Capital One Quicksilver Secured Cash Rewards Credit Card

Building your credit? Using a card like this responsibly could help

Intro Purchase APR

n/a

Annual Fee

$0.00

Rewards Rate

1.5% Cash Back on every purchase, every day

Credit Needed

Limited, Bad

Regular Purchase APR

30.74% (Variable)

Credit Brand Capital One
Rating

Card Details Hide Details

Credit Card Details

  • No annual or hidden fees, and you can earn unlimited 1.5% cash back on every purchase, every day. See if you’re approved in seconds
  • Put down a refundable $200 security deposit to get a $200 initial credit line
  • Building your credit? Using a card like this responsibly could help
  • Enjoy peace of mind with $0 Fraud Liability so that you won’t be responsible for unauthorized charges
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options. Terms apply
  • Monitor your credit score with CreditWise from Capital One. It’s free for everyone
  • Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024

 

Further Details

  • Fraud Coverage – $0 Fraud Liability for unauthorized charges
  • Emergency Card Services – If your credit card is lost or stolen, you can get an emergency card replacement and a cash advance, subject to available credit
  • Mastercard ID Theft Protection™ – Available to help should you become the victim of Identity Theft

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply

Rates & Fees

Additional Info

  • Regular APR: 30.74% (Variable)
  • Annual Fee: $0
  • Credit Recommended: Limited, Bad
  • Purchase Grace Period: 25 days
  • Transfer Grace Period: 0 days
  • Cash Advance APR: 30.74% (Variable)
  • Penalty APR: None
  • Cash Grace Period: 0 days
  • Balance Transfer Fee: Balance Transfer Fee applies to balances transferred at a promotional rate
  • Cash Advance Fee: 5% of the amount of the cash advance, but not less than $5
  • Late Payment Fee: Up to $40
  • Overlimit Fee: None
  • Foreign Trans Fee: None
  • Minimum Deposit: $200
  • Rewards Rate: 1.5% Cash Back on every purchase, every day
  • Fraud Coverage: $0 Fraud Liability for unauthorized charges
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