Poor Credit Credit Cards - ApplyNowCredit.com

Credit Cards for Poor Credit

Poor credit doesn’t have to stop you from reaching your financial goals. You simply need to get creative, such as by finding a poor credit credit card that can help boost your score. Many credit card issuers offer credit cards for poor credit, as they realize that this financial tool can help consumers get back on the right track. If your credit is poor and you need a credit card to improve your finances, check out some of the many offers detailed below.

Poor Credit

Imagine® Visa® Credit Card

Up to $1,000 credit limit subject to credit approval

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : Fair/Poor
  • Rewards : Up to 3% Cash Back Rewards
  • Annual Fee : See Terms
  • Regular APR : 29.99% or 36% Fixed
  • Updated for : Fri 20 Dec 2024
  • More Details : View Card Page

Highlights

  • Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments
  • Earn 1% Cash Back Rewards* on all other eligible purchases
  • Up to $1,000 credit limit subject to credit approval
  • $0 fraud liability**
  • Free Credit Score†
  • The Imagine Card is issued by Webbank

*See Program Terms for important information about the cash back rewards program.

**Zero liability subject to Visa’s Zero Liability Policy.

† Your credit score will be available in your online account 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only and may not be used by WebBank (the issuer of this card) or other creditors to make credit decisions.

Card Details Page

Poor Credit

GO2bank

Overdraft protection up to $200 with opt-in and eligible direct deposit*

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : All Credit Types Considered
  • Rewards : Earn up to 7% cash back when you buy eGift Cards in the app
  • Annual Fee : $0.00
  • Regular APR : n/a
  • Updated for : Fri 20 Dec 2024
  • More Details : View Card Page

Highlights

  • Overdraft protection up to $200 with opt-in and eligible direct deposit*
  • No monthly fees with eligible direct deposit, otherwise $5 per month
  • Earn up to 7% cash back when you buy eGift Cards in the app
  • Get your pay up to 2 days early – Get your government benefits up to 4 days early.*
  • High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*

*Terms and conditions apply. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Overdraft fees may apply. Click Apply Now to learn more.

Card Details Page

Poor Credit

PREMIER Bankcard® Mastercard® Credit Card

Start building credit by keeping your balance low and paying all your bills on time each month

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Fair/Poor
  • Rewards : n/a
  • Annual Fee : See Provider Website
  • Regular APR : See Provider Website
  • Updated for : Fri 20 Dec 2024
  • More Details : View Card Page

Highlights

  • PREMIER Bankcard credit cards are for building credit.
  • Start building credit by keeping your balance low and paying all your bills on time each month.
  • When you need assistance our award-winning US-based Customer Service agents are there to help.
  • Credit Limit Increase Eligible after 12 months of consistent responsible account management.
  • We report monthly to the Consumer Reporting Agencies to help you build your credit.

Card Details Page

Poor Credit

the secured Self Visa® Credit Card

No credit check or score required

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : No Credit, New to Credit, Limited Credit, Bad, Poor
  • Rewards : n/a
  • Annual Fee : $25
  • Regular APR : 28.49% Variable
  • Updated for : Fri 20 Dec 2024
  • More Details : View Card Page

Highlights

The secured Self Visa® Credit Card¹ is designed to help you build or rebuild your credit with confidence.  No credit check or score required.

  • The secured Self Visa® Credit Card is a low annual fee credit card that helps you build your credit when used responsibly.
  • Unlike a debit card, it reports your payment history to all 3 major credit bureaus, helping you build credit history.
  • Use your card anywhere Visa® is accepted in the US.
  • A $100 minimum security deposit is required². Once approved, your credit limit will be equal to your security deposit.
  • Get help staying on track with Autopay and account alerts.
  • Manage your account 24/7 online, by phone, or in our mobile app.

Card Details Page

Poor Credit

Current Build Visa® Credit Card

Credit for everyone - Regardless of your credit history!

