Good Credit Credit Cards - ApplyNowCredit.com

Credit Cards for Good Credit

Do you have good credit? If so, you won’t struggle to qualify for some of the best available credit cards. With good credit, you gain access to offers with: the lowest interest rates, no or low annual fee, robust rewards programs, and so much more. Thanks to your strong credit history, card issuers have confidence that you’ll act responsibly. This alone goes a long way in putting you on the right track, as you know that you’ll qualify for many offers. Below, we share information on some of the best credit cards for good credit.

Good Credit

Upgrade Visa® Card with Cash Rewards

Earn 1.5% unlimited cash back on card purchases every time you make a payment

Rating

Credit Brand Visa®
Credit Needed

Annual Fee

$0.00

Regular APR

8.99%-29.99% APR

Rewards

1.5%

Full Details

Card Page

Updated for

Sun 11 Apr 2021

Good Credit

Petal® 2 “Cash Back, No Fees” Visa® Credit Card

$500 – $10,000 credit limits

Rating

Credit Brand Visa®
Credit Needed

Annual Fee

$0.00

Regular APR

12.99% to 26.99% Variable

Rewards

Up to 1.5% cash back after making 12 on-time monthly payments

Full Details

Card Page

Updated for

Sun 11 Apr 2021

Good Credit

Jasper Cash Back Mastercard®

Credit Line: Up to $5,000

Rating

Credit Brand Mastercard®
Credit Needed

Annual Fee

$0

Regular APR

15.49%-24.99% (Variable)

Rewards

See Terms Below

Full Details

Card Page

Updated for

Sun 11 Apr 2021

Good Credit

Reflex Mastercard®

Initial Credit Limit of $300 - $750* (subject to available credit)

Rating

Credit Brand Mastercard®
Credit Needed

Annual Fee

see terms

Regular APR

25.90% - 29.99% APR

Rewards

N/A

Full Details

Card Page

Updated for

Sun 11 Apr 2021

Good Credit

Indigo® Platinum Mastercard® Credit Card

Unsecured credit card, no security deposit required

Rating

Credit Brand Mastercard®
Credit Needed

Annual Fee

$0 - $99

Regular APR

24.9%

Rewards

N/A

Full Details

Card Page

Updated for

Sun 11 Apr 2021

Good Credit

Credit One Bank® Credit Card with Cash Back Rewards

Enjoy peace of mind with $0 Fraud Liability

Rating

Credit Brand Visa®
Credit Needed

Annual Fee

$0 - $99

Regular APR

17.99% to 23.99% Variable

Rewards

1% cash back rewards on all purchases - See Terms

Full Details

Card Page

Updated for

Sun 11 Apr 2021

Good Credit

Milestone Gold Mastercard®

Instant pre-qualification is available for those who qualify

Rating

Credit Brand Mastercard®
Credit Needed

Annual Fee

$35 - $99

Regular APR

24.9%

Rewards

n/a

Full Details

Card Page

Updated for

Sun 11 Apr 2021

Good Credit

Milestone® Mastercard® – Mobile Access to Your Account

Pick from multiple card designs at no extra charge

Rating

Credit Brand Mastercard®
Credit Needed

Annual Fee

$35 - $99

Regular APR

24.9%

Rewards

N/A

Full Details

Card Page

Updated for

Sun 11 Apr 2021

Good Credit

Credit One Bank® Visa® Credit Card

Rating

Credit Brand Visa®
Credit Needed

Annual Fee

$0 - $99

Regular APR

17.99% to 23.99% Variable

Rewards

1% cash back rewards on all purchases - See Terms

Full Details

Card Page

Updated for

Sun 11 Apr 2021

Good Credit

Credit One Bank® Platinum Visa® with Cash Back Rewards

Rating

Credit Brand Visa®
Credit Needed

Annual Fee

$0 - $99

Regular APR

17.99% to 23.99% Variable

Rewards

1% cash back rewards on all purchases - See Terms

Full Details

Card Page

Updated for

Sun 11 Apr 2021

Good Credit

Credit One Bank® NASCAR® Visa® Credit Card

See if you Pre-Qualify without harming your credit score

Rating

Credit Brand Visa®
Credit Needed

Annual Fee

$0 - $99

Regular APR

17.99% to 23.99% Variable

Rewards

See Credit Card Details

Full Details

Card Page

Updated for

Sun 11 Apr 2021

Good Credit

Milestone® Mastercard® with Choice of Card Image at No Extra Charge

Less than perfect credit is okay

Rating

Credit Brand Mastercard®
Credit Needed

Annual Fee

$35 - $99*

Regular APR

24.9%

Rewards

n/a

Full Details

Card Page

Updated for

Sun 11 Apr 2021

Good Credit

Indigo® Platinum Mastercard®

Account history is reported to the three major credit bureaus in the U.S.

