Good Credit Credit Cards - ApplyNowCredit.com

Credit Cards for Good Credit

Do you have good credit? If so, you won’t struggle to qualify for some of the best available credit cards. With good credit, you gain access to offers with: the lowest interest rates, no or low annual fee, robust rewards programs, and so much more. Thanks to your strong credit history, card issuers have confidence that you’ll act responsibly. This alone goes a long way in putting you on the right track, as you know that you’ll qualify for many offers. Below, we share information on some of the best credit cards for good credit.

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Good Credit

Upgrade Visa® Card with Cash Rewards

Earn 1.5% unlimited cash back on card purchases every time you make a payment

Rating

Credit Brand Visa
Credit Needed

Good

Annual Fee

$0.00

Regular APR

8.99%-29.99% APR

Rewards

1.5%

Full Details

Card Page

Updated for

Thu 21 Jan 2021

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Good Credit

Reflex Mastercard®

See if you’re Pre-Qualified with no impact to your credit score

Rating

Credit Brand Mastercard
Credit Needed

Fair

Annual Fee

see terms

Regular APR

25.90% - 29.99% (Variable)

Rewards

N/A

Full Details

Card Page

Updated for

Thu 21 Jan 2021

Quick Tip: Applying for Credit Card

Applying for a credit card is generally a decision based on your personal finances. For instance, a credit card is one of the best tools for building your credit history after graduating from college. That’s a good reason to apply. Conversely, if you’re searching for a credit card to make a purchase, you'll need to consider other factors like if intend to carry a balance.

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Good Credit

Jasper Mastercard®

Up to a $5,000 credit limit

Rating

Credit Brand Mastercard
Credit Needed

Excellent/Good/Limited

Annual Fee

$0

Regular APR

15.49%-24.99% (Variable)

Rewards

Earn 1% cash back on every purchase. Terms apply.*

Full Details

Card Page

Updated for

Thu 21 Jan 2021

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Good Credit

Indigo® Platinum Mastercard® Credit Card

Unsecured credit card, no security deposit required

Rating

Credit Brand Mastercard
Credit Needed

Poor

Annual Fee

$0 - $99

Regular APR

24.9%

Rewards

N/A

Full Details

Card Page

Updated for

Thu 21 Jan 2021

Quick Tip: Check Your Credit Score

When was the last time you checked your credit score? Can you remember, or was it so long ago that it has slipped your mind? While there’s no good reason to check your credit score every day of the week, you should get into the habit of doing so regularly. Check out is this great article on the topic.

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Good Credit

Surge Mastercard® Credit Card

See if you’re Pre-Qualified without impacting your credit score

Rating

Credit Brand Mastercard
Credit Needed

Bad

Annual Fee

see terms

Regular APR

25.90% - 29.99% (Variable)

Rewards

N/A

Full Details

Card Page

Updated for

Thu 21 Jan 2021

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Good Credit

Petal® 2 “Cash Back, No Fees” Visa® Credit Card

$500 – $10,000 credit limits

Rating

Credit Brand Visa
Credit Needed

Excellent/Good/Limited

Annual Fee

$0.00

Regular APR

12.99% to 26.99% Variable

Rewards

Up to 1.5% cash back after making 12 on-time monthly payments

Full Details

Card Page

Updated for

Thu 21 Jan 2021

Quick Tip: Secured vs. Unsecured Credit Cards

With a secured credit card, you’re required to make a cash deposit in order to use the card. This deposit acts as your collateral and credit limit. A secured credit card is typically for consumers with no credit or bad credit. An unsecured credit card is the more traditional of the two, as it doesn’t require a deposit to get started. Instead, your credit limit is based on your credit score, credit history, and income.

