Visa® Credit Cards - ApplyNowCredit.com

Best-Rated Cards by Visa®

When it comes to top players in the credit card space, not many are on the same level as Visa. Founded in 1958 and processing more than 100 billion transactions per year, you can’t go wrong when you rely on this credit card company. As a world renowned brand, you can use your Visa almost everywhere credit cards are accepted. Below, we share information on some of the most popular Visa credit cards, including details on fees, purchase APRs, credit requirements, and so much more.

Visa®

Petal® 2 “Cash Back, No Fees” Visa® Credit Card

$500 – $10,000 credit limits

Rating

Credit Brand Visa
Credit Needed

Excellent/Good/Limited

Annual Fee

$0.00

Regular APR

12.99% to 26.99% Variable

Rewards

Up to 1.5% cash back after making 12 on-time monthly payments

Full Details

Card Page

Updated for

Wed 25 Nov 2020

Highlights

  • No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee.
  • Up to 1.5% cash back after making 12 on-time monthly payments
  • 1% cash back on eligible purchases right away
  • 2% – 10% cash back from select merchants
  • $500 – $10,000 credit limits
  • Variable APRs 12.99% – 26.99%
  • Build credit alongside tens of thousands of Petal Card members
  • Cash flow technology may help applicants without credit history get approved
  • Petal’s mobile app makes it easy to manage your money, track your spending, and automate payments
  • See if you’re pre-approved within minutes without impacting your credit score
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank, Member FDIC

Card Details Page

Visa®

Total Visa® Card

Get a Response in Seconds

Rating

Credit Brand Visa
Credit Needed

Fair/Bad Credit

Annual Fee

See Terms

Regular APR

See Terms

Rewards

n/a

Full Details

Card Page

Updated for

Wed 25 Nov 2020

Highlights

  • Monthly reporting to all three major credit bureaus (as to help you boost your credit score)
  • Accepted by most merchants throughout the United States and online
  • Instant online response after submitting an application
  • Manageable monthly payments
  • Your choice of six free designs

Card Details Page

Quick Tip: Applying for Credit Card

Applying for a credit card is generally a decision based on your personal finances. For instance, a credit card is one of the best tools for building your credit history after graduating from college. That’s a good reason to apply. Conversely, if you’re searching for a credit card to make a purchase, you'll need to consider other factors like if intend to carry a balance.

Visa®

Petal® 1 “No Annual Fee” Visa® Credit Card

$500 - $5,000 credit limits.

Rating

Credit Brand Visa
Credit Needed

Fair/Bad/Limited/No Credit

Annual Fee

$0

Regular APR

19.99 - 29.49% Variable

Rewards

Up to 10% cash back from select merchants

Full Details

Card Page

Updated for

Wed 25 Nov 2020

Highlights

  • $0 Annual Fee
  • 2% – 10% cash back from select merchants
  • $500 – $5,000 credit limits
  • Variable APRs 19.99 – 29.49% APR
  • No annual or international transaction fees. Late and returned payment fees may apply
  • Build credit alongside tens of thousands of Petal Card members
  • Cash flow technology may help applicants without credit history get approved
  • Petal’s mobile app makes it easy to manage your money, track your spending, and automate payments
  • See if you’re pre-approved within minutes without impacting your credit score
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank, Member FDIC

Card Details Page

Visa®

First Access Visa® Card

Get a result in as little as 60 seconds upon completion of the online application

Rating

Credit Brand Visa
Credit Needed

Bad

Annual Fee

See Terms

Regular APR

See Terms

Rewards

n/a

Full Details

Card Page

Updated for

Wed 25 Nov 2020

Highlights

Get the security and convenience of a full-feature, unsecured VISA® Credit Card – accepted at millions of merchant and ATM locations nationwide and online.

  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • $300 credit limit (subject to available credit)
  • Receive your card more quickly with optional Expedited Processing (additional fee applies)
  • Get a result in as little as 60 seconds upon completion of the online application
  • Online Customer Center available 24 x 7
  • Checking account required
  • The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.

Card Details Page

Quick Tip: Check Your Credit Score

When was the last time you checked your credit score? Can you remember, or was it so long ago that it has slipped your mind? While there’s no good reason to check your credit score every day of the week, you should get into the habit of doing so regularly. Check out is this great article on the topic.

Visa®

Total Visa® Card

A genuine Visa credit card accepted by merchants nationwide across the USA and online

Rating

Credit Brand Visa
Credit Needed

Fair/Bad Credit

Annual Fee

See Terms

Regular APR

See Terms

Rewards

n/a

Full Details

Card Page

Updated for

Wed 25 Nov 2020

Highlights

  • Monthly reporting to all three major credit bureaus (as to help you boost your credit score)
  • Accepted by most merchants throughout the United States and online
  • Instant online response after submitting an application
  • Manageable monthly payments
  • Your choice of six free designs

Card Details Page

Visa®

First Access Visa® Card

Rating

Credit Brand Visa
Credit Needed

Poor

Annual Fee

see terms

Regular APR

see terms

Rewards

n/a

Full Details

Card Page

Updated for

Wed 25 Nov 2020

Highlights

Get the security and convenience of a full-feature, unsecured VISA® Credit Card – accepted at millions of merchant and ATM locations nationwide and online.

