Credit Cards for Excellent Credit Credit Cards - ApplyNowCredit.com

Credit Cards for Excellent Credit

Consumers with excellent credit never have a hard time finding a new credit card. However, you may run into one problem: comparing hundreds of offers with the idea of choosing the right one. You’ll come to realize that credit cards for excellent credit feature top of the line benefits, low interest rates, reward programs, and much more. You’re in good position to secure the perfect credit card, but don’t make a decision until you compare several offers. Some of the best credit cards for excellent credit are detailed below.

Credit Cards for Excellent Credit

PenFed Power Cash Rewards Visa Signature® Card

Earn Cash Back for Everyday Purchases

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : Good/Excellent
  • Rewards : 1.5% Cash Back on all purchases made with your card
  • Annual Fee : $0.00
  • Regular APR : 16.49% to 17.99% Variable
  • Updated for : Tue 29 Nov 2022
  • Full Details : View Card Page

Credit Cards for Excellent Credit

Upgrade Triple Cash Rewards Visa®

See if you qualify in minutes without hurting your credit score

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : Good/Excellent
  • Rewards : See Details
  • Annual Fee : $0.00
  • Regular APR : 14.99% - 29.99% APR
  • Updated for : Tue 29 Nov 2022
  • Full Details : View Card Page

Credit Cards for Excellent Credit

PenFed Pathfinder® Rewards Visa Signature® Card

Earn more everywhere you go!

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : Good/Excellent
  • Rewards : 50,000 Bonus Points when you spend $3000 in the first 90 days
  • Annual Fee : $95 (waived for existing PenFed Honors Advantage Members)
  • Regular APR : 17.99% Variable
  • Updated for : Tue 29 Nov 2022
  • Full Details : View Card Page

Credit Cards for Excellent Credit

Upgrade Cash Rewards Visa®

Earn 1.5% unlimited cash back on card purchases every time you make a payment

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : Fair to Excellent
  • Rewards : 1.5%
  • Annual Fee : $0.00
  • Regular APR : 14.99% - 29.99% APR
  • Updated for : Tue 29 Nov 2022
  • Full Details : View Card Page

Credit Cards for Excellent Credit

Upgrade Bitcoin Rewards Visa®

Get pre-approved in seconds with no impact to your credit score

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : Good/Excellent
  • Rewards : Unlimited 1.5% back in bitcoin when you make payments
  • Annual Fee : $0.00
  • Regular APR : 14.99% - 29.99% APR
  • Updated for : Tue 29 Nov 2022
  • Full Details : View Card Page

Credit Cards for Excellent Credit

PenFed Platinum Rewards Visa Signature® Card

Get Rewarded on Everyday Purchases

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : Good/Excellent
  • Rewards : 15,000 Bonus Points when you spend $1,500 in first 90 days
  • Annual Fee : $0.00
  • Regular APR : 16.49% to 17.99% Variable
  • Updated for : Tue 29 Nov 2022
  • Full Details : View Card Page

Credit Cards for Excellent Credit

PenFed Gold Visa® Card

0% Introductory APR on purchases made within the first 15 months after account opening

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : Good/Excellent
  • Rewards : n/a
  • Annual Fee : $0.00
  • Regular APR : 11.49% to 17.99% Variable
  • Updated for : Tue 29 Nov 2022
  • Full Details : View Card Page

Credit Cards for Excellent Credit

Petal® 2 “Cash Back, No Fees” Visa® Credit Card

$300 - $10,000 credit limits

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : Excellent/Good/Limited/No Credit
  • Rewards : Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments
  • Annual Fee : $0.00
  • Regular APR : 15.99% - 29.99% Variable
  • Updated for : Tue 29 Nov 2022
  • Full Details : View Card Page

Additional Resources

Credit Spotlight: Milestone® Mastercard®

There was a time when a challenging credit history would stop you dead in your tracks. While bad credit or no credit isn’t your desire, things happen in your life that can lead you down this path. Fortunately, there are more credit card products available today than ever before — many of which are designed for individuals in your situation. Apply Now The Milestone® Mastercard® is designed for people with poor credit or no credit history. It’s not the type
Continue Reading »

Credit Spotlight: Zebit – Buy Now & Pay Over Time

There may come a time when you need to make a purchase that you can’t afford to pay for in full. In this case, you may turn your immediate attention to a credit card. While that’s an option, don’t get ahead of yourself. Instead, learn more about Zebit. Zebit is an online marketplace with “buy now and pay over time” options. It’s similar to using a credit card as you don’t need all the money for the purchase upfront. It’s
Continue Reading »