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : No to Good Credit
  • Rewards : Grow your savings - Earn up to a 4.00% Bonus on Savings Pods
  • Annual Fee : $0.00
  • Regular APR : 0.00%
  • Updated for : Fri 20 Dec 2024
  • More Details : View Card Page

Highlights

  • Credit for everyone – Regardless of your credit history!
  • Get paid up to 2 days faster – Using Direct Deposit.
  • Build credit not debt.
  • Grow your savings – Earn up to a 4.00% Bonus on Savings Pods

View Product Disclosures

Card Details Page

Poor Credit

Ava

NO CREDIT CHECK REQUIRED, and approval is guaranteed when you connect a valid bank account and pass identity checks.

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Any Credit Welcome
  • Rewards : N/A
  • Annual Fee : Starting at just $6/month for the annual plan
  • Regular APR : 0.00%
  • Updated for : Fri 20 Dec 2024
  • More Details : View Card Page

Highlights

Unlock a better financial future with Ava – an easy and effective way to build positive credit history, which can help build your credit score. You may see improvements in as little as two weeks, with 90% of credit score factors positively impacted by our approach. A prime (700+) score may finally be attainable.

With Ava, you can expect:

  • No hidden fees
  • 0% interest
  • Instant account set up with no credit check
  • $0.00 deposit/collateral required

Card Details Page

Poor Credit

MAGNUM – Credit Builder Account

No credit history needed; no hard check required

  • Rating :
  • Credit Brand : Other
  • Credit Needed : All Credit Types Considered
  • Rewards : N/A
  • Annual Fee : N/A
  • Regular APR : N/A
  • Updated for : Fri 20 Dec 2024
  • More Details : View Card Page

Highlights

  • Get up to a +86 average* FICO® Score increase on autopilot
  • Largest credit builder in the nation
  • Build from $2,000 up to $30,000 of credit history starting at low monthly payments
  • Great if you want to access premium CCs & higher credit limits
  • No credit history needed; no hard check required
  • No prepayment or early cancellation fees

*Individual results may vary, terms and conditions may apply.

Card Details Page

Poor Credit

Destiny® Mastercard® with Instant Credit

Instant: Once approved, add your card to your mobile wallet and shop today.

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Poor to Good
  • Rewards : See Website for Details
  • Annual Fee : See Terms
  • Regular APR : See Terms
  • Updated for : Fri 20 Dec 2024
  • More Details : View Card Page

Highlights

  • Access credit immediately through a mobile wallet. Identity authentication required. See application for additional details.
  • Get the Destiny® Mastercard® in your mobile wallet today.
  • Apply today and shop today!
  • Instant: Once approved, add your card to your mobile wallet and shop today.
  • Easy: We’ll help you add your card to your mobile wallet for instant access.
  • Convenient: Use in-store, online or in-app to shop today.
  • Get started now so you can shop today! – Shop today with Apple Pay® or Google Pay ™
  • Start shopping today in-store, online or in-app using your mobile wallet.
  • Shop today! Don’t wait!
  • Start shopping right away.
  • Get started now so you can shop today!
  • Use your mobile phone to add the Destiny card to your mobile wallet and access credit immediately.
  • Don’t wait for your card in the mail; if approved, just add it to your mobile wallet with Apple Pay® or Google Pay™ to start shopping right away.
  • Add The Destiny Card To Your Mobile Wallet With Apple Pay® or Google Pay™
  • Start shopping today with Destiny Mastercard, apply now!

Card Details Page

Poor Credit

PREMIER Bankcard® Grey Credit Card

Pre-qualify with no impact to your credit score

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Fair/Poor
  • Rewards : n/a
  • Annual Fee : See Provider Website
  • Regular APR : See Provider Website
  • Updated for : Fri 20 Dec 2024
  • More Details : View Card Page

Highlights

  • Pre-qualify with no impact to your credit score
  • Helping people build credit is our first priority – start your credit-building journey today.
  • Start building credit by keeping your balance low and paying all your bills on time each month.
  • We report monthly to the Consumer Reporting Agencies to help you build your credit.
  • Award-winning, U.S.-based customer service

Card Details Page

Poor Credit

Kikoff

0% APR and No Hidden Fees

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Any Credit Welcome
  • Rewards : N/A
  • Annual Fee : $0.00
  • Regular APR : 0.00%
  • Updated for : Fri 20 Dec 2024
  • More Details : View Card Page

Highlights

  • No credit check
  • 0% APR and No hidden fees
  • Open your account in minutes
  • Bank-level security keeps your data safe
  • A  tradeline from $750 up to $2,500
  • Build credit by establishing a payment history and maintaining a low utilization rate, all with no unexpected fees or interest.

