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November 24, 2020
There’s a lot to think about as you prepare for the divorce process, with many concerns turning toward your current and future financial circumstances. It doesn’t hold true for everyone, but many divorcing couples find that they have joint credit card debt to manage. There’s no one size fits all approach, but there are several strategies to consider. Here’s where you should start: 1. Pay it Off Together If you’re able to talk through your debt, you may realize that paying it off with money you have in savings is the best option. This allows you to eliminate the debt
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November 12, 2020
As a small business owner, it’s natural to have questions and concerns regarding your finances. Fortunately, with the right tools on your side, it’s easier to feel confident in every decision you make. A small business credit card is something to strongly consider, with benefits including: 1. Opportunity to Finance Purchases Rather than pay outright for purchases with cash, you can use a small business credit card to finance them. This allows you to keep cash on hand, while also avoiding the time consuming process of applying for a loan. Note: just because you have access to a small business
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November 5, 2020
When you apply for a credit card, you do so with the idea that you’ll manage it in a responsible manner. But them something happens: you quickly find your balance growing