Reflex® Platinum Mastercard®

Up to $1,000 Initial Credit Limit - Takes less than a Minute!

Credit Brand

Mastercard

Credit Needed

Bad/Fair

Annual Fee

$75 - $125

Monthly Fee

N/A

Regular APR

35.90% Fixed

Rewards Rate

N/A

Rating

Card Details Hide Details

Credit Card Details

  • Up to $1,000 Initial Credit Limit
  • See if you Pre-Qualify with No Impact to your Credit Score
  • Less than perfect credit? We understand. The Reflex Mastercard is ideal for people looking to rebuild their credit.
  • With responsible card use, you may be able to rebuild or improve your credit
  • Unsecured credit card that requires No Security Deposit
  • Perfect card for everyday purchases and unexpected expenses
  • Monthly reporting to the three major credit bureaus
  • Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
  • Use your card everywhere Mastercard is accepted at millions of locations
  • Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)

Additional Info

  • Credit Needed: Bad/Fair
  • Purchase Intro APR : N/A
  • Balance Transfers Intro APR : N/A
  • Regular APR: 35.90% Fixed
  • Annual Fee: $75 – $125
  • Cash Advance Fee – Either $10 or 3% of the amount of each cash advance, whichever is greater.
  • Foreign Transaction Fee – 3% of each transaction in U.S. dollars.
  • Monthly Maintenance Fee: $0 introductory fee for the first year, then $150 thereafter (billed $12.50 per month).
  • Late Payment Fee: Up to $41
  • Returned Payment Fee :Up to $41

Specifications

Regular APR
35.90% Fixed
Annual Fee
$75 - $125
Monthly Fee
N/A
Intro (Purchases)
N/A
Intro (Transfers)
N/A
Credit Recommended
Bad/Fair
Purchase Grace Period
N/A
Transfer Grace Period
See Website for Details
Cash Grace Period
See Website for Details
Cash Advance APR
See Website for Details
Cash Advance Fee
Either $10 or 3% of the amount of each cash advance, whichever is greater.
Balance Transfer Fee
See Website for Details
Penalty APR
See Website for Details
Return Check Fee
Up to $41
Late Payment Fee
Up to $41
Overlimit Fee
See Website for Details
Foreign Trans Fee
See Website for Details
Intro Rewards Bonus
See Website for Details
Rewards Rate
N/A
Fraud Coverage
See Website for Details
4.8
4.8 out of 5 stars (based on 19 reviews)
Excellent
Good
Fair
Poor
Bad

Moving UP

April 24, 2023

Getting back on track

Thurman

Filling out application

March 20, 2023

I don’t know yet because I have not gotten it yet

James VanHouten

Magic

November 30, 2022

I thought I was going to be denied but I was wrong. Ever since receiving this card it has been a blessing and I would encourage everyone with less that good credit to apply. All you have to do is make your payments on time and try to pay a little more than what is due.

Thank you Reflex

Melton McKinney

pre-qualified

December 31, 2020

good

Audra P Rosser

Life can be better

October 18, 2020

Hope this can help me get my life back.

James Zurobski
Reflex® Platinum Mastercard® Apply Now APPLY NOW