Excellent Credit Credit Cards - ApplyNowCredit.com

Credit Cards for Excellent Credit

Consumers with excellent credit never have a hard time finding a new credit card. However, you may run into one problem: comparing hundreds of offers with the idea of choosing the right one. You’ll come to realize that credit cards for excellent credit feature top of the line benefits, low interest rates, reward programs, and much more. You’re in good position to secure the perfect credit card, but don’t make a decision until you compare several offers. Some of the best credit cards for excellent credit are detailed below.

Excellent Credit

Upgrade Visa® Card with Cash Rewards

Earn 1.5% unlimited cash back on card purchases every time you make a payment

Rating

Credit Brand Visa®
Credit Needed

Annual Fee

$0.00

Regular APR

8.99%-29.99% APR

Rewards

1.5%

Full Details

Card Page

Updated for

Sun 11 Apr 2021

Excellent Credit

Petal® 2 “Cash Back, No Fees” Visa® Credit Card

$500 – $10,000 credit limits

Rating

Credit Brand Visa®
Credit Needed

Annual Fee

$0.00

Regular APR

12.99% to 26.99% Variable

Rewards

Up to 1.5% cash back after making 12 on-time monthly payments

Full Details

Card Page

Updated for

Sun 11 Apr 2021

Excellent Credit

Jasper Cash Back Mastercard®

Credit Line: Up to $5,000

Rating

Credit Brand Mastercard®
Credit Needed

Annual Fee

$0

Regular APR

15.49%-24.99% (Variable)

Rewards

See Terms Below

Full Details

Card Page

Updated for

Sun 11 Apr 2021

Excellent Credit

Credit One Bank® Credit Card with Cash Back Rewards

Enjoy peace of mind with $0 Fraud Liability

Rating

Credit Brand Visa®
Credit Needed

Annual Fee

$0 - $99

Regular APR

17.99% to 23.99% Variable

Rewards

1% cash back rewards on all purchases - See Terms

Full Details

Card Page

Updated for

Sun 11 Apr 2021

Excellent Credit

Credit One Bank® Visa® Credit Card

Rating

Credit Brand Visa®
Credit Needed

Annual Fee

$0 - $99

Regular APR

17.99% to 23.99% Variable

Rewards

1% cash back rewards on all purchases - See Terms

Full Details

Card Page

Updated for

Sun 11 Apr 2021

Excellent Credit

Credit One Bank® Platinum Visa® with Cash Back Rewards

Rating

Credit Brand Visa®
Credit Needed

Annual Fee

$0 - $99

Regular APR

17.99% to 23.99% Variable

Rewards

1% cash back rewards on all purchases - See Terms

Full Details

Card Page

Updated for

Sun 11 Apr 2021

Excellent Credit

Credit One Bank® NASCAR® Visa® Credit Card

See if you Pre-Qualify without harming your credit score

Rating

Credit Brand Visa®
Credit Needed

Annual Fee

$0 - $99

Regular APR

17.99% to 23.99% Variable

Rewards

See Credit Card Details

Full Details

Card Page

Updated for

Sun 11 Apr 2021

Additional Resources

Credit Spotlight: Applied Bank® Unsecured Classic Visa® Card

It’s not easy to obtain a credit card if you have bad credit or no credit. This is even more so the case if you’re interested in an unsecured (no security deposit required) credit card. Fortunately, you have plenty of options, with the Applied Bank® Unsecured Classic Visa® Card at the top of the list. Not only is this an unsecured credit card, but it’s backed by Applied Bank and powered by Visa. Features and Benefits of the Applied Bank®
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4 Ways to Get a Higher Limit on Your Credit Card

4 Ways to Get a Higher Limit on Your Credit Card There may come a time when you realize that your current credit card limit is not high enough. Here are some tips to get a higher limit. Getting a higher credit limit sounds like a great idea, but it’s important to understand the risks. If you pay your bill in full every month, increasing your credit limit can provide you with additional spending flexibility. Furthermore, with a higher limit
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Comparing Credit Cards? 5 Questions to Answer

