Best-Rated Cards by PenFed

PenFed Established in 1935, Pentagon Federal Credit Union (PenFed) is America’s second-largest federal credit union, serving over 2 million members worldwide with over $26 billion in assets. PenFed Credit Union offers market-leading certificates, checking, credit cards, personal loans, mortgages, auto loans, student loans, and a wide range of other financial services with members’ interests always in mind. PenFed Credit Union is federally insured by the NCUA and is an Equal Housing Lender. PenFed Credit Union is federally insured by the NCUA and is an Equal Housing Lender. To learn more about PenFed Credit Union, visit PenFed.org, like us on Facebook and follow us @PenFed on Twitter. We are proud to be an Equal Employment Opportunity Employer.

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PenFed

PenFed Power Cash Rewards Visa Signature® Card

Earn Cash Back for Everyday Purchases

Rating :
Credit Brand : Visa®
Credit Needed : Good/Excellent
Rewards : 1.5% Cash Back on all purchases made with your card
Annual Fee : $0.00
Regular APR : 17.99% Variable
Updated for : Mon 29 May 2023
Full Details : View Card Page

Highlights

Earn Cash Back for Everyday Purchases
No Caps. No Limits. No Gimmicks.
2% Cash Back on all purchases for PenFed Honors Advantage Members
1.5% Cash Back on all purchases made with your card
$100 Bonus Offer Statement Credit When you spend $1,500 in the first 90 days
0% Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval. 0% introductory APR for 12 months on balance transfers made in the first 90 days after account opening. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.

Card Details Page

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PenFed

PenFed Pathfinder® Rewards Visa Signature® Card

Earn more everywhere you go!

Rating :
Credit Brand : Visa®
Credit Needed : Good/Excellent
Rewards : 50,000 Bonus Points when you spend $3000 in the first 90 days
Annual Fee : $95 (waived for existing PenFed Honors Advantage Members)
Regular APR : 17.99% Variable
Updated for : Mon 29 May 2023
Full Details : View Card Page

Highlights

Earn more everywhere you go!
50,000 Bonus Points when you spend $3000 in the first 90 days
Up to $799 total Travel value
4X Points on all Travel categories for PenFed Honors Advantage Members
3X Points on all Travel categories
1.5X Points on all other purchases
0% Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval. 0% introductory APR for 12 months on balance transfers made in the first 90 days after account opening. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.

Card Details Page

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PenFed

PenFed Platinum Rewards Visa Signature® Card

Get Rewarded on Everyday Purchases

Rating :
Credit Brand : Visa®
Credit Needed : Good/Excellent
Rewards : 15,000 Bonus Points when you spend $1,500 in first 90 days
Annual Fee : $0.00
Regular APR : 17.99% Variable
Updated for : Mon 29 May 2023
Full Details : View Card Page

Highlights

Get Rewarded on Everyday Purchases
5x Points on gas paid at the pump and EV charging stations
3x Points at the supermarket (including most Target and Walmart locations), restaurants, and TV, radio, cable, streaming services
1x Points on all other purchases
15,000 Bonus Points when you spend $1,500 in first 90 days
0% Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval. 0% introductory APR for 12 months on balance transfers made in the first 90 days after account opening. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.

Card Details Page

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PenFed

PenFed Gold Visa® Card

0% Balance Transfers Promo APR for 15 months

Rating :
Credit Brand : Visa®
Credit Needed : Good/Excellent
Rewards : n/a
Annual Fee : $0.00
Regular APR : 16.49% to 17.99% Variable
Updated for : Mon 29 May 2023
Full Details : View Card Page

Highlights

Our Lowest-Rate Card
Benefits of this gold card include low APR and low promotional balance transfer APR. Go for the gold today!
LOW APR on all purchases
0% Introductory APR on purchases made the first 15 months after account opening. After that, the APR for any unpaid purchase balance and any new purchases will be 16.49% to 17.99% based on your creditworthiness and will vary with the market based on the prime rate. 0% introductory APR for 15 months on balance transfers made in the first 90 days after account opening. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.

Card Details Page

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Trusted Partner

Experian Boost™

Improve Your Credit Scores Instantly for Free

Get credit for bills like your phone, utilities and popular streaming services—free, with Experian Boost™
Access your free Experian® Credit Report & FICO® Score
Includes Experian® credit monitoring and alerts

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Additional Resources

Why Some Credit Card Issuers Might Require a Deposit

Why Some Credit Card Issuers Might Require a Deposit Depending on your credit score and history, you may find that many (or all) credit card companies are requiring you to make a deposit. A secured credit card is one of the better ways for someone with no credit or bad credit to improve their score, all with the idea of eventually moving onto an unsecured offer in the future. What is a Secured Credit Card? Simply put, a secured credit
Continue Reading »

Unique Questions to Ask a Credit Card Issuer Before Accepting an Offer

You’ve pulled your credit report and score. You’ve compared credit card offers. You know exactly what you’re looking for. It’s exciting to receive a credit card approval, but there’s something you need to know: you don’t necessarily have to accept the offer. Before you say “yes” and begin to use your new credit card, there are some unique questions you’ll want to ask the issuer. Here are five to start with: 1. Do you report account information to all three
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10 Business Credit Card Tips

