Reflex® Platinum Mastercard®

Up to $1,000 credit limit doubles up to $2,000*

Intro Purchase APR


Annual Fee

See Terms*

Rewards Rate


Credit Needed


Regular Purchase APR

See Terms*

Credit Brand Mastercard®

Card Details Hide Details

Credit Card Details

  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • Initial Credit Limit of $300 – $1,000* (subject to available credit)
  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required
  • Mastercard Zero Liability Protection (subject to Mastercard guidelines)

* Simply make at least your first six monthly minimum payments on time and your initial Credit Limit up to $1,000 doubles up to $2,000.

Additional Info

  • Purchase Intro APR : N/A
  • Annual Fee: See Terms*
  • Balance Transfers Intro APR : N/A
  • Credit Needed: Bad/Fair
  • Regular APR: See Terms*
  • Processing Fee: See Terms*
  • Cash Advance APR: See Terms*
  • Monthly Servicing Fee: See Terms*
Rated 4.8 out of 5
4.8 out of 5 stars (based on 19 reviews)

Moving UP

Rated 5.0 out of 5
April 24, 2023

Getting back on track


Filling out application

Rated 5.0 out of 5
March 20, 2023

I don’t know yet because I have not gotten it yet

James VanHouten


Rated 5.0 out of 5
November 30, 2022

I thought I was going to be denied but I was wrong. Ever since receiving this card it has been a blessing and I would encourage everyone with less that good credit to apply. All you have to do is make your payments on time and try to pay a little more than what is due.

Thank you Reflex

Melton McKinney


Rated 4.0 out of 5
December 31, 2020


Audra P Rosser

Life can be better

Rated 4.0 out of 5
October 18, 2020

Hope this can help me get my life back.

James Zurobski

Haven't seen review

Rated 5.0 out of 5
October 16, 2020

Will do. Right after I see it.

Deborah McLeay


Rated 5.0 out of 5
August 20, 2020

How to do a credit fix!!@

Patricia Morris

Sounds good

Rated 5.0 out of 5
July 7, 2020

Great card to get ur hands on


Very good

Rated 4.0 out of 5
May 15, 2020

Ya I like

Justin Blackburn


Rated 5.0 out of 5
April 16, 2020

in the name of god

sam boy

Is to get my first credit card

Rated 5.0 out of 5
April 11, 2020

And build up the credit so I could have a one credit.

Fred Clayton


Rated 5.0 out of 5
April 4, 2020

Great Card to starting all over to get credit back on line.

Janice Seidel

Great Card

Rated 5.0 out of 5
April 4, 2020

If you bad credit try applying without hurting your credit.I give this card 5 starts


Credit card

Rated 5.0 out of 5
February 17, 2020

If has good amenities I

recommend yo.ur credit card.

Michael Beamon

Good job

Rated 5.0 out of 5
February 3, 2020

good job thank you..



Rated 4.0 out of 5
February 2, 2020

To help build my credit

Jason spease

Friendly Application Process.

Rated 5.0 out of 5
January 31, 2020

Easy Fast Response Time. Perfect Online Time.

Raymond Ashford

No Title

Rated 5.0 out of 5
December 6, 2019

So far so good for now

Yvonne Rachid

Reflex Card

Rated 5.0 out of 5
July 5, 2019

Allowed me to rebuild my credit