Upgrade Cash Rewards Visa®

Earn 1.5% unlimited cash back on card purchases every time you make a payment

Intro Purchase APR

n/a

Annual Fee

$0.00

Rewards Rate

1.5%

Credit Needed

Fair to Excellent

Regular Purchase APR

14.99% - 29.99% APR

Credit Brand Visa®
Rating

Card Details Hide Details

Credit Card Details

  • Earn a $200 bonus on your Upgrade Card after opening a Rewards Checking account and making 3 debit card transactions*
  • Earn 1.5% unlimited cash back on card purchases every time you make a payment
  • Combine the flexibility of a credit card with the predictability of a personal loan
  • $0 fees – $0 annual fee, $0 activation fees, $0 maintenance fees
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Access to a virtual card while you wait for your card to arrive in the mail
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability

* To qualify for the $200 welcome bonus, you must open and fund a new Rewards Checking account and make 3 debit card transactions within 60 days of your Upgrade Card account opening. The bonus will be applied as a one-time credit to your account and will not otherwise reduce the amount of your regular monthly payments. The bonus credit will be posted to your Upgrade Card as a rewards credit within 1-2 billing periods following the third debit card transaction on your Rewards Checking account. Your Upgrade Card must be in good standing to receive a bonus.

Additional Info

  • Annual Fee: $0
  • Intro Purchase APR: N/A
  • Regular Purchase APR: 14.99% – 29.99% APR
  • Intro Balance Transfer APR: N/A
  • Cash Advance APR: N/A
  • Cash Advance FEE: N/A
  • Late Fee: $0
  • Penalty APR: N/A
  • Balance Transfer APR: N/A
  • Balance Transfer Fee: N/A
  • Foreign Transaction Fee: $0
  • Return Payment Fee: $0
  • Rewards Rate: 1.5%

Card Reviews

5
Rated 5 out of 5
5 out of 5 stars (based on 1 review)
Excellent100%
Good0%
Fair0%
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Reviews

This is the best card buy far

Rated 5 out of 5
April 18, 2020

Buy far this is the top choice it give you the Best flexability of them to help build your credit for any one such great service I would give this the A number 1 best choice of them all

Blaine Jones

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General Disclaimer

Our team of editors rate credit card offers unbiasedly in light of the components the credit card offers purchasers, expenses, financing costs, and how a credit card is related by category. The evaluations are the master supposition of our editors, and not affected by any compensation this site gets from the credit card issuer(s).

Editorial Notes

Our team of editors rate credit card offers unbiasedly in light of the components the credit card offers purchasers, expenses, financing costs, and how a credit card is related by category. The evaluations are the master supposition of our editors, and not affected by any compensation this site gets from the credit card issuer(s).

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