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July 30, 2022
The idea of keeping cash at home sounds like a good one, but you must be careful. Too much cash on hand is never a good idea as there are risks such as theft, fire damage, and flood damage — and that’s just the start. If you’re wondering how much cash to keep at home — or if this is a good idea at all — here are five questions to address: 1. Where will you keep the cash? This
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July 20, 2022
With inflation surging and uncertainty growing, it’s natural if you have questions and concerns about where to put your money. While there are many options available to you, some are better than others. Here are five ideas to consider in the days, weeks, and months to come. 1. Cash Should you save all your money as cash? Of course not. While there are benefits of stocking away money in a high-yield savings account, you don’t want to marry yourself to
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July 10, 2022
You don’t plan to run up a credit card balance that you can’t manage, but you never know what the future will bring. So, if you find yourself bogged down by credit card debt, you must implement a plan for digging your way out. Your credit card issuer is under no obligation to provide relief, but most companies are willing to hear you out and look into ways to assist you. After all, they’d rather you pay back the money
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July 5, 2022
In the United States, your credit score and report are major factors in determining your interest rate on auto loans and home loans. They also affect what type of loan product you can get. If the score’s too low, you may not be able to obtain a mortgage unless you apply for a “hard money loan” and are willing to pay high interest rates. If the score is less than 620, you may have to get an FHA loan with
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