit score falls between 800 and 850. While only 20 percent of consumers have an excellent score, if you’re lucky enough to reach this level it will provide you with a variety of financial benefits. This is particularly true when applying for a credit card. There are credit card offers designed for every type of consumer, regardless of credit score. For example, if you have poor credit, you can use a secured credit
Continue Reading »

What are the Benefits of Cash Back Credit Cards?

Cash back Credit cards - As you begin your search for the perfect credit card, it makes sense to focus on those that give you something in return for using it. And that’s why cash back and rewards credit cards have become so popular over the years. Before you apply for cash back credit cards, it’s a good idea to compare the finer details of three to five offers. This gives you a solid overview of what’s available, thus helping
Continue Reading »

Do You Have Good Credit? Questions to Help You Choose the Right Card

If you have poor (under 580) or fair (580 to 669) credit, you typically have to take what you can get when applying for a credit card. In fact, you may even have to rely on a secured credit card (requires a cash deposit as collateral) until your score is high enough to obtain an unsecured credit card. Conversely, if you have good or excellent credit, there are many more offers to consider. Knowing what to look for will go
Continue Reading »

Credit Card Guides

ApplyNowCredit is always looking for the best and most efficient way to making the credit card comparison process a hassle free experience. Below you will find our most popular credit card guides.


Types of Credit Cards

Types of Credit Cards


Choosing a Credit Card

Choosing a Credit Card


Fico Scores

FICO Scores


Credit Cards for Business

Business Credit


Credit Card Offers

Credit Card Offers


The Best Credit Cards

The Best Credit Cards


Financial services disclosures

Credit Terms, Rates and Fees : Credit cards have APR rates and fees that you need to review before you sign on with a bank or lender. APR rates can range from 0% to 35.99%. Annual fees can range from $0.00 to $199.00. These financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit issuer those fees plus your current balance. Please review the credit card applications for specifics into the terms, rates, fees and conditions. All credit card offers are displayed without guarantee. To affirm terms and conditions, tap the “Apply Now” to learn more about the credit offer on a secure page provided by the card issuer(s).

Terms & Offers

Advertisements which display guaranteed lines of credit for $500.00-$750.00 are exclusively for usage through online shopping retail stores, online auctions and/or online marketplace store websites. Please review full terms and conditions prior to applying for any line of credit. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit.

Office Location

Attn: LeadDemand - 3200 E. Guasti Road, Suite 100 - Ontario, CA 91761

Contact Information

Email: support@applynowcredit.com
Phone: Customer Service

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