Reflex® Platinum Mastercard®

Up to $1,000 credit limit doubles up to $2,000*

Intro Purchase APR

N/A

Annual Fee

Credit Limit of $300: $75 introductory fee for the first year, then $99 thereafter Credit Limit of $500, $750, or $1,000: $125 annually

Rewards Rate

N/A

Credit Needed

Bad/Fair

Regular Purchase APR

35.90% Fixed

Credit Brand Mastercard®
Rating

Card Details Hide Details

Credit Card Details

  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • Initial Credit Limit of $300 – $1,000* (subject to available credit)
  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required
  • Mastercard Zero Liability Protection (subject to Mastercard guidelines)

* Simply make at least your first six monthly minimum payments on time and your initial Credit Limit up to $1,000 doubles up to $2,000.

Additional Info

  • Credit Needed: Bad/Fair
  • Purchase Intro APR : N/A
  • Balance Transfers Intro APR : N/A
  • Regular APR: 35.90% Fixed
  • Annual Fee: Credit Limit of $300: $75 introductory fee for the first year, then $99 thereafter Credit Limit of $500, $750, or $1,000: $125 annually
  • Cash Advance Fee – Credit Limit of $300 or $500: $0 introductory fee for the first year, then either $10 or 3% of the amount of each Cash Advance, whichever is greater.
  • Cash Advance Fee – Credit Limit of $750 or $1,000: Either $10 or 3% of the amount of each Cash Advance, whichever is greater from the date your Account is opened.
  • Foreign Transaction Fee – Credit Limit of $300 or $500: $0 introductory fee for the first year, then 3% of each transaction in U.S. dollars.
  • Foreign Transaction Fee – Credit Limit of $750 or $1,000: 3% of each transaction in U.S. dollars from the date your Account is opened.
  • Monthly Servicing Fee: Credit Limit of $300 or $500: $0 introductory fee for the first year, then $150 thereafter (billed $12.50 per month).
  • Late Payment Fee: Up to $41
  • Returned Payment Fee :Up to $41
4.8
4.8 out of 5 stars (based on 19 reviews)
Excellent79%
Good21%
Fair0%
Poor0%
Bad0%

Moving UP

April 24, 2023

Getting back on track

Thurman

Filling out application

March 20, 2023

I don’t know yet because I have not gotten it yet

James VanHouten

Magic

November 30, 2022

I thought I was going to be denied but I was wrong. Ever since receiving this card it has been a blessing and I would encourage everyone with less that good credit to apply. All you have to do is make your payments on time and try to pay a little more than what is due.

Thank you Reflex

Melton McKinney

pre-qualified

December 31, 2020

good

Audra P Rosser

Life can be better

October 18, 2020

Hope this can help me get my life back.

James Zurobski

Haven't seen review

October 16, 2020

Will do. Right after I see it.

Deborah McLeay

BAD CREDIT FIX

August 20, 2020

How to do a credit fix!!@

Patricia Morris

Sounds good

July 7, 2020

Great card to get ur hands on

Bryan

Very good

May 15, 2020

Ya I like

Justin Blackburn

samboy

April 16, 2020

in the name of god

sam boy

Is to get my first credit card

April 11, 2020

And build up the credit so I could have a one credit.

Fred Clayton

Great

April 4, 2020

Great Card to starting all over to get credit back on line.

Janice Seidel

Great Card

April 4, 2020

If you bad credit try applying without hurting your credit.I give this card 5 starts

JaniceSeidel

Credit card

February 17, 2020

If has good amenities I

recommend yo.ur credit card.

Michael Beamon

Good job

February 3, 2020

good job thank you..

nelson

Great

February 2, 2020

To help build my credit

Jason spease

Friendly Application Process.

January 31, 2020

Easy Fast Response Time. Perfect Online Time.

Raymond Ashford

No Title

December 6, 2019

So far so good for now

Yvonne Rachid

Reflex Card

July 5, 2019

Allowed me to rebuild my credit

John