Upgrade Triple Cash Rewards Visa®

See if you qualify in minutes without hurting your credit score

Intro Purchase APR

n/a

Annual Fee

$0.00

Rewards Rate

See Details

Credit Needed

Good/Excellent

Regular Purchase APR

14.99% - 29.99% APR

Credit Brand Visa®
Rating

Card Details Hide Details

Credit Card Details

  • Earn a $200 bonus on your Upgrade Card after opening a Rewards Checking account and making 3 debit card transactions*
  • Unlimited cash back on payments – 3% on Home, Auto and Health categories and 1% on everything else
  • $0 annual fee, $0 activation fees, $0 foreign transaction fees
  • Combine the flexibility of a credit card with the predictability of a personal loan
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability

* To qualify for the welcome bonus, you must open and fund a new Rewards Checking account and make 3 qualifying debit card transactions from your Rewards Checking account within 60 days of the date the Upgrade Card account is opened. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Your Upgrade Card and Rewards Checking account must be open and in good standing to receive a bonus. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking account as a one-time payout credit within 60 days after the 3rd qualifying card purchase.

Additional Info

  • Annual Fee : $0
  • Intro Purchase APR : N/A
  • Regular Purchase APR : 14.99% – 29.99% APR
  • Intro Balance Transfer APR : NA
  • Cash Advance APR : NA
  • Cash Advance FEE : NA
  • Late Fee : $0
  • Penalty APR : NA
  • Balance Transfer APR : NA
  • Balance Transfer Fee : $0
  • Foreign Transaction Fee : $0
  • Return Payment Fee : $0
  • $0 Fraud Liability : Yes
  • Extended Warranty Program : Yes
  • Roadside Assistance : Yes
  • Price Protection : Yes
  • Travel and Emergency Assistance Services : Yes
  • Concierge Service : Yes

Card Reviews

4.7
Rated 4.7 out of 5
4.7 out of 5 stars (based on 3 reviews)
Excellent67%
Good33%
Fair0%
Poor0%
Bad0%

Reviews

Child are giver

Rated 5 out of 5
January 11, 2022

Child are gover

ARNULFO

Helpful al

Rated 5 out of 5
January 6, 2022

All good

Mike

Child care giver

Rated 4 out of 5
August 9, 2021

Love taking care of small children.

Sherry Addington-Pruitt

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