With hundreds upon hundreds of credit card offers to choose from, you should be able to find one that suits your financial situation and goals. Conversely, with so many to consider, it can take a good amount of time to learn what each one has to offer. The best way to successfully compare credit cards is to answer these five questions for each offer you’re considering: 1. What makes it stand out from the crowd? Even when two credit card
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Your FICO Score and Getting the Best Credit Card

Are you in the process of comparing credit cards? Are you obsessed with the idea of securing the best offer? Do you understand what credit card issuers look at when reviewing your application? Your FICO score plays a big role when applying for a credit card. For example, if you have an excellent score, you’ll qualify for almost every offer you come across. Conversely, if you have a poor credit score, your options are a bit limited, thus forcing you
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Choose the Right Credit Card for Your Credit Score

There is a lot to consider when applying for a credit card. In addition to hundreds upon hundreds of offers, your credit score, history, and personal finances will have a big impact on what happens next. Here’s an often overlooked tip: you need to choose a credit card based largely on your credit score. When you know your credit score, there’s less guesswork when selecting an offer and completing an application. Instead, you’ll know exactly where you stand, which makes
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5 Reasons Why You Want an Excellent Credit Score

It goes without saying that most consumers are interested in obtaining an excellent credit score. While this is a good goal to have, do you know why an excellent credit score is such a big deal?
Generally speaking, an excellent or exceptional credit score is anything between 800 and 850. It’s not easy to achieve, but once you do you can take advantage of benefits such as:

1. Lower Credit Card Interest Rate

There are many credit card offers to choose from, but that doesn’t mean you’ll qualify for each and every one.
With an excellent credit score, not only do you gain access to more credit cards but your interest rate will also be on the low end of the scale.

2. Increased Borrowing Capacity

Are you interested in a higher credit limit? Do you require a large loan, such as to purchase a motor vehicle?
An excellent credit score results in increased borrowing capacity, thus making it easier to reach many of your personal and financial goals.

3. Lower Rate When Buying a Home

Buying a home is one of the biggest decisions you will ever make. Even if you find your dream home, you’re not ready to close on the deal until you have a mortgage loan in place.
Depending on the size of your loan, it’s not out of the question to spend thousands of dollars per year on interest. This is why it’s important to secure the lowest rate possible.
Even one percentage point can save you tens of thousands of dollars over the course of your loan.

4. No Security Deposit Requirement

Have you ever been asked for a security deposit when activating utilities or signing up for a cell phone plan?
This is typically the result of a poor credit score. With an excellent score, you never have to worry about this again. Instead, you’re seen as a more trusted and reliable consumer, thus saving you the hassle of having to make a security deposit.

5. More Affordable Car Insurance

Let’s face it: keeping your car insurance premium affordable is easier said than done. All it takes is one claim or ticket to experience a rate hike.
Fortunately, there are ways to save, such as by maintaining a good or excellent credit score.
Insurance companies believe that drivers with bad credit are more likely to file a claim, so they penalize them with a higher premium. You don’t want to fall into this category.

Conclusion

While these are five of the better reasons to want an excellent credit score, you’ll come to find many other benefits entering your life as a result.
If you have room to improve your credit score, don’t hesitate to take action. As your score increases, your life will improve in many ways.

Credit Card Guides

ApplyNowCredit is always looking for the best and most efficient way to making the credit card comparison process a hassle free experience. Below you will find our most popular credit card guides.


Types of Credit Cards

Types of Credit Cards


Choosing a Credit Card

Choosing a Credit Card


Fico Scores

FICO Scores


Credit Cards for Business

Business Credit


Credit Card Offers

Credit Card Offers


The Best Credit Cards

The Best Credit Cards


Financial services disclosures

Credit Terms, Rates and Fees : Credit cards have APR rates and fees that you need to review before you sign on with a bank or lender. Financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit issuer those fees plus your current balance. Please review the credit card applications for specifics into the terms, rates, fees and conditions. All credit card offers are displayed without guarantee. To affirm terms and conditions, tap the “Apply Now” to learn more about the credit offer on a secure page provided by the card issuer(s).

Terms & Offers

* Advertisements which display guaranteed lines of credit for $500.00-$750.00 are exclusively for usage through online shopping retail stores, online auctions and/or online marketplace store websites. Please review full terms and conditions prior to applying for any line of credit. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit.

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