Reflex® Platinum Mastercard®

Up to $1,000 Initial Credit Limit - Takes less than a Minute!

Credit Brand

Mastercard

Credit Needed

Bad/Fair

Annual Fee

$75 - $125

Monthly Fee

N/A

Regular APR

35.90% Fixed

Rewards Rate

N/A

Rating

Card Details Hide Details

Credit Card Details

  • Up to $1,000 Initial Credit Limit
  • See if you Pre-Qualify with No Impact to your Credit Score
  • Less than perfect credit? We understand. The Reflex Mastercard is ideal for people looking to rebuild their credit.
  • With responsible card use, you may be able to rebuild or improve your credit
  • Unsecured credit card that requires No Security Deposit
  • Perfect card for everyday purchases and unexpected expenses
  • Monthly reporting to the three major credit bureaus
  • Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
  • Use your card everywhere Mastercard is accepted at millions of locations
  • Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)

Additional Info

  • Credit Needed: Bad/Fair
  • Purchase Intro APR : N/A
  • Balance Transfers Intro APR : N/A
  • Regular APR: 35.90% Fixed
  • Annual Fee: $75 – $125
  • Cash Advance Fee – Either $10 or 3% of the amount of each cash advance, whichever is greater.
  • Foreign Transaction Fee – 3% of each transaction in U.S. dollars.
  • Monthly Maintenance Fee: $0 introductory fee for the first year, then $150 thereafter (billed $12.50 per month).
  • Late Payment Fee: Up to $41
  • Returned Payment Fee :Up to $41

Specifications

Regular APR
35.90% Fixed
Annual Fee
$75 - $125
Monthly Fee
N/A
Intro (Purchases)
N/A
Intro (Transfers)
N/A
Credit Recommended
Bad/Fair
Purchase Grace Period
N/A
Transfer Grace Period
See Website for Details
Cash Grace Period
See Website for Details
Cash Advance APR
See Website for Details
Cash Advance Fee
Either $10 or 3% of the amount of each cash advance, whichever is greater.
Balance Transfer Fee
See Website for Details
Penalty APR
See Website for Details
Return Check Fee
Up to $41
Late Payment Fee
Up to $41
Overlimit Fee
See Website for Details
Foreign Trans Fee
See Website for Details
Intro Rewards Bonus
See Website for Details
Rewards Rate
N/A
Fraud Coverage
See Website for Details
4.8
4.8 out of 5 stars (based on 19 reviews)
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Fair
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Great

February 2, 2020

To help build my credit

Jason spease

Friendly Application Process.

January 31, 2020

Easy Fast Response Time. Perfect Online Time.

Raymond Ashford

No Title

December 6, 2019

So far so good for now

Yvonne Rachid

Reflex Card

July 5, 2019

Allowed me to rebuild my credit

John
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