Upgrade Triple Cash Rewards Visa®

See if you qualify in minutes without hurting your credit score

Intro Purchase APR

n/a

Annual Fee

$0.00

Rewards Rate

See Details

Credit Needed

Good/Excellent

Regular Purchase APR

8.99% -29.99%

Credit Brand Visa®
Rating

Card Details Hide Details

Credit Card Details

  • Earn a $200 bonus on your Upgrade Card after opening a Rewards Checking account and making 3 debit card transactions*
  • Unlimited cash back on payments – 3% on Home, Auto and Health categories and 1% on everything else
  • $0 fees – $0 annual fee, $0 activation fees, $0 maintenance fees
  • Combine the flexibility of a card with the low cost and predictability of a loan
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Access to a virtual card while you wait for your card to arrive in the mail
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability

Link to Rates and Terms

* To qualify for the $200 welcome bonus, you must open and fund a new Upgrade Rewards Checking Account and make 3 debit card transactions within 60 days of your Upgrade Card account opening. The bonus credit will be posted to your Upgrade Card as a rewards credit within 1-2 billing periods following the third debit transaction on your Rewards Checking account. Your Upgrade Card must be in good standing to receive the bonus.

Additional Info

  • Annual Fee : $0
  • Intro Purchase APR : N/A
  • Regular Purchase APR : 8.99% -29.99%
  • Intro Balance Transfer APR : NA
  • Cash Advance APR : NA
  • Cash Advance FEE : NA
  • Late Fee : $0
  • Penalty APR : NA
  • Balance Transfer APR : NA
  • Balance Transfer Fee : $0
  • Foreign Transaction Fee : $0
  • Return Payment Fee : $0
  • $0 Fraud Liability : Yes
  • Extended Warranty Program : Yes
  • Roadside Assistance : Yes
  • Price Protection : Yes
  • Travel and Emergency Assistance Services : Yes
  • Concierge Service : Yes

Card Reviews

4.7
Rated 4.7 out of 5
4.7 out of 5 stars (based on 3 reviews)
Excellent67%
Good33%
Fair0%
Poor0%
Bad0%

Reviews

Child are giver

Rated 5 out of 5
January 11, 2022

Child are gover

ARNULFO

Helpful al

Rated 5 out of 5
January 6, 2022

All good

Mike

Child care giver

Rated 4 out of 5
August 9, 2021

Love taking care of small children.

Sherry Addington-Pruitt

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