Surge® Platinum Mastercard®

Up to $1,000 Initial Credit Limit - Takes less than a Minute!

Credit Brand

Mastercard

Credit Needed

Bad/Fair

Annual Fee

$75 - $125

Monthly Fee

N/A

Regular APR

35.90% Fixed

Rewards Rate

N/A

Rating

Card Details Hide Details

Credit Card Details

  • Up to $1,000 Initial Credit Limit
  • See if you Pre-Qualify with No Impact to your Credit Score
  • Less than perfect credit? We understand. The Surge Mastercard is ideal for people looking to rebuild their credit.
  • With responsible card use, you may be able to rebuild or improve your credit
  • Unsecured credit card that requires No Security Deposit
  • Perfect card for everyday purchases and unexpected expenses
  • Monthly reporting to the three major credit bureaus
  • Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
  • Use your card everywhere Mastercard is accepted at millions of locations
  • Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)

Give Your Credit a Surge

It is easy to complete our online application. The Surge Mastercard® is designed for people with less than perfect credit. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit!

How it Works

The Surge credit card is designed for people with less than perfect credit who want to get back on track. After you complete our short and easy online application, your results will be ready in a matter of seconds! Don’t miss this chance to Surge!

Why Choose the Surge Card?

If you have poor credit and are trying to improve your credit score, using a credit card responsibly may help. The Surge Mastercard® will report your payment activity to the three major credit bureaus on a monthly basis. Maintaining a low balance and paying your bill on time every month are two of the best practices for positive credit.

Get Approved Today!

It is easy to complete our online application. The Surge Mastercard® is designed for people with less than perfect credit. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit!

Additional Info

  • Credit Needed: Bad/Fair
  • Purchase Intro APR : N/A
  • Balance Transfers Intro APR : N/A
  • Regular APR: 35.90% Fixed
  • Annual Fee: $75 – $125
  • Cash Advance Fee – Either $10 or 3% of the amount of each cash advance, whichever is greater.
  • Foreign Transaction Fee – 3% of each transaction in U.S. dollars.
  • Monthly Maintenance Fee: $0 introductory fee for the first year, then $150 thereafter (billed $12.50 per month).
  • Late Payment Fee: Up to $41
  • Returned Payment Fee :Up to $41

Specifications

Regular APR
35.90% Fixed
Annual Fee
$75 - $125
Monthly Fee
N/A
Intro (Purchases)
N/A
Intro (Transfers)
n/a
Credit Recommended
Bad/Fair
Purchase Grace Period
n/a
Transfer Grace Period
See Website for Details
Cash Grace Period
See Website for Details
Cash Advance APR
See Website for Details
Cash Advance Fee
Either $10 or 3% of the amount of each cash advance, whichever is greater.
Balance Transfer Fee
See Website for Details
Penalty APR
See Website for Details
Return Check Fee
Up to $41
Late Payment Fee
Up to $41
Overlimit Fee
See Website for Details
Foreign Trans Fee
See Website for Details
Intro Rewards Bonus
See Website for Details
Rewards Rate
N/A
Fraud Coverage
See Website for Details
4.7
4.7 out of 5 stars (based on 17 reviews)
Excellent
Good
Fair
Poor
Bad

Trying my hardest to increase my credit score

November 27, 2019

I hope this will help me build my credit score so I may invest into my little business

Jacob Hicks

Seems fair

June 19, 2019

I’m thinking about getting this card I have capital one credit one and Fingerhut amounts a few other cards it seems ok 500 credit limit to start is not to bad my score is fair but I spent over 30 percent that’s my issue if I get another card I can spend less shrugs pay on time never late your score will improve

China doll

No Title

April 19, 2019

Full grown

Fred

Honest, Very helpful

November 26, 2018

Very honest, no games played, you can build your credit, just do what’s required.

Les

I see that it helps you build credit!

August 27, 2018

People like myself need help rebuilding my credit,I hope everything goes good.. God’s will fingers crossed😊

Kayla Lytle

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Editorial Notes

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