Top Rated Credit Cards - ApplyNowCredit.com

Top Rated - Credit Cards

Consumers in the market for a credit card may run into one problem: comparing hundreds of offers with the idea of choosing the right one. You’ll come to realize that credit cards that feature top benefits like Cash Back, Rewards, Points can be plentiful, but quite confusing when it comes to redeeming those perks. We've eliminated the hassle by only partnering with card providers that offer the most competitive offers based on rewards. Listed below are cards offering rewards up to 3% or triple rewards. These cards are definitely worth taking a closer look.

Apply Now APPLY NOW
Get Free Credit Score

Top Rated

PayPal Cashback Mastercard®

Shop at millions of brands with PayPal to earn unlimited 3% cash back

  • Rating :
  • Credit Brand : Mastercard
  • Credit Needed : Fair - Excellent
  • Rewards : Earn 3% cash back on PayPal purchases and 1.5% everywhere else Mastercard is accepted
  • Annual Fee : $0.00
  • Regular APR : 19.24%, 30.99%, or 33.99% Variable, rates as of 3/1/25
  • Updated for : Sat 19 Apr 2025
  • More Details : View Card Page

Highlights

  • Earn 3% cash back on PayPal purchases and 1.5% everywhere else Mastercard is accepted. Purchases are subject to credit approval, and the PayPal Cashback Mastercard® must be used for payment. See Rewards Program Terms for details and eligibility criteria.
  • With the PayPal Cashback Mastercard, earn unlimited cash back at millions of merchants.
  • No restrictions. No rotating categories. No annual fee1.
  • Shop at millions of brands with PayPal to earn unlimited 3% cash back.
  • Earn rewards without the wait. Cash back is earned daily on completed purchases posted to your account. Redeem it to your PayPal balance, and spend it however you want. Important information on redeeming Cash Rewards: You need to have a PayPal Balance account to use your redeemed rewards in your balance. If you do not have that account, you can only transfer your Cash Rewards to your bank account or debit card linked to your account with PayPal.
  • Enjoy peace of mind with Mastercard benefits from Tap & Go® to 24/7 Identity Theft Protection™.
  • Applications are subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply.
  • 1See Terms and Rates for New Accounts
  • The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.
  • The PayPal Cashback Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard, Tap & Go and the circles design are registered trademarks of Mastercard International Incorporated.

Card Details Page

Apply Now APPLY NOW
Get Free Credit Score

Top Rated

Capital One VentureOne Rewards for Good Credit

$0 annual fee and no foreign transaction fees

  • Rating :
  • Credit Brand : Capital One
  • Credit Needed : Good
  • Rewards : 1.25 Miles per dollar on every purchase, every day
  • Annual Fee : $0.00
  • Regular APR : 29.74% (Variable)
  • Updated for : Sat 19 Apr 2025
  • More Details : View Card Page
Rates & Fees

Highlights

  • $0 annual fee and no foreign transaction fees
  • Earn 1.25X miles on every purchase, every day
  • Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
  • Miles won’t expire for the life of the account and there’s no limit to how many you can earn
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs

 

Further Details

  • Fraud Coverage – $0 Fraud Liability for unauthorized charges
  • Digital Merchant Offers – Enjoy exclusive offers with popular digital brands on everyday, time-saving products and services
  • Earn 5X miles on Capital One Entertainment purchases through 12/31/25
  • Capital One VentureOne cardholders can use their rewards to shop millions of items at Amazon.com
  • Capital One VentureOne cardholders can also use their rewards to redeem for digital or physical gift cards from 100+ merchants including Walmart, Lowes, Whole Foods and many more
  • In addition, Capital One VentureOne cardholders can pay with their rewards via PayPal Pay with Rewards. Cardholders can use their Capital One rewards when they check out with PayPal at millions of online retailers

Card Details Page

Apply Now APPLY NOW
Get Free Credit Score

Top Rated

Capital One Quicksilver Cash Rewards for Good Credit

$0 annual fee and no foreign transaction fees

  • Rating :
  • Credit Brand : Capital One
  • Credit Needed : Good
  • Rewards : 1.5% Cash Back on every purchase, every day
  • Annual Fee : $0.00
  • Regular APR : 29.74% (Variable)
  • Updated for : Sat 19 Apr 2025
  • More Details : View Card Page
Rates & Fees

Highlights

  • Earn unlimited 1.5% cash back on every purchase, every day
  • $0 annual fee and no foreign transaction fees
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options. Terms apply
  • No rotating categories or sign-ups needed to earn cash rewards
  • Cash back won’t expire for the life of the account and there’s no limit to how much you can earn
  • $0 Fraud Liability for unauthorized charges

 

Further Details

  • Fraud Coverage – $0 Fraud Liability for unauthorized charges
  • Capital One Quicksilver cardholders can use their rewards to shop millions of items at Amazon.com
  • Capital One Quicksilver cardholders can also use their rewards to redeem for digital or physical gift cards from 100+ merchants including Walmart, Lowes, Whole Foods and many more
  • Capital One Quicksilver cardholders can use their rewards on eligible purchases at millions of online stores when they check out with PayPal
  • Earn 5% cashback on Capital One Entertainment through 12/31/25