  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • $300 credit limit (subject to available credit)
  • Receive your card more quickly with optional Expedited Processing (additional fee applies)
  • Get a result in as little as 60 seconds upon completion of the online application
  • Online Customer Center available 24 x 7
  • Checking account required
  • The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.

Card Details Page

Resources: Banks, Cards Issuers, Lenders

Why Some Credit Card Issuers Might Require a Deposit

Why Some Credit Card Issuers Might Require a Deposit Depending on your credit score and history, you may find that many (or all) credit card companies are requiring you to make a deposit. A secured credit card is one of the better ways for someone with no credit or bad credit to improve their score, all with the idea of eventually moving onto an unsecured offer in the future. What is a Secured Credit Card? Simply put, a secured credit card requires a cash deposit at the time of opening the account. The amount of money you deposit acts as
Continue Reading »

Unique Questions to Ask a Credit Card Issuer Before Accepting an Offer

You’ve pulled your credit report and score. You’ve compared credit card offers. You know exactly what you’re looking for. It’s exciting to receive a credit card approval, but there’s something you need to know: you don’t necessarily have to accept the offer. Before you say “yes” and begin to use your new credit card, there are some unique questions you’ll want to ask the issuer. Here are five to start with: 1. Do you report account information to all three major credit bureaus? This isn’t something you typically have to worry about, but don’t take it for granted. Asking this
Continue Reading »

10 Business Credit Card Tips

Although small business do benefit from a business credit card it is important and imperative to manage the business credit card effectively. To begin with your business card and its offers will be primarily based on your personal credit score and report. As a business entrepreneur you too must check about the credit card companies and their reporting credit agencies. The common agencies are Dun & Bradstreet, Experian, Business Credit USA, and Equifax. Before accepting a card it is important for you to check interest rates, offers, and rules and regulations pertaining to each card and always choose one that
Continue Reading »

5 Details to Examine Before Applying for a Business Credit Card

Maybe you’re a new business owner. Or maybe you’ve been in business for a few years and realize that you need access to additional capital. A business credit card has a lot to offer, but before you apply there are five details that deserve your full and undivided attention: 1. Credit Needed There are business owners with excellent credit, as well as those with poor credit. While there’s an offer for everyone, those with good or excellent credit find it easier to secure a card that suits their every need. If you have good or excellent credit, focus primarily on
Continue Reading »

A global payment system services that handles financial transfers between consumers, businesses and a variety of institutions, Visa provides cardholders with the ability to shop at more than 29 million merchants worldwide. A wide array of banks issue Visa cards, including Credit One and Open Sky, and all these credit cards sport the company’s logo. Whether your credit score is poor or excellent, Apply Now Credit lists Visa cards that might be right for you.

Some Visa providers also make use of a growing variety of features that provide you with extra convenience and security. Cardholders with special chips inside their Visa credit cards can use contactless payment for smaller purchases that lets them tap the terminal instead of swiping the magnetic strip. Some also have chips inside that allow for physical insertion and verification of the card, giving consumers an extra level of financial security during transactions. Verified by Visa helps protect your credit card from phishing scams when you make online purchases.
When considering Visa credit cards, check the range of potential benefits offered by each one. For example, Credit One Bank Visa credit cards offers email and text alerts to remind you when bills are due or when your available credit runs low. Regular purchases APRs for these cards sit between 16.99 and 24.99%, and as with all Visa cards, you have $0 liability for fraudulent charges should you report your card lost or stolen.

Use the information listed here at Apply Now Credit to decide which Visa card from top providers works for you. Our fast, secure application process can determine your eligibility quickly and get a Visa credit card in your hands within just days.


Financial services disclosures

Credit Terms, Rates and Fees : Credit cards have APR rates and fees that you need to review before you sign on with a bank or lender. Financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit card organization those fees plus your current balance. Interest fees range from 0% to 35% APR and annual fees range from $0.00 to $99.00 according to contractually agreed upon terms. Please review the credit card applications for specifics into the terms, rates, fees and conditions. All credit card offers are displayed without guarantee. To affirm terms and conditions, tap the “Apply Now” to learn more about the credit offer on a secure page provided by the card issuer(s).

Terms & Offers

* Advertisements which display guaranteed lines of credit for $500.00 are exclusively for usage through online shopping retail stores, online auctions and/or online marketplace stores. Please review full terms and conditions prior to applying for any credit card. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit.

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