Credit Spotlight: Aspire® Cash Back Reward Card

It’s not always easy to decide where to start your financial journey. And that’s especially true when it comes to choosing a credit card. Fortunately, offers like the Aspire® Cash Back Reward credit card are available. Here’s how Aspire® — a credit card issued by The Bank of Missouri — describes its cash back credit card: Take the first step on your financial journey with Aspire®. With just a few clicks, you can enter your acceptance code and request your
Continue Reading »

Your FICO Score and Getting the Best Credit Card

Are you in the process of comparing credit cards? Are you obsessed with the idea of securing the best offer? Do you understand what credit card issuers look at when reviewing your application? Your FICO score plays a big role when applying for a credit card. For example, if you have an excellent score, you’ll qualify for almost every offer you come across. Conversely, if you have a poor credit score, your options are a bit limited, thus forcing you
Continue Reading »

Choose the Right Credit Card for Your Credit Score

There is a lot to consider when applying for a credit card. In addition to hundreds upon hundreds of offers, your credit score, history, and personal finances will have a big impact on what happens next. Here’s an often overlooked tip: you need to choose a credit card based largely on your credit score. When you know your credit score, there’s less guesswork when selecting an offer and completing an application. Instead, you’ll know exactly where you stand, which makes
Continue Reading »

Trusted Partner

Credit Sesame 100% Free Credit Score & Credit Monitoring

Free Credit Score & Monitoring - No Credit Card Required!

  • Get your credit score for free – no credit card needed
  • Free $50K identity theft insurance and ID restoration help
  • Checking your credit score does not hurt your score
  • Get Your Free Credit Score In Minutes And Start Earning [Cash] Rewards When It Goes Up.
  • Only Credit Sesame Gives You Your Free Credit Score & Cash Rewards For Improving It.
Full Details Page

5 Reasons Why You Want an Excellent Credit Score

It goes without saying that most consumers are interested in obtaining an excellent credit score. While this is a good goal to have, do you know why an excellent credit score is such a big deal?
Generally speaking, an excellent or exceptional credit score is anything between 800 and 850. It’s not easy to achieve, but once you do you can take advantage of benefits such as:

1. Lower Credit Card Interest Rate

There are many credit card offers to choose from, but that doesn’t mean you’ll qualify for each and every one.
With an excellent credit score, not only do you gain access to more credit cards but your interest rate will also be on the low end of the scale.

2. Increased Borrowing Capacity

Are you interested in a higher credit limit? Do you require a large loan, such as to purchase a motor vehicle?
An excellent credit score results in increased borrowing capacity, thus making it easier to reach many of your personal and financial goals.

3. Lower Rate When Buying a Home

Buying a home is one of the biggest decisions you will ever make. Even if you find your dream home, you’re not ready to close on the deal until you have a mortgage loan in place.
Depending on the size of your loan, it’s not out of the question to spend thousands of dollars per year on interest. This is why it’s important to secure the lowest rate possible.
Even one percentage point can save you tens of thousands of dollars over the course of your loan.

4. No Security Deposit Requirement

Have you ever been asked for a security deposit when activating utilities or signing up for a cell phone plan?
This is typically the result of a poor credit score. With an excellent score, you never have to worry about this again. Instead, you’re seen as a more trusted and reliable consumer, thus saving you the hassle of having to make a security deposit.

5. More Affordable Car Insurance

Let’s face it: keeping your car insurance premium affordable is easier said than done. All it takes is one claim or ticket to experience a rate hike.
Fortunately, there are ways to save, such as by maintaining a good or excellent credit score.
Insurance companies believe that drivers with bad credit are more likely to file a claim, so they penalize them with a higher premium. You don’t want to fall into this category.

Conclusion

While these are five of the better reasons to want an excellent credit score, you’ll come to find many other benefits entering your life as a result.
If you have room to improve your credit score, don’t hesitate to take action. As your score increases, your life will improve in many ways.


Financial services disclosures

Credit Terms, Rates and Fees : Credit cards have APR rates and fees that you need to review before you sign on with a bank or lender. APR rates can range from 0% to 35.99%. Annual fees can range from $0.00 to $199.00. These financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit issuer those fees plus your current balance. Please review the credit card applications for specifics into the terms, rates, fees and conditions. All credit card offers are displayed without guarantee. To affirm terms and conditions, tap the “Apply Now” to learn more about the credit offer on a secure page provided by the card issuer(s).

Terms & Offers

Advertisements which display guaranteed lines of credit for $500.00-$750.00 are exclusively for usage through online shopping retail stores, online auctions and/or online marketplace store websites. Please review full terms and conditions prior to applying for any line of credit. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit.

Office Location

Attn: LeadDemand - 3200 E. Guasti Road, Suite 100 - Ontario, CA 91761

Contact Information

Email: support@applynowcredit.com
Phone: Customer Service

blank