Credit building on your terms

You decide how much to spend and how many months of payment history to build. There’s no minimum time commitment – you can pay your balance in full at any time.

Grow payment history, guaranteed.

With AutoPay we automatically settle your balance on time, every month. This guarantees you build your payment history – and your credit.

Reach your financial goals.

Every month we report your payments to the major credit bureaus. Grow your credit to get that apartment lease, car loan, those lower interest rates.

Card Details Page

Poor Credit

Milestone® Mastercard®

Greater access to credit than before - $700 credit limit

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Fair/Good
  • Rewards : n/a
  • Annual Fee : See Terms
  • Regular APR : See Terms
  • Updated for : Fri 20 Dec 2024
  • More Details : View Card Page

Highlights

  • Greater access to credit than before – $700 credit limit
  • Get a Mastercard accepted online, in store and in app
  • Account history is reported to the three major credit bureaus in the U.S.
  • $0 liability for unauthorized use
  • Access your account online or from your mobile device 24/7

Card Details Page

Poor Credit

PREMIER Bankcard® Mastercard® Credit Card

Pre-qualify with no impact to your credit score

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Fair/Poor
  • Rewards : n/a
  • Annual Fee : See Provider Website
  • Regular APR : See Provider Website
  • Updated for : Fri 20 Dec 2024
  • More Details : View Card Page

Highlights

  • Pre-qualify with no impact to your credit score.
  • Don’t let a low credit score stop you from pre-qualifying – we’ve helped millions build credit, now it’s your turn.
  • Start building credit by keeping your balance low and paying all your bills on time each month.
  • Our mobile app helps you keep track of your spending and payments for greater financial control.
  • When you need assistance our award-winning US-based Customer Service agents are there to help.

Card Details Page

Poor Credit

Destiny Mastercard®

Less than perfect credit is okay, even with a prior bankruptcy!

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Poor to Good
  • Rewards : n/a
  • Annual Fee : See Terms
  • Regular APR : See Terms
  • Updated for : Fri 20 Dec 2024
  • More Details : View Card Page

Highlights

  • All the benefits of a Mastercard, without a security deposit
  • 24/7 access to your account, even on mobile!
  • Reports to all three major credit bureaus
  • Less than perfect credit is okay, even with a prior bankruptcy!

Card Details Page

Poor Credit

Indigo® Mastercard® for Less than Perfect Credit

Higher limit than before, still no security deposit required!

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Bad/Poor/Fair
  • Rewards : N/A
  • Annual Fee : See Terms
  • Regular APR : 35.9%
  • Updated for : Fri 20 Dec 2024
  • More Details : View Card Page

Highlights

  • Now with higher credit limits
  • Increase your access to available credit
  • Higher limit than before, still no security deposit required!
  • Greater access to credit than before
  • Less than perfect credit is okay
  • Mobile account access at any time
  • Account history is reported to the three major credit bureaus in the U.S.

Card Details Page

Poor Credit

Arro Card

All credit types accepted

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : All Credit Types Accepted
  • Rewards : n/a
  • Annual Fee : $3/month; $1/month for the 1st year
  • Regular APR : 16% Variable
  • Updated for : Fri 20 Dec 2024
  • More Details : View Card Page

Highlights

  • All credit types accepted.
  • Arro’s soft credit pull does not impact your credit score.
  • Through in-app personal finance activities, members receive real time credit limit increases and other rewards.
  • Opportunities to decrease your interest rate.
  • Use your Arro Card anywhere Mastercard is accepted.
  • Application takes as little as 5 minutes.