Card Details Page

Apply Now APPLY NOW
Get Free Credit Score

Top Rated

Capital One Savor Cash Rewards for Good Credit

Earn 8% cash back on Capital One Entertainment purchases

  • Rating :
  • Credit Brand : Capital One
  • Credit Needed : Good
  • Rewards : 3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services
  • Annual Fee : $0.00
  • Regular APR : 29.74% (Variable)
  • Updated for : Sat 19 Apr 2025
  • More Details : View Card Page
Rates & Fees

Highlights

  • Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
  • Earn 8% cash back on Capital One Entertainment purchases
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options. Terms apply
  • No rotating categories or sign-ups needed to earn cash rewards
  • Cash back won’t expire for the life of the account and there’s no limit to how much you can earn
  • No foreign transaction fee
  • No annual fee
  • You’re covered by $0 Fraud Liability for unauthorized charges

 

Further Details

  • Fraud Coverage – $0 Fraud Liability for unauthorized charges
  • Capital One Savor cardholders can use their rewards to shop millions of items at Amazon.com
  • Capital One Savor cardholders can also use their rewards to redeem for digital or physical gift cards from 100+ merchants including Walmart, Lowes, Whole Foods and many more
  • Capital One Savor cardholders can pay with their rewards via PayPal Pay with Rewards. Cardholders can use their Capital One rewards when they check out with PayPal at millions of online retailers

Card Details Page

Additional Resources

Top Credit Card Perks Associated with Excellent Credit

Credit Card Perks
According to Experian, an excellent or exceptional credit score falls between 800 and 850. While only 20 percent of consumers have an excellent score, if you’re lucky enough to reach this level it will provide you with a variety of financial benefits. This is particularly true when applying for a credit card. There are credit card offers designed for every type of consumer, regardless of credit score. For example, if you have poor credit, you can use a secured credit
Continue Reading »

What are the Benefits of Cash Back Credit Cards?

Cash Back Credit Cards
Cash back Credit cards - As you begin your search for the perfect credit card, it makes sense to focus on those that give you something in return for using it. And that’s why cash back and rewards credit cards have become so popular over the years. Before you apply for cash back credit cards, it’s a good idea to compare the finer details of three to five offers. This gives you a solid overview of what’s available, thus helping
Continue Reading »

Do You Have Good Credit? Questions to Help You Choose the Right Card
If you have poor (under 580) or fair (580 to 669) credit, you typically have to take what you can get when applying for a credit card. In fact, you may even have to rely on a secured credit card (requires a cash deposit as collateral) until your score is high enough to obtain an unsecured credit card. Conversely, if you have good or excellent credit, there are many more offers to consider. Knowing what to look for will go
Continue Reading »

Financial services disclosures

Credit Terms, Rates and Fees : Credit cards have APR rates and fees that you need to review before you sign on with a bank or lender. APR rates can range from 0% to 35.99%. Annual fees can range from $0.00 to $199.00. These financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit issuer those fees plus your current balance. Please review the credit card applications for specifics into the terms, rates, fees and conditions. All credit card offers are displayed without guarantee. To affirm terms and conditions, tap the “Apply Now” to learn more about the credit offer on a secure page provided by the card issuer(s).

Terms & Offers

Advertisements which display guaranteed lines of credit for $500.00-$750.00 are exclusively for usage through online shopping retail stores, online auctions and/or online marketplace store websites. Please review full terms and conditions prior to applying for any line of credit. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit.

Office Location

Attn: LeadDemand.com - 3350 Shelby St. Suite 200 #1015 Ontario, CA 91764

Contact Information

Email: support@applynowcredit.com
Phone: Customer Service

Cards by Credit

Card Categories

Personal Loans

Resources

Company


Apply Now Credit

About Our Ratings
We are not a lender. Instead, we partner with lenders and credit card banks that are willing to provide our audience with credit and loan products. We have no control over rates, fees, and other terms and conditions. This is determined by your lender, based on a variety of factors. We never make credit and/or loan offers and we don’t broker online loans and/or lines of credit. Also, we don’t make credit decisions. This website will submit the information provided by you to partner lenders and/or credit card banks. However, this does not guarantee that you will receive approval for any type of loan or line of credit. The operator of this website is not a broker, agent, or representative of any lender or credit line provider.

Advertiser Disclosure
We have agreements with our credit card banks and lending partners that allow us to receive compensation when someone applies or gets endorsed for a loan, credit card, or any other type of financial product throughout our website. Even with this agreement in place, all of the provided information is accurate, to the best of our knowledge, and provided in a neutral manner. Compensation may impact the products we review and survey, as well as their position on our website. We strive to provide a comprehensive guide to our users, but realize that our website does not include every product from every financial institution.

Office Location : Attn: LeadDemand.com - 3350 Shelby St. Suite 200 #1015 Ontario, CA 91764    Contact Us : support@applynowcredit.com    Phone Support    Customer Service

Copyright © 2025 | ApplyNowCredit.com | All Rights Reserved | Choose the Right Credit Card in seconds