Surge® Platinum Mastercard®

Up to $1,000 Initial Credit Limit - Takes less than a Minute!

Credit Brand

Mastercard

Credit Needed

Bad/Fair

Annual Fee

$75 - $125

Monthly Fee

N/A

Regular APR

35.90% Fixed

Rewards Rate

N/A

Rating

Card Details Hide Details

Credit Card Details

  • Up to $1,000 Initial Credit Limit
  • See if you Pre-Qualify with No Impact to your Credit Score
  • Less than perfect credit? We understand. The Surge Mastercard is ideal for people looking to rebuild their credit.
  • With responsible card use, you may be able to rebuild or improve your credit
  • Unsecured credit card that requires No Security Deposit
  • Perfect card for everyday purchases and unexpected expenses
  • Monthly reporting to the three major credit bureaus
  • Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
  • Use your card everywhere Mastercard is accepted at millions of locations
  • Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)

Give Your Credit a Surge

It is easy to complete our online application. The Surge Mastercard® is designed for people with less than perfect credit. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit!

How it Works

The Surge credit card is designed for people with less than perfect credit who want to get back on track. After you complete our short and easy online application, your results will be ready in a matter of seconds! Don’t miss this chance to Surge!

Why Choose the Surge Card?

If you have poor credit and are trying to improve your credit score, using a credit card responsibly may help. The Surge Mastercard® will report your payment activity to the three major credit bureaus on a monthly basis. Maintaining a low balance and paying your bill on time every month are two of the best practices for positive credit.

Get Approved Today!

It is easy to complete our online application. The Surge Mastercard® is designed for people with less than perfect credit. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit!

Additional Info

  • Credit Needed: Bad/Fair
  • Purchase Intro APR : N/A
  • Balance Transfers Intro APR : N/A
  • Regular APR: 35.90% Fixed
  • Annual Fee: $75 – $125
  • Cash Advance Fee – Either $10 or 3% of the amount of each cash advance, whichever is greater.
  • Foreign Transaction Fee – 3% of each transaction in U.S. dollars.
  • Monthly Maintenance Fee: $0 introductory fee for the first year, then $150 thereafter (billed $12.50 per month).
  • Late Payment Fee: Up to $41
  • Returned Payment Fee :Up to $41

Specifications

Regular APR
35.90% Fixed
Annual Fee
$75 - $125
Monthly Fee
N/A
Intro (Purchases)
N/A
Intro (Transfers)
n/a
Credit Recommended
Bad/Fair
Purchase Grace Period
n/a
Transfer Grace Period
See Website for Details
Cash Grace Period
See Website for Details
Cash Advance APR
See Website for Details
Cash Advance Fee
Either $10 or 3% of the amount of each cash advance, whichever is greater.
Balance Transfer Fee
See Website for Details
Penalty APR
See Website for Details
Return Check Fee
Up to $41
Late Payment Fee
Up to $41
Overlimit Fee
See Website for Details
Foreign Trans Fee
See Website for Details
Intro Rewards Bonus
See Website for Details
Rewards Rate
N/A
Fraud Coverage
See Website for Details
4.7
4.7 out of 5 stars (based on 17 reviews)
Excellent
Good
Fair
Poor
Bad

This is my last shot at qualifying for thing but a secured credit card. Fingers crossed.

August 24, 2018

I have terrible credit and can’t qualify for anything. Let’s see if this works otherwise its secured for me to build credit and no laptop for me

L J

awesome

August 12, 2018

required credit repair

john ec lashley

High

August 4, 2018

Trying to rebuild my credit so I hope I get approved, it’s got good reviews so we will see.

Danny J Scales

This is a good card to rebuild your credit.

July 28, 2018

According to the Surge MasterCard website, this is a good card to obtain to rebuild your credit. All you have to do is make your monthly payments on time and try to utilize 30 percent or less. Surge will report your status to the credit bureaus and you will see that your credit score will increase. Also making on time payments will automatically increase you credit limit.

I hope that you find this to be helpful so that you can make a decision and take the first step to rebuilding your credit.

Missionary A Mackie Mack

Great

June 7, 2018

Thank for helping rebuild my credit

martha zendejas

General Disclaimer

Please review the credit card applications for specifics into the terms and conditions. We strive to display current and up-to-date information. Nonetheless, all credit card offers are displayed without guarantee. To affirm terms and conditions, tap the "Apply Now" to learn more about the credit offer on a secure page provided by the card issuer(s).

Editorial Notes

Our team of editors rate credit card offers unbiasedly in light of the components the credit card offers purchasers, expenses, financing costs, and how a credit card is related by category. The evaluations are the master supposition of our editors, and not affected by any compensation this site gets from the credit card issuer(s).

Surge® Platinum Mastercard® Apply Now APPLY NOW