Excellent Credit Credit Cards - ApplyNowCredit.com

Credit Cards for Excellent Credit

Consumers with excellent credit never have a hard time finding a new credit card. However, you may run into one problem: comparing hundreds of offers with the idea of choosing the right one. You’ll come to realize that credit cards for excellent credit feature top of the line benefits, low interest rates, reward programs, and much more. You’re in good position to secure the perfect credit card, but don’t make a decision until you compare several offers. Some of the best credit cards for excellent credit are detailed below.

Excellent Credit

Capital One VentureOne Rewards for Good Credit

$0 annual fee and no foreign transaction fees

  • Rating :
  • Credit Brand : Capital One
  • Credit Needed : Good
  • Rewards : 1.25 Miles per dollar on every purchase, every day
  • Annual Fee : $0.00
  • Regular APR : 30.74% (Variable)
  • Updated for : Sat 24 Feb 2024
  • Full Details : View Card Page

Excellent Credit

Capital One Quicksilver Cash Rewards for Good Credit

$0 annual fee and no foreign transaction fees

  • Rating :
  • Credit Brand : Capital One
  • Credit Needed : Good
  • Rewards : 1.5% Cash Back on every purchase, every day
  • Annual Fee : $0.00
  • Regular APR : 30.74% (Variable)
  • Updated for : Sat 24 Feb 2024
  • Full Details : View Card Page

Excellent Credit

Capital One SavorOne Cash Rewards for Good Credit

Earn 8% cash back on Capital One Entertainment purchases

  • Rating :
  • Credit Brand : Capital One
  • Credit Needed : Good
  • Rewards : 3% Cash Back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®)
  • Annual Fee : $0.00
  • Regular APR : 30.74% (Variable)
  • Updated for : Sat 24 Feb 2024
  • Full Details : View Card Page

Excellent Credit

Upgrade Triple Cash Rewards Visa®

See if you qualify in minutes without hurting your credit score

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : Good/Excellent
  • Rewards : See Details
  • Annual Fee : $0.00
  • Regular APR : 14.99% - 29.99% APR
  • Updated for : Sat 24 Feb 2024
  • Full Details : View Card Page

Excellent Credit

Upgrade Select Visa®

See if you qualify in minutes without hurting your credit score

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : Fair
  • Rewards : n/a
  • Annual Fee : $39.00
  • Regular APR : 21.96% -29.99% APR
  • Updated for : Sat 24 Feb 2024
  • Full Details : View Card Page

Trusted Partner

Experian Boost™

Improve Your Credit Scores Instantly for Free

  • Get credit for bills like your phone, utilities and popular streaming services—free, with Experian Boost™
  • Access your free Experian® Credit Report & FICO® Score
  • Includes Experian® credit monitoring and alerts
Get Started Here

Additional Resources

Credit Spotlight : Dave App

Managing your finances has never been more convenient and user-friendly than with the Dave App. In a world where financial uncertainty lurks around every corner, Dave is your trusted partner in navigating the complex landscape of personal finance. In this illuminating review, we will delve into the myriad ways Dave simplifies and empowers your financial life, making it a must-have tool for anyone looking to take control of their financial future. Download the App 1. Overdraft Protection at Your Fingertips
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Credit Spotlight: Kikoff

Building credit doesn’t have to be difficult. It doesn’t have to be something that consumes your life and adds to your financial stress. With Kikoff, it’s easier than ever to take the steps needed to boost your credit score in a reasonable period of time. Start Here Kikoff addresses three key factors that determine 80 percent of your credit score: 1. Payment history  We report your monthly payments to the three major credit bureaus (Equifax, Experian, and TransUnion). Every payment
Continue Reading »

5 Reasons Why You Want an Excellent Credit Score

It goes without saying that most consumers are interested in obtaining an excellent credit score. While this is a good goal to have, do you know why an excellent credit score is such a big deal?
Generally speaking, an excellent or exceptional credit score is anything between 800 and 850. It’s not easy to achieve, but once you do you can take advantage of benefits such as:

1. Lower Credit Card Interest Rate

There are many credit card offers to choose from, but that doesn’t mean you’ll qualify for each and every one.
With an excellent credit score, not only do you gain access to more credit cards but your interest rate will also be on the low end of the scale.

2. Increased Borrowing Capacity

Are you interested in a higher credit limit? Do you require a large loan, such as to purchase a motor vehicle?
An excellent credit score results in increased borrowing capacity, thus making it easier to reach many of your personal and financial goals.

3. Lower Rate When Buying a Home

Buying a home is one of the biggest decisions you will ever make. Even if you find your dream home, you’re not ready to close on the deal until you have a mortgage loan in place.
Depending on the size of your loan, it’s not out of the question to spend thousands of dollars per year on interest. This is why it’s important to secure the lowest rate possible.
Even one percentage point can save you tens of thousands of dollars over the course of your loan.

4. No Security Deposit Requirement

Have you ever been asked for a security deposit when activating utilities or signing up for a cell phone plan?
This is typically the result of a poor credit score. With an excellent score, you never have to worry about this again. Instead, you’re seen as a more trusted and reliable consumer, thus saving you the hassle of having to make a security deposit.

5. More Affordable Car Insurance

Let’s face it: keeping your car insurance premium affordable is easier said than done. All it takes is one claim or ticket to experience a rate hike.
Fortunately, there are ways to save, such as by maintaining a good or excellent credit score.
Insurance companies believe that drivers with bad credit are more likely to file a claim, so they penalize them with a higher premium. You don’t want to fall into this category.

Conclusion

While these are five of the better reasons to want an excellent credit score, you’ll come to find many other benefits entering your life as a result.
If you have room to improve your credit score, don’t hesitate to take action. As your score increases, your life will improve in many ways.


Financial services disclosures

Credit Terms, Rates and Fees : Credit cards have APR rates and fees that you need to review before you sign on with a bank or lender. APR rates can range from 0% to 35.99%. Annual fees can range from $0.00 to $199.00. These financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit issuer those fees plus your current balance. Please review the credit card applications for specifics into the terms, rates, fees and conditions. All credit card offers are displayed without guarantee. To affirm terms and conditions, tap the “Apply Now” to learn more about the credit offer on a secure page provided by the card issuer(s).

Terms & Offers

Advertisements which display guaranteed lines of credit for $500.00-$750.00 are exclusively for usage through online shopping retail stores, online auctions and/or online marketplace store websites. Please review full terms and conditions prior to applying for any line of credit. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit.

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