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Good Credit

Milestone Gold Mastercard®

Instant pre-qualification is available for those who qualify

Rating

Credit Brand Mastercard
Credit Needed

Fair

Annual Fee

$35 - $99

Regular APR

24.9%

Rewards

n/a

Full Details

Card Page

Updated for

Thu 21 Jan 2021

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Good Credit

Milestone® Mastercard® – Mobile Access to Your Account

Pick from multiple card designs at no extra charge

Rating

Credit Brand Mastercard
Credit Needed

Fair

Annual Fee

$35 - $99

Regular APR

24.9%

Rewards

N/A

Full Details

Card Page

Updated for

Thu 21 Jan 2021

Quick Tip: The Interest Rate

In a perfect world, you would never be charged interest for using a credit card. Unfortunately, most credit cards – outside of balance transfer offers with an introductory zero percent rate – have an interest rate attached to it. The key thing to remember is that you only pay interest if you carry a balance from month to month. Get into the habit of paying your bill in full as a way to avoiding finance charges.

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Good Credit

Indigo® Platinum Mastercard®

Account history is reported to the three major credit bureaus in the U.S.

Rating

Credit Brand Mastercard
Credit Needed

Good

Annual Fee

$0 - $99

Regular APR

24.9%

Rewards

N/A

Full Details

Card Page

Updated for

Thu 21 Jan 2021

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Good Credit

Indigo® Unsecured Mastercard®

Pre-qualify today without an impact on your credit score

Rating

Credit Brand Mastercard
Credit Needed

Fair

Annual Fee

$0 - $99

Regular APR

24.9%

Rewards

N/A

Full Details

Card Page

Updated for

Thu 21 Jan 2021

5 Ways to Turn Your Good Credit Into Excellent Credit

A good credit score is nothing to be embarrassed about. While you still have room to improve – with hopes of reaching very good or excellent status in the future – you’ve already made solid progress.
If you have the goal of turning your good credit score into an excellent credit score, there are some key steps you can take.

1. Pay Your Bills on Time

If you’re in the habit of doing so, stick with your plan. However, if you’ve missed some payments in the past, don’t continue down this path in the future. A missed or late payment will drag down your credit score, making it difficult to move into “excellent territory.”

2. Exercise Patience

Even though you want to improve your credit score as quickly as possible, it’s a process that requires patience and attention to detail.
The length of your credit history impacts your score, so stay the course and do all the right things over an extended period of time.

3. Review Your Credit Report

It’s common to pay so much attention to your credit score that you overlook your actual credit report. This is a big mistake, as an error on your report could drag down your score.
Get into the habit of reviewing your credit report at least once per year for errors. If you see something that doesn’t look right, contact the credit bureau to file a dispute. Removing bad data from your report can result in an immediate increase in your score.

4. Reduce Your Balances

Anything you can do to reduce your balances is something to strongly consider. For example, if you have a maxed out credit card, pay it down as quickly as possible. As your debt decreases you put yourself in position to experience a credit score increase. Just the same as your credit card, consider other forms of debt that you can payoff. This includes everything from home equity lines of credit to personal loans.

5. Limit Credit Applications

One hard inquiry after the next can ding your credit score, thus keeping you in the “good range” as you’re doing everything else possible to achieve an excellent score.
A hard inquiry can impact your score for up to one year, so you want to limit these at all costs. For example, this comes into play when you sign up for a store credit card or apply for an auto loan.

Conclusion

Turning your good credit score into an excellent credit score is easier said than done, but with the right approach you can reach your goal in the future.
It can take some time to achieve an excellent credit score, so don’t get frustrated if you don’t see immediate progress. Slow and steady wins the race!