Rating

Credit Brand Mastercard®
Credit Needed

Annual Fee

$0 - $99

Regular APR

24.9%

Rewards

N/A

Full Details

Card Page

Updated for

Sun 11 Apr 2021

Good Credit

Surge Mastercard® Credit Card

Initial Credit Limit of $300 - $750* (subject to available credit)

Rating

Credit Brand Mastercard®
Credit Needed

Annual Fee

see terms

Regular APR

25.90% - 29.99% APR

Rewards

N/A

Full Details

Card Page

Updated for

Sun 11 Apr 2021

Additional Resources

Credit Spotlight: Applied Bank® Unsecured Classic Visa® Card

It’s not easy to obtain a credit card if you have bad credit or no credit. This is even more so the case if you’re interested in an unsecured (no security deposit required) credit card. Fortunately, you have plenty of options, with the Applied Bank® Unsecured Classic Visa® Card at the top of the list. Not only is this an unsecured credit card, but it’s backed by Applied Bank and powered by Visa. Features and Benefits of the Applied Bank®
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4 Ways to Get a Higher Limit on Your Credit Card

4 Ways to Get a Higher Limit on Your Credit Card There may come a time when you realize that your current credit card limit is not high enough. Here are some tips to get a higher limit. Getting a higher credit limit sounds like a great idea, but it’s important to understand the risks. If you pay your bill in full every month, increasing your credit limit can provide you with additional spending flexibility. Furthermore, with a higher limit
Continue Reading »

Comparing Credit Cards? 5 Questions to Answer

With hundreds upon hundreds of credit card offers to choose from, you should be able to find one that suits your financial situation and goals. Conversely, with so many to consider, it can take a good amount of time to learn what each one has to offer. The best way to successfully compare credit cards is to answer these five questions for each offer you’re considering: 1. What makes it stand out from the crowd? Even when two credit card
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Your FICO Score and Getting the Best Credit Card

Are you in the process of comparing credit cards? Are you obsessed with the idea of securing the best offer? Do you understand what credit card issuers look at when reviewing your application? Your FICO score plays a big role when applying for a credit card. For example, if you have an excellent score, you’ll qualify for almost every offer you come across. Conversely, if you have a poor credit score, your options are a bit limited, thus forcing you
Continue Reading »

Choose the Right Credit Card for Your Credit Score

There is a lot to consider when applying for a credit card. In addition to hundreds upon hundreds of offers, your credit score, history, and personal finances will have a big impact on what happens next. Here’s an often overlooked tip: you need to choose a credit card based largely on your credit score. When you know your credit score, there’s less guesswork when selecting an offer and completing an application. Instead, you’ll know exactly where you stand, which makes
Continue Reading »

5 Ways to Turn Your Good Credit Into Excellent Credit

A good credit score is nothing to be embarrassed about. While you still have room to improve – with hopes of reaching very good or excellent status in the future – you’ve already made solid progress.
If you have the goal of turning your good credit score into an excellent credit score, there are some key steps you can take.

1. Pay Your Bills on Time

If you’re in the habit of doing so, stick with your plan. However, if you’ve missed some payments in the past, don’t continue down this path in the future. A missed or late payment will drag down your credit score, making it difficult to move into “excellent territory.”

2. Exercise Patience

Even though you want to improve your credit score as quickly as possible, it’s a process that requires patience and attention to detail.
The length of your credit history impacts your score, so stay the course and do all the right things over an extended period of time.

3. Review Your Credit Report

It’s common to pay so much attention to your credit score that you overlook your actual credit report. This is a big mistake, as an error on your report could drag down your score.
Get into the habit of reviewing your credit report at least once per year for errors. If you see something that doesn’t look right, contact the credit bureau to file a dispute. Removing bad data from your report can result in an immediate increase in your score.

4. Reduce Your Balances

Anything you can do to reduce your balances is something to strongly consider. For example, if you have a maxed out credit card, pay it down as quickly as possible. As your debt decreases you put yourself in position to experience a credit score increase. Just the same as your credit card, consider other forms of debt that you can payoff. This includes everything from home equity lines of credit to personal loans.

5. Limit Credit Applications

One hard inquiry after the next can ding your credit score, thus keeping you in the “good range” as you’re doing everything else possible to achieve an excellent score.
A hard inquiry can impact your score for up to one year, so you want to limit these at all costs. For example, this comes into play when you sign up for a store credit card or apply for an auto loan.

Conclusion

Turning your good credit score into an excellent credit score is easier said than done, but with the right approach you can reach your goal in the future.
It can take some time to achieve an excellent credit score, so don’t get frustrated if you don’t see immediate progress. Slow and steady wins the race!

Credit Card Guides

ApplyNowCredit is always looking for the best and most efficient way to making the credit card comparison process a hassle free experience. Below you will find our most popular credit card guides.


Types of Credit Cards

Types of Credit Cards


Choosing a Credit Card

Choosing a Credit Card


Fico Scores

FICO Scores


Credit Cards for Business

Business Credit


Credit Card Offers

Credit Card Offers


The Best Credit Cards

The Best Credit Cards


Financial services disclosures

Credit Terms, Rates and Fees : Credit cards have APR rates and fees that you need to review before you sign on with a bank or lender. Financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit issuer those fees plus your current balance. Please review the credit card applications for specifics into the terms, rates, fees and conditions. All credit card offers are displayed without guarantee. To affirm terms and conditions, tap the “Apply Now” to learn more about the credit offer on a secure page provided by the card issuer(s).

Terms & Offers

* Advertisements which display guaranteed lines of credit for $500.00-$750.00 are exclusively for usage through online shopping retail stores, online auctions and/or online marketplace store websites. Please review full terms and conditions prior to applying for any line of credit. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit.

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