Card Details Page

Poor Credit

PREMIER Bankcard® Gold Credit Card

Don’t let a low credit score stop you from pre-qualifying — second chances are our first priority

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Fair/Poor
  • Rewards : n/a
  • Annual Fee : See Provider Website
  • Regular APR : See Provider Website
  • Updated for : Fri 20 Dec 2024
  • More Details : View Card Page

Highlights

  • Don’t let a low credit score stop you from pre-qualifying — second chances are our first priority.
  • PREMIER Bankcard credit cards are made for people with less-than-perfect credit.
  • Credit limit increase eligible after 12 months of consistent responsible account management.
  • We’ll provide you a manageable credit limit and manageable payments meant to help you stick to your budget.
  • Award-winning, U.S.-based customer service

Card Details Page

Poor Credit

Group One Platinum Card

Bad Credit, No Credit? No Problem!

  • Rating :
  • Credit Brand : Other
  • Credit Needed : Damaged/Fair
  • Rewards : N/A
  • Annual Fee : See website for Details*
  • Regular APR : 0.00%
  • Updated for : Fri 20 Dec 2024
  • More Details : View Card Page

Highlights

  • No Employment or Credit Check
  • Bad Credit, No Credit? No Problem!
  • Fast and Easy Application

Card Details Page

Additional Resources

Credit Spotlight: Current Build Visa® Credit Card

Mastering the Art of Building Credit with Current Build Visa® Credit Card Building credit is an essential part of financial success. Whether you're applying for a mortgage, renting an apartment, or even getting a new job, your credit history plays a crucial role. However, establishing and improving credit can be challenging, especially for those with little or no credit history. In this article, we will explore the importance of building credit and how the Current Build Visa® Credit Card can
Continue Reading »

Credit Spotlight: Destiny Mastercard®

Do you have imperfect credit? Has it stopped you from obtaining a credit card in the past? Are you hoping to improve your situation in the future? If you answered yes to these questions, the Destiny Mastercard® may be just what you’re looking for. Quick Overview All the benefits of a Mastercard, without a security deposit Keeping your account in good standing may help establish and/or improve your credit history Less than perfect credit is okay, even with a prior
Continue Reading »

If you have a Poor Credit history and score, you’ve probably found it quite difficult to get a credit
card. Here at Apply Now Credit, we put some light at the end of the Poor Credit tunnel by
compiling a listing of Poor Credit credit cards that accept applicants with bad, damaged and
dinged credit ratings.

Issued by top-rate providers, these Poor Credit credit cards are designed solely for those who
may be at risk of having their applications denied by standard credit card providers. Although
most come with relatively high interest rates, responsible use and timely payments can improve
your credit score and allow you to get credit cards with better rates in the future.

For example, First Progress offers a range of cards featuring expedited processing options that
help get a Poor Credit credit card in your hands quickly — perfect for when you need funds in a
hurry. Monthly reporting to the three major credit bureaus — Experian, Equifax and
TransUnion — means that on-time repayments get reported and your credit score rises, helping
you establish a better rating.

Some of these Poor Credit credit cards require that you pay a small processing fee, and many
only provide small credit limits at the beginning. But just as you can improve your credit score
with responsible use, providers can also raise your limit as they see you working to improve
your financial habits. The fast, easy and secure online applications here at Apply Now Credit
can get you results in as little as 60 seconds.


Financial services disclosures

Credit Terms, Rates and Fees : Credit cards have APR rates and fees that you need to review before you sign on with a bank or lender. APR rates can range from 0% to 35.99%. Annual fees can range from $0.00 to $199.00. These financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit issuer those fees plus your current balance. Please review the credit card applications for specifics into the terms, rates, fees and conditions. All credit card offers are displayed without guarantee. To affirm terms and conditions, tap the “Apply Now” to learn more about the credit offer on a secure page provided by the card issuer(s).

Terms & Offers

Advertisements which display guaranteed lines of credit for $500.00-$750.00 are exclusively for usage through online shopping retail stores, online auctions and/or online marketplace store websites. Please review full terms and conditions prior to applying for any line of credit. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit.

Office Location

Attn: LeadDemand - 3200 E. Guasti Road, Suite 100 - Ontario, CA 91761

Contact Information

Email: support@applynowcredit.com
Phone: Customer Service