APPLY NOW Firstcard® Secured Credit Builder Card
No credit check or hard inquiry
Intro Purchase APR
n/a
Annual Fee0.00
Rewards Rate
Earn up to 15% cashback at selected merchants
Credit NeededNo Credit, Limited Credit
Regular Purchase APR
0.00%
Credit BrandMastercard®
Rating
Card Details Hide Details
Credit Card Details
Firstcard® Secured Credit Builder Card helps everyone build credit no matter who they are, where they are from, or their credit history.
BUILD YOUR CREDIT SCORE EARLY AND SAFELY
- Build your credit score every time you spend
- Accepts immigrants, international students, foreigners, and non-US citizens without an SSN¹– apply with a passport
- No credit check or hard inquiry
- No overspending
- No interest, overdraft fee, late payment fee, or account minimum requirement
- We can approve your credit card application regardless of your credit history¹
- We report to all 3 major credit bureaus: TransUnion®, Equifax® and Experian®
- Applying for Firstcard does not impact your credit score
Additional Info
EARN CASHBACK² EVERY TIME YOU SPEND
- Earn up to 15% Merchant Cashback at 29,000 partner merchants
- Earn up to 10% Random Cashback on all qualifying purchases
- Get an additional 1% cashback on all qualifying purchases with Firstcard+³
GROW YOUR MONEY OVER TIME
- Firstcard Standard members can earn 0.75% Annual Percentage Yield⁴ (APY)
- Firstcard+ members can earn 2.00% APY
- Firstcard Premium members can earn 4.00% APY
(The national average interest rate on savings accounts is 0.45% APY⁵)
EQUAL ACCESS FOR EVERYONE
- Accept immigrants, international students, foreigners, and non-US citizens without an SSN¹
- Have no credit score or low credit score? No problem. We can approve your credit card application regardless of your credit history.
SECURITY AND SUPPORT YOU CAN TRUST
- Your money is FDIC-insured up to $250,000 through Regent Bank, member FDIC.
- The Firstcard credit card is issued pursuant to a license from Mastercard® International Inc.
- Our team is based in the US and we are headquartered in Silicon Valley.
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