Top Rated Cards for Good Credit Credit Cards -

Top Rated Cards for Good Credit

Do you have good credit? If so, you won’t struggle to qualify for some of the best available credit cards. With good credit, you gain access to offers with: the lowest interest rates, no or low annual fee, robust rewards programs, and so much more. Thanks to your strong credit history, card issuers have confidence that you’ll act responsibly. This alone goes a long way in putting you on the right track, as you know that you’ll qualify for many offers. Below, we share information on some of the best credit cards for good credit.

Top Rated Cards for Good Credit

Petal® 2 “Cash Back, No Fees” Visa® Credit Card

$300 - $10,000 credit limits

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : Excellent/Good/ Limited/No Credit
  • Rewards : Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments
  • Annual Fee : $0.00
  • Regular APR : 17.49 - 31.49% Variable
  • Updated for : Wed 29 Mar 2023
  • Full Details : View Card Page

Top Rated Cards for Good Credit

Indigo® Mastercard® Credit Card

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Fair/Good
  • Rewards : N/A
  • Annual Fee : $0 - $99
  • Regular APR : 24.9%
  • Updated for : Wed 29 Mar 2023
  • Full Details : View Card Page

Top Rated Cards for Good Credit

Reflex® Platinum Mastercard®

Up to $1,000 credit limit doubles up to $2,000*

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Bad/Fair
  • Rewards : N/A
  • Annual Fee : See Terms*
  • Regular APR : See Terms*
  • Updated for : Wed 29 Mar 2023
  • Full Details : View Card Page

Additional Resources

Credit Spotlight: Kikoff

Building credit doesn’t have to be difficult. It doesn’t have to be something that consumes your life and adds to your financial stress. With Kikoff, it’s easier than ever to take the steps needed to boost your credit score in a reasonable period of time. Start Here Kikoff addresses three key factors that determine 80 percent of your credit score: 1. Payment history  We report your monthly payments to the three major credit bureaus (Equifax, Experian, and TransUnion). Every payment
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Credit Spotlight: Walmart MoneyCard®

In the retail world, there aren’t many brands with a bigger name than Walmart. So, if you’re searching for a reloadable debit card account, this is a good place to start.  The Walmart MoneyCard® is full of benefits and high-level features designed to make your life easier as a consumer. It’s not a credit card but is instead a debit card that you can reload at your convenience. And of course, you can set up direct deposit if that’s easier
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Credit Spotlight: Aspire® Cash Back Reward Card

It’s not always easy to decide where to start your financial journey. And that’s especially true when it comes to choosing a credit card. Fortunately, offers like the Aspire® Cash Back Reward credit card are available. Here’s how Aspire® — a credit card issued by The Bank of Missouri — describes its cash back credit card: Take the first step on your financial journey with Aspire®. With just a few clicks, you can enter your acceptance code and request your
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Trusted Partner

Experian Boost™

Improve Your Credit Scores Instantly for Free

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  • Includes Experian® credit monitoring and alerts
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5 Ways to Turn Your Good Credit Into Excellent Credit

A good credit score is nothing to be embarrassed about. While you still have room to improve – with hopes of reaching very good or excellent status in the future – you’ve already made solid progress.
If you have the goal of turning your good credit score into an excellent credit score, there are some key steps you can take.

1. Pay Your Bills on Time

If you’re in the habit of doing so, stick with your plan. However, if you’ve missed some payments in the past, don’t continue down this path in the future. A missed or late payment will drag down your credit score, making it difficult to move into “excellent territory.”

2. Exercise Patience

Even though you want to improve your credit score as quickly as possible, it’s a process that requires patience and attention to detail.
The length of your credit history impacts your score, so stay the course and do all the right things over an extended period of time.

3. Review Your Credit Report

It’s common to pay so much attention to your credit score that you overlook your actual credit report. This is a big mistake, as an error on your report could drag down your score.
Get into the habit of reviewing your credit report at least once per year for errors. If you see something that doesn’t look right, contact the credit bureau to file a dispute. Removing bad data from your report can result in an immediate increase in your score.

4. Reduce Your Balances

Anything you can do to reduce your balances is something to strongly consider. For example, if you have a maxed out credit card, pay it down as quickly as possible. As your debt decreases you put yourself in position to experience a credit score increase. Just the same as your credit card, consider other forms of debt that you can payoff. This includes everything from home equity lines of credit to personal loans.

5. Limit Credit Applications

One hard inquiry after the next can ding your credit score, thus keeping you in the “good range” as you’re doing everything else possible to achieve an excellent score.
A hard inquiry can impact your score for up to one year, so you want to limit these at all costs. For example, this comes into play when you sign up for a store credit card or apply for an auto loan.


Turning your good credit score into an excellent credit score is easier said than done, but with the right approach you can reach your goal in the future.
It can take some time to achieve an excellent credit score, so don’t get frustrated if you don’t see immediate progress. Slow and steady wins the race!

Financial services disclosures

Credit Terms, Rates and Fees : Credit cards have APR rates and fees that you need to review before you sign on with a bank or lender. APR rates can range from 0% to 35.99%. Annual fees can range from $0.00 to $199.00. These financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit issuer those fees plus your current balance. Please review the credit card applications for specifics into the terms, rates, fees and conditions. All credit card offers are displayed without guarantee. To affirm terms and conditions, tap the “Apply Now” to learn more about the credit offer on a secure page provided by the card issuer(s).

Terms & Offers

Advertisements which display guaranteed lines of credit for $500.00-$750.00 are exclusively for usage through online shopping retail stores, online auctions and/or online marketplace store websites. Please review full terms and conditions prior to applying for any line of credit. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit.

Office Location

Attn: LeadDemand - 3200 E. Guasti Road, Suite 100 - Ontario, CA 91761

Contact Information

Phone: Customer Service