Resources: Credit Cards and your Credit Standing

4 Ways to Get a Higher Limit on Your Credit Card

Higher Limit
4 Ways to Get a Higher Limit on Your Credit Card There may come a time when you realize that your current credit card limit is not high enough. Here are some tips to get a higher limit. Getting a higher credit limit sounds like a great idea, but it’s important to understand the risks. If you pay your bill in full every month, increasing your credit limit can provide you with additional spending flexibility. Furthermore, with a higher limit you’ll have a lower credit utilization ratio, thus leading to a higher credit score. Conversely, if you have problems keeping
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Comparing Credit Cards? 5 Questions to Answer

Comparing Credit Cards - ApplyNowCredit.com
With hundreds upon hundreds of credit card offers to choose from, you should be able to find one that suits your financial situation and goals. Conversely, with so many to consider, it can take a good amount of time to learn what each one has to offer. The best way to successfully compare credit cards is to answer these five questions for each offer you’re considering: 1. What makes it stand out from the crowd? Even when two credit card offers appear to be the same, nothing could be further from the truth. Dig around to find out what makes
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Your FICO Score and Getting the Best Credit Card

FICO Score
Are you in the process of comparing credit cards? Are you obsessed with the idea of securing the best offer? Do you understand what credit card issuers look at when reviewing your application? Your FICO score plays a big role when applying for a credit card. For example, if you have an excellent score, you’ll qualify for almost every offer you come across. Conversely, if you have a poor credit score, your options are a bit limited, thus forcing you to spend more time on your search. It’s important to do two things before you begin your search for the
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Choose the Right Credit Card for Your Credit Score

Choosing the Right Credit Card - ApplyNowCredit.com
There is a lot to consider when applying for a credit card. In addition to hundreds upon hundreds of offers, your credit score, history, and personal finances will have a big impact on what happens next. Here’s an often overlooked tip: you need to choose a credit card based largely on your credit score. When you know your credit score, there’s less guesswork when selecting an offer and completing an application. Instead, you’ll know exactly where you stand, which makes it easier to focus on the offers that you actually qualify for. Your Credit Score Credit card issuers take into
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Credit Card Guides

ApplyNowCredit is always looking for the best and most efficient way to making the credit card comparison process a hassle free experience. Below you will find our most popular credit card guides.


Types of Credit Cards

Types of Credit Cards


Choosing a Credit Card

Choosing a Credit Card


Fico Scores

FICO Scores


Credit Cards for Business

Business Credit


Credit Card Offers

Credit Card Offers


The Best Credit Cards

The Best Credit Cards

Financial services disclosures

Credit Terms, Rates and Fees : Credit cards have APR rates and fees that you need to review before you sign on with a bank or lender. Financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit card organization those fees plus your current balance. Interest fees range from 0% to 35% APR and annual fees range from $0.00 to $99.00 according to contractually agreed upon terms. Please review the credit card applications for specifics into the terms, rates, fees and conditions. All credit card offers are displayed without guarantee. To affirm terms and conditions, tap the “Apply Now” to learn more about the credit offer on a secure page provided by the card issuer(s).

Terms & Offers

* Advertisements which display guaranteed lines of credit for $500.00 are exclusively for usage through online shopping retail stores, online auctions and/or online marketplace stores. Please review full terms and conditions prior to applying for any credit card. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit.

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Disclaimer : ApplyNowCredit endeavors to keep its data precise and state-of-the-art. This data might be unique in relation to what you see when you visit a credit institution, specialist organization or financial-related website. Every single credit product, credit offer and/or personal loan item are displayed without guarantee. When assessing offers, please survey the credit institutions’s Terms and Conditions. Pre-qualified offers are not authoritative. On the off chance that you discover errors with your financial assessment or data from your credit report, please contact the credit institution generating inaccuracies.

Advertiser Disclosure : We receive remuneration from our partners when someone applies or gets endorsed for a money related item through our website. Be that as it may, the consequences of our aides and publication surveys depend on quantitative and subjective evaluations of item elements — nothing else. Remuneration may impact the items we survey and expound on, the request in which classifications show up in “featured” pages, regardless of whether items show up on our site or articles. While we attempt to highlight the greatest number of credit offers on our site as we can keep up, we perceive that our site does not include each organization or credit item accessibly available.

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