PREMIER Bankcard® Mastercard® Credit Card

Start building credit by keeping your balance low and paying all your bills on time each month

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Rewards Rate


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Credit Brand Mastercard®

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Credit Card Details

  • PREMIER Bankcard credit cards are for building credit.
  • Start building credit by keeping your balance low and paying all your bills on time each month.
  • When you need assistance our award-winning US-based Customer Service agents are there to help.
  • Credit Limit Increase Eligible after 12 months of consistent responsible account management.
  • We report monthly to the Consumer Reporting Agencies to help you build your credit.

Additional Info

  • Checking Account Required: Yes
  • Reports to Consumer Reporting Agencies: Yes
  • Card Brand: Mastercard®
  • Credit Recommended: Fair/Poor
Rated 4.7 out of 5
4.7 out of 5 stars (based on 21 reviews)

I need help

Rated 5.0 out of 5
September 6, 2023

I want to rebuild credit. I just did a debt settlement. All mu past dues will be paid off soon

Judith c lafauci

Credit line for 1000

Rated 4.0 out of 5
September 6, 2023

I need a credit card. I did a debt. Settlement due to ill health. All my debt will be paid off this month sometime

Right now they show past due but that is going away.

Judith lafauci


Rated 4.0 out of 5
August 8, 2023

Easy to follow along

Joseph a previs

I'm looking to rebuild my credit

Rated 5.0 out of 5
April 28, 2023

I guess we’ll see after i complete the application

Matthew Ginnity

Second chances

Rated 5.0 out of 5
April 17, 2023

This is the second time in my life trying to build credit. The first was needed to get credit to be able to live in this world. Paid cash for everything for twelve years. Wasn’t bad credit history, was NO CREDIT HISTORY. We made it thru all that after slot of disappointment.

Second time…now. Had credit scores of 698-724.

Could get anything we wanted.

During the pandemic, money was extremely thin. We had 6 credit cards. Through that time period, I had to quit my job for a couple of reasons. The main reason being my husband is disabled. August 2020, he had two major surgeries in less than two weeks. Spent 30 days in a hospital away from home.

Needless to say, the credit cards were all maxed out buying food, fuel, paying bills, etc. Now we are doing a debt consolidation. We are two months into a two to four year program. Our credit score has really dropped fast just by missing two payments on each account. I know in the end it will definitely have been all well worth it.. but I hate knowing it is pulling us down. We are trying to better ourselves, so the second chance would be wonderful! However I’m just a bit Leary of getting another card right now while we are making the pmts for the consolidation

Bonnie Perry

When I get the car

Rated 5.0 out of 5
March 20, 2023

When I get the card

LC Riley Jr

Need a new loan if u can help

Rated 5.0 out of 5
January 24, 2023

Thank you for the tools on how to get a students loan but I’m still confused and can’t fill one out please help me I’ll be around all day and evening

Shyann Adkins

Looking to improve my credit.

Rated 5.0 out of 5
December 13, 2022

This opportunity can change your future.

Robert Duncan

Rebuilding a better credit score.

Rated 4.0 out of 5
September 22, 2022

If approved, this will help rebuilt my credit score and give me more spending power.

Gloria J. Harper

Hopefully a chance to rebuild my credit.

Rated 4.0 out of 5
September 12, 2022

I lost my Job just over a year ago. With that being said I also lost the ability to to support my Family. I currently am working again and hope that Premier Bank is able to help me get my credit back on track.

John Dey

I just want the chance to get credit and then make a payment plan to pay back.

Rated 5.0 out of 5
August 16, 2022

I needed the chance to start a new credit card to show that I can be trusted to get credit and make a payment plan to show that I am a good customer that will follow thru with making my payments on time.

Travis Smith

I need to rebuild my credit score

Rated 5.0 out of 5
July 12, 2022

This would be the fresh start of me rebuilding my credit score and correct my score. Someone used my name and social security number and messed my credit up.

Lora Barabino

Premier Bank card Mastercard credit card

Rated 5.0 out of 5
June 22, 2022

I really hope and pray that I get the chance to get this credit card so I can work towards getting my credit straight. My ex boyfriend let a girl use my Social security number and bank account numbers and she almost ruined everything for me. Thank you for believing in me and trusting in me to do better!!

Andrea Johnson


Rated 5.0 out of 5
June 17, 2022

Great Card to have.Very helpful in rebuilding ur credit…

Misty D Dixon

Let it be as it already is

Rated 5.0 out of 5
April 20, 2022

Yes this app has actually allowed me the opportunity I need to rebuild my credit


God over everything

Rated 5.0 out of 5
April 20, 2022

With God All Things Are Possible.


Premier MasterCard credit card

Rated 4.0 out of 5
March 29, 2022

I was approved very quickly no hassle my credit is poor due to my ex husband and even if I have pay $95 before I receive the limit I was approved for which is ok with me cuz I want try n build my credit n paying timely on a CC is the quick way to start i can’t wait to get no on the road to better credit.

Jackie K Newman

The chance to rebuild my credit.

Rated 4.0 out of 5
March 29, 2022

Looking forward to repairing my credit.

Julie Myers

Rebuild my credit

Rated 4.0 out of 5
March 11, 2022

Hopefully if I’m approved I can start fixing my credit issues,


Yes premier!!!

Rated 5.0 out of 5
December 8, 2021

Can’t wait to start building my credit!!!!

Tara A Kell

Credit card to rebuild good credit

Rated 5.0 out of 5
June 28, 2021

Hopefully if I am approved for a credit card it will help me learn better spending and repaying monthly on time will rebuild my credit.

Judy Dussel

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