FIT™ Platinum Mastercard®

$400 credit limit doubles to $800!*

Intro Purchase APR

N/A

Annual Fee

$99 introductory fee for the first year, then $125 thereafter

Rewards Rate

N/A

Credit Needed

Bad/Fair

Regular Purchase APR

35.90% Fixed

Credit Brand Mastercard®
Rating

Card Details Hide Details

Credit Card Details

  • $400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
  • All credit types welcome to apply
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $400.00* (Subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
  • Checking Account Required
  • Mastercard Zero Liability Protection (subject to Mastercard guidelines)

Additional Info

  • Purchase Intro APR : N/A
  • Annual Fee: $99 introductory fee for the first year, then $125 thereafter
  • Balance Transfers Intro APR : N/A
  • Credit Needed: Bad/Fair
  • Regular APR: 35.90% Fixed
  • Processing Fee: $95 (one-time fee)
  • Monthly Servicing Fee: $0 introductory fee for the first year, then $150 thereafter (billed $12.50 per month).
  • Cash Advance APR: $0 introductory fee for the first year, then either $10 or 3% of the amount of each Cash Advance, whichever is greater.
  • Foreign Transaction Fee : $0 introductory fee for the first year, then 3% of each transaction in U.S. dollars.
  • Late Payment : Up to $41
  • Returned Payment : Up to $41
4.6
Rated 4.6 out of 5
4.6 out of 5 stars (based on 5 reviews)
Excellent60%
Good40%
Fair0%
Poor0%
Bad0%

So far so good

Rated 4.0 out of 5
August 16, 2022

Won’t know until excepted and uses

Gerard Allen Ostgarden

So far so good

Rated 4.0 out of 5
August 16, 2022

Summarize should come after using for awhile

Gerard Ostgarden

Rebuild Credit

Rated 5.0 out of 5
March 30, 2022

Helps rebuild my credit

Robert Hatfield

help me to rebuild my credit

Rated 5.0 out of 5
January 21, 2021

I was approved fast, and got my card faster then i thought i would this is a great way to build your credit with a higher then most credit limit

gary nosek

FIT Card

Rated 5.0 out of 5
July 5, 2019

Allowed me to rebuild my credit

Mike