Medical Dental Loans
There is nothing worse than a medical or dental emergency. Not only does this impact your health, but it can also do the same to your finances. If you don’t have the money to pay your medical or dental bills, it’s time to consider a loan. Many lenders provide medical and dental loans, all with the idea of helping patients better manage their debt. If you’re swimming in medical debt and looking for a way out, we can help you find an affordable loan.
- Free to use, no hidden fees
- Loan amounts from $1,000 to $100,000
- Prequalified rates in 2 minutes
- Compare rates from multiple lenders
Credible provides a platform that enables you to compare the personal loan options you qualify for from multiple lenders side-by-side, based on all of the criteria that are important to you, like total repayment amount, APR, repayment options, and monthly payment. It takes just two minutes to find out if you are eligible for prequalified rates with our partner lenders!
How Credible works
Credible is an online marketplace that provides borrowers with competitive, personalized loan offers from multiple, vetted lenders in real time.
- One Simple Form – Easy to fill out and your info is protected.
- Get Personalized Rates – Real rates – not ranges – from multiple lenders in 2 minutes.
- Choose Your Option – Our expert Client Success Team is here to help you along the way.
Refinance Student Loans
- Refinance federal, private and ParentPLUS loans
- Lower your interest rate or reduce your monthly payment
- Compare prequalified rates from up to 8 vetted lenders in 2 minutes
Private Student Loans
- Private loans for college, graduate and professional degrees
- Cover up to 100% of your school-certified costs after financial aid
- Flexible repayments: deferred, interest only, and many others for all financial needs
- Personalized rates from up to 11 vetted lenders in 2 minutes
- Consolidate credit cards or other debt to a lower rate
- Loans for life: home improvement, moving costs, wedding expenses, vacations and many other financial goals.
¹Personal Loans Rate and Terms Disclosure: Rates for personal loans provided by lenders on the Credible platform range between 3.99-35.99% APR with terms from 24 to 84 months. Rates presented include lender discounts for enrolling in autopay and loyalty programs, where applicable. Actual rates may be different from the rates advertised and/or shown and will be based on the lender’s eligibility criteria, which include factors such as credit score, loan amount, loan term, credit usage and history, and vary based on loan purpose. The lowest rates available typically require excellent credit, and for some lenders, may be reserved for specific loan purposes and/or shorter loan terms. The origination fee charged by the lenders on our platform ranges from 0% to 8%. Each lender has their own qualification criteria with respect to their autopay and loyalty discounts (e.g., some lenders require the borrower to elect autopay prior to loan funding in order to qualify for the autopay discount). All rates are determined by the lender and must be agreed upon between the borrower and the borrower’s chosen lender. For a loan of $10,000 with a three year repayment period, an interest rate of 7.99%, a $350 origination fee and an APR of 11.51%, the borrower will receive $9,650 at the time of loan funding and will make 36 monthly payments of $313.32. Assuming all on-time payments, and full performance of all terms and conditions of the loan contract and any discount programs enrolled in included in the APR/interest rate throughout the life of the loan, the borrower will pay a total of $11,279.43. As of March 12, 2019, none of the lenders on our platform require a down payment nor do they charge any prepayment penalties.
Take a Step Towards Your Goals with a Personal Loan
Refinance Credit Cards
Eliminate high-interest credit card debt and get a clear payoff date that you can circle on your calendar.
Streamline your credit and loan payments into a single monthly payment that’s easy to manage and pay off.
Get the funds you need to remodel, repair, or build the home you want without the hassle of refinancing or taking out a home equity loan.
Cover that unexpected expense or plan for your next big purchase with a fixed-rate personal loan instead of a high-interest credit card.
Quick and Easy Process
Check Your Rate
Apply online in minutes and see your rate with no obligation or impact to your credit score.
Choose Your Loan*
Review multiple loan options and decide which offer is best to help you achieve your financial goals.
Get Your Funds Quickly†
Accept an offer and we’ll send your money to your bank account within a day of clearing necessary verifications.
Personal loans made through Upgrade feature APRs of 7.99%-35.97%. All personal loans have a 2.9% to 8% origination fee, which is deducted from the loan proceeds. Lowest rates require Autopay and paying off a portion of existing debt directly. For example, if you receive a $10,000 loan with a 36-month term and a 17.98% APR (which includes a 14.32% yearly interest rate and a 5% one-time origination fee), you would receive $9,500 in your account and would have a required monthly payment of $343.33. Over the life of the loan, your payments would total $12,359.97. The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, credit usage history, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early. Personal loans issued by Upgrade’s lending partners. Information on Upgrade’s lending partners can be found at https://www.upgrade.com/lending-partners/.
PersonalLoans.com provides an easy and convenient way for consumers to be connected with a personal loan from $1,000 to $35,000 from its large lender network.
During these uncertain economic times, many people are finding themselves faced with a situation where they could use some financial assistance. Whether it be for an emergency, home improvement, consolidating debt or even a family vacation – a low interest personal loan is a safe and reliable way to meet your financial needs. At PersonalLoans.com, we specialize in quickly and efficiently connecting people to a personal loan that may work for them.
Compared to other loan options, personal loans offer greater flexibility with how much a person can borrow. Utilizing our comprehensive network of lenders and lending partners we can offer wide ranges of funding, and give you the opportunity to be qualified for as much as $35,000.
We understand that searching for a loan can often be a daunting and confusing task, especially given the wide array of options that are available. We had this in mind when we created PersonalLoans.com. Every aspect of our service has been designed and optimized with the customer in mind. We strive to offer you the most innovative and user friendly experience possible.
Given that each individual lender or lending partner is looking for a particular type of customer, many people end up getting turned down multiple times for any number of reasons – which can sometimes be as simple as living in the wrong state. What makes PersonalLoans.com unique is that we have assembled one of the largest networks of personal loan lenders and lending partners available anywhere.
When you submit a loan request on PersonalLoans.com, our proprietary technology evaluates your request and searches for potential lenders or lending partners.
With our simple three-step request process, it has never been easier to find out if you qualify for the help you need, and enjoy financial security. If you have any questions, our in-house customer support team is standing by and ready to help.
Marketplace and Lending Partners
Our nation-wide marketplace of lenders and/or lending partners are available and ready to fund eligible individuals.
Funds direct deposited to your bank as soon as the next business day
Safe & Secure
Your information is safe with our 100% online loan request process
All Credit Considered
Submit a loan request now, regardless of your credit score. Conditions vary by lender and/or lending partner
No obligation loan request form. View terms from the lender and/or lending partner before commitment
- Not available to residents of CT, NH, WA, and VT
- Loan decisions in 2 minutes
- All credit types considered
- Large lender marketplace
- See if you qualify today
Loan Requests Process Within 2 Minutes!
Fill out our 100% online loan request form today and see if you are selected by a lender and/or lending partner in our marketplace! Our form is easy & processes within 2 minutes on average. We care about your privacy; our loan request form is safe & secure. Start your form now!
Loans For Any Credit Situation
Bad credit? No problem! Life Loans connects you with our nation-wide marketplace of lenders and/or lending partners and will attempt to connect you regardless of your credit situation! Lenders and/or lending partners are available and are ready to fund eligible individuals
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