Indigo® Mastercard® for Less than Perfect Credit

Higher limit than before, still no security deposit required!

Credit Brand

Mastercard

Credit Needed

Bad/Poor/Fair

Annual Fee

$175 the first year; $49 thereafter

Monthly Fee

$0 the first year (billed $0 each month); $150 annually thereafter (billed $12.50 each month)

Regular APR

35.9%

Rewards Rate

N/A

Rating

Card Details Hide Details

Credit Card Details

  • Now with higher credit limits
  • Increase your access to available credit
  • Higher limit than before, still no security deposit required!
  • Greater access to credit than before
  • Less than perfect credit is okay
  • Mobile account access at any time
  • Account history is reported to the three major credit bureaus in the U.S.
Rates & Fees

Additional Info

  • Regular APR: 35.9%
  • Annual Fee: See Terms
  • Foreign Trans Fee: 1% of each transaction in U.S. dollars
  • Card Brand: Mastercard®
  • Credit Recommended: Bad/Poor/Fair
  • Intro Rate: N/A
  • Intro Period: N/A
  • Balance Transfer: N/A
  • Intro (Purchases): N/A
  • Intro (Balance Transfers): N/A

Specifications

Regular APR
35.9%
Annual Fee
$175 the first year; $49 thereafter
Monthly Fee
$0 the first year (billed $0 each month); $150 annually thereafter (billed $12.50 each month)
Intro (Purchases)
N/A
Intro (Transfers)
n/a
Credit Recommended
Bad/Poor/Fair
Purchase Grace Period
n/a
Transfer Grace Period
See Website for Details
Cash Grace Period
See Website for Details
Cash Advance APR
See Website for Details
Cash Advance Fee
See Website for Details
Balance Transfer Fee
See Website for Details
Penalty APR
See Website for Details
Return Check Fee
See Website for Details
Late Payment Fee
See Website for Details
Overlimit Fee
See Website for Details
Foreign Trans Fee
1% of each transaction in U.S. dollars
Intro Rewards Bonus
See Website for Details
Rewards Rate
N/A
Fraud Coverage
See Website for Details
4.8
4.8 out of 5 stars (based on 6 reviews)
Excellent
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Fair
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Poor Credit Approval

July 16, 2018

I have basically no credit which is bad credit and the only credit card I’ve ever had was a secured which I put my money in to get it. Indigo sent me a pre approved letter and most of the time I don’t even try with those letters because they still deny me. Well I decided to give it a go and to my surprise I was approved for an unsecured card with them for $300. I literally have tried several credit cards and this is my first approval! Indigo is awesome. You can even request a pin to get cash from the atm. There aren’t any increases at this time but regardless things can only get better from here! Thanks Indigo

Rachele Stewart

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