FIT™ Platinum Mastercard®

$400 Initial Credit Limit

Credit Brand

Mastercard

Credit Needed

Bad/Fair

Annual Fee

$99 introductory fee for the first year, then $125 thereafter

Monthly Fee

N/A

Regular APR

35.90% Fixed

Rewards Rate

N/A

Rating

Card Details Hide Details

Credit Card Details

  • $400 Initial Credit Limit
  • Less than perfect credit? We understand. The FIT Mastercard is ideal for people looking to rebuild their credit.
  • Unsecured credit card that requires No Security Deposit
  • With responsible card use, you may be able to rebuild or improve your credit
  • Perfect card for everyday purchases and unexpected expenses
  • Monthly reporting to the three major credit bureaus
  • Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
  • Use your card everywhere Mastercard is accepted at millions of locations
  • Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)

Additional Info

  • Purchase Intro APR : N/A
  • Annual Fee: $99 introductory fee for the first year, then $125 thereafter
  • Balance Transfers Intro APR : N/A
  • Credit Needed: Bad/Fair
  • Regular APR: 35.90% Fixed
  • Processing Fee: $95 (one-time fee)
  • Monthly Servicing Fee: $0 introductory fee for the first year, then $150 thereafter (billed $12.50 per month).
  • Cash Advance APR: $0 introductory fee for the first year, then either $10 or 3% of the amount of each Cash Advance, whichever is greater.
  • Foreign Transaction Fee : $0 introductory fee for the first year, then 3% of each transaction in U.S. dollars.
  • Late Payment : Up to $41
  • Returned Payment : Up to $41

Specifications

Regular APR
35.90% Fixed
Annual Fee
$99 introductory fee for the first year, then $125 thereafter
Monthly Fee
N/A
Intro (Purchases)
N/A
Intro (Transfers)
N/A
Credit Recommended
Bad/Fair
Purchase Grace Period
N/A
Transfer Grace Period
See Website for Details
Cash Grace Period
See Website for Details
Cash Advance APR
$0 introductory fee for the first year, then either $10 or 3% of the amount of each Cash Advance, whichever is greater.
Cash Advance Fee
See Website for Details
Balance Transfer Fee
See Website for Details
Penalty APR
See Website for Details
Return Check Fee
Up to $41
Late Payment Fee
Up to $41
Overlimit Fee
See Website for Details
Foreign Trans Fee
$0 introductory fee for the first year, then 3% of each transaction in U.S. dollars.
Intro Rewards Bonus
See Website for Details
Rewards Rate
N/A
Fraud Coverage
See Website for Details
4.6
4.6 out of 5 stars (based on 5 reviews)
Excellent
Good
Fair
Poor
Bad

So far so good

August 16, 2022

Won’t know until excepted and uses

Gerard Allen Ostgarden

So far so good

August 16, 2022

Summarize should come after using for awhile

Gerard Ostgarden

Rebuild Credit

March 30, 2022

Helps rebuild my credit

Robert Hatfield

help me to rebuild my credit

January 21, 2021

I was approved fast, and got my card faster then i thought i would this is a great way to build your credit with a higher then most credit limit

gary nosek

FIT Card

July 5, 2019

Allowed me to rebuild my credit

Mike
FIT™ Platinum Mastercard® Apply Now APPLY NOW