Although small business do benefit from a business credit card it is important and imperative to manage the business credit card effectively. To begin with your business card and its offers will be primarily based on your personal credit score and report. As a business entrepreneur you too must check about the credit card companies and their reporting credit agencies. The common agencies are Dun & Bradstreet, Experian, Business Credit USA, and Equifax. Before accepting a card it is important
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5 Details to Examine Before Applying for a Business Credit Card

Maybe you’re a new business owner. Or maybe you’ve been in business for a few years and realize that you need access to additional capital. A business credit card has a lot to offer, but before you apply there are five details that deserve your full and undivided attention: 1. Credit Needed There are business owners with excellent credit, as well as those with poor credit. While there’s an offer for everyone, those with good or excellent credit find it
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Financial services disclosures

Credit Terms, Rates and Fees : Credit cards have APR rates and fees that you need to review before you sign on with a bank or lender. APR rates can range from 0% to 35.99%. Annual fees can range from $0.00 to $199.00. These financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit issuer those fees plus your current balance. Please review the credit card applications for specifics into the terms, rates, fees and conditions. All credit card offers are displayed without guarantee. To affirm terms and conditions, tap the “Apply Now” to learn more about the credit offer on a secure page provided by the card issuer(s).

Terms & Offers

Advertisements which display guaranteed lines of credit for $500.00-$750.00 are exclusively for usage through online shopping retail stores, online auctions and/or online marketplace store websites. Please review full terms and conditions prior to applying for any line of credit. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit.

Office Location

Attn: LeadDemand - 3200 E. Guasti Road, Suite 100 - Ontario, CA 91761

Contact Information

Email: support@applynowcredit.com
Phone: Customer Service

What Do You Really Get for an Excellent Credit Score?

It’s no easy task to build an excellent credit score. It takes many years of using your credit, paying your bills on time, and avoiding costly mistakes. Once you reach this level, don’t just sit back and enjoy the fact that you’re on top. Instead, search for ways to use your excellent credit score to improve your finances and save money. Here are five top benefits of an excellent credit score: 1. Search for the Best Available Credit Card Offer
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Good Credit? Questions to Help You Choose the Right Card

If you have poor (under 580) or fair (580 to 669) credit, you typically have to take what you can get when applying for a credit card. In fact, you may even have to rely on a secured credit card (requires a cash deposit as collateral) until your score is high enough to obtain an unsecured credit card. Conversely, if you have good or excellent credit, there are many more offers to consider. Knowing what to look for will go
Continue Reading »

Should You Consider a Secured Credit Card?

Do you have bad credit or no credit? Are you finding it difficult to obtain a credit card? Are you almost ready to give up? Perhaps it's time to consider a secured credit card. Fortunately, there’s a financial tool that’s perfect for you (and millions of others in the same situation): a secured credit card. A secured credit card is designed for consumers with bad credit, no credit, or a short credit history. It requires a cash deposit upon opening
Continue Reading »

Office Location : Attn: LeadDemand - 3200 E. Guasti Road, Suite 100 - Ontario, CA 91761 Contact Us : support@applynowcredit.com Phone Support Customer Service

Best-Rated Cards by PenFed

PenFed

PenFed Power Cash Rewards Visa Signature® Card

Earn Cash Back for Everyday Purchases

Highlights

PenFed

PenFed Pathfinder® Rewards Visa Signature® Card

Earn more everywhere you go!

Highlights

PenFed

PenFed Platinum Rewards Visa Signature® Card

Get Rewarded on Everyday Purchases

Highlights

PenFed

PenFed Gold Visa® Card

0% Balance Transfers Promo APR for 15 months

Highlights

Trusted Partner

Experian Boost™

Improve Your Credit Scores Instantly for Free

Additional Resources

Why Some Credit Card Issuers Might Require a Deposit

Unique Questions to Ask a Credit Card Issuer Before Accepting an Offer

10 Business Credit Card Tips

5 Details to Examine Before Applying for a Business Credit Card

Financial services disclosures

Terms & Offers

Office Location

Contact Information

Cards by Credit

Card Categories

Personal Loans

Resources

Company

Best-Rated Cards by PenFed

PenFed

PenFed Power Cash Rewards Visa Signature® Card

Earn Cash Back for Everyday Purchases

Highlights

PenFed

PenFed Pathfinder® Rewards Visa Signature® Card

Earn more everywhere you go!

Highlights

PenFed

PenFed Platinum Rewards Visa Signature® Card

Get Rewarded on Everyday Purchases

Highlights

PenFed

PenFed Gold Visa® Card

0% Balance Transfers Promo APR for 15 months

Highlights

Trusted Partner

Experian Boost™

Improve Your Credit Scores Instantly for Free

Additional Resources

Why Some Credit Card Issuers Might Require a Deposit

Unique Questions to Ask a Credit Card Issuer Before Accepting an Offer

10 Business Credit Card Tips

5 Details to Examine Before Applying for a Business Credit Card

Financial services disclosures

Terms & Offers

Office Location

Contact Information

General Disclaimer

Editorial Note

Cards by Credit

Card Categories

Personal Loans

Resources

Company