Upgrade Card

Credit lines from $500 to $20,000*

Intro Purchase APR

n/a

Annual Fee

$0.00

Rewards Rate

n/a

Credit Needed

Good

Regular Purchase APR

6.99%-29.99% APR

Credit Brand Visa

Credit Card Details

  • Combine the flexibility of a card with the low cost and predictability of a loan
  • $0 fees – $0 annual fee, $0 activation fees, $0 maintenance fees
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Access to a virtual card while you wait for your card to arrive in the mail
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability

* Credit Lines opened through Upgrade feature APRs of 6.99%-29.99% and line amounts ranging $500 – $50,000. The lowest rates require Autopay and the majority of the line amounts will be $20,000 or under. For example, a $5,000 transaction with a 36 month term and a 19.99% APR has a required monthly payment of $187.90. The APR on your draw may be higher or lower. Your rate, line amount, and default term depend on maintaining a qualifying credit score, your credit usage history, requested amount, and other factors.

Additional Info

  • Annual Fee : $0
  • Intro Purchase APR : N/A
  • Regular Purchase APR : 6.99%-29.99% APR
  • Intro Balance Transfer APR : N/A
  • Cash Advance APR : N/A
  • Cash Advance FEE : N/A
  • Late Fee : $0
  • Penalty APR : $0
  • Balance Transfer Fee : $0
  • Foreign Transaction Fee : $0
  • Return Payment Fee : $0
  • $0 Fraud Liability : Yes
  • Auto Rental Insurance : TBD
  • Extended Warranty Program : TBD
  • Roadside Assistance : TBD
  • Purchase Protection : TBD
  • Travel Assistance TBD
  • Flight Accident Insurance TBD
  • Lost Luggage Reimbursement TBD
  • Concierge Service TBD

* Credit Lines opened through Upgrade feature APRs of 6.99%-29.99% and line amounts ranging $500 – $50,000. The lowest rates require Autopay and the majority of the line amounts will be $20,000 or under. For example, a $5,000 transaction with a 36 month term and a 19.99% APR has a required monthly payment of $187.90. The APR on your draw may be higher or lower. Your rate, line amount, and default term depend on maintaining a qualifying credit score, your credit usage history, requested amount, and other factors.

Card Reviews

5
5.0 rating
5 out of 5 stars (based on 1 review)
Excellent100%
Good0%
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Reviews

This is the best card buy far

5.0 rating
April 18, 2020

Buy far this is the top choice it give you the Best flexability of them to help build your credit for any one such great service I would give this the A number 1 best choice of them all

Blaine Jones

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Our team of editors rate credit card offers unbiasedly in light of the components the credit card offers purchasers, expenses, financing costs, and how a credit card is related by category. The evaluations are the master supposition of our editors, and not affected by any compensation this site gets from the credit card issuer(s).

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