Capital One SavorOne Student Cash Rewards Credit Card

Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), with 1% on all other purchases

Intro Purchase APR


Annual Fee


Rewards Rate

3% Cash Back on dining and entertainment

Credit Needed


Regular Purchase APR

19.74% - 29.74% (Variable)

Credit Brand Capital One

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Credit Card Details

  • Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), with 1% on all other purchases
  • Early Spend Bonus: Earn $50 when you spend $100 in the first three months
    Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
  • Enjoy peace of mind with $0 Fraud Liability so that you won’t be responsible for unauthorized charges
  • Enjoy no annual fee, foreign transaction fees, or hidden fees
    Lock your card in the Capital One Mobile app if it’s misplaced, lost or stolen
  • Earn up to $500 a year by referring friends and family when they’re approved for a Capital One credit card
  • Earn 8% cash back on entertainment purchases when you book through the Capital One Entertainment portal
  • Build your credit with responsible card use
  • Whether you’re at a 4-year university, community college or other higher education institution, this card might be an option for you

Further Details

  • Pick the monthly due date that works best for you
    Complimentary Concierge Services – Enjoy assistance 24 hours a day, from home and when you travel
  • Monitor your credit profile with the CreditWise® tool, free for everyone**
    Price Protection* – If you find a lower price on a new item within 120 days of purchase you may be reimbursed for the difference
  • Extended Warranty* – Automatically doubles the original manufacturer’s/store’s warranty on eligible purchases
  • MasterRental® Coverage* – Use your card to rent an eligible vehicle and you may be covered for physical damage and theft of the vehicle
  • Master RoadAssist® Service* – Take advantage of 24-hour toll-free dispatch to help with services like towing, fuel delivery and more (fees apply)
  • Mastercard ID Theft Protection™ – Available to help should you become the victim of Identity Theft *Terms, conditions, and exclusions apply. Refer to your Guide to Benefits for more details

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply

** Your CreditWise score is calculated using the TransUnion® VantageScore® 3.0 model, which is one of many scoring models used by lenders. It likely won’t be the same model your lender uses, but it is an accurate measure of your credit health

  • Capital One SavorOne cardholders can use their rewards to shop millions of items at
  • Capital One SavorOne cardholders can also use their rewards to redeem for gift cards from dozens of merchants including Walmart, Lowes, Whole Foods and many more
  • Capital One SavorOne cardholders can use their rewards on eligible purchases at millions of online stores when they check out with PayPal
    Earn unlimited 5% cash back on hotels and rental cars booked through
  • Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options. Terms apply
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won’t expire for the life of the account and there’s no limit to how much you can earn
  • Be automatically considered for a higher credit line in as little as 6 months

Additional Info

  • Regular APR: 19.74% – 29.74% (Variable)
  • Annual Fee: $0
  • Credit Recommended: Good
  • Purchase Grace Period: 25 days
  • Transfer Grace Period: 0 days
  • Cash Advance APR: 29.74% (Variable)
  • Penalty APR: None
  • Cash Grace Period: 0 days
  • Balance Transfer Fee: $0 at this Transfer APR
  • Cash Advance Fee: 3% of the amount of the cash advance, but not less than $3
  • Late Payment Fee: Up to $40
  • Overlimit Fee: None
  • Foreign Trans Fee: None
  • Intro Rewards Bonus: Cash Back
  • Rewards Rate: 3% Cash Back on dining and entertainment
  • Fraud Coverage: You’re covered by $0 Fraud Liability if your card is ever lost or stolen
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January 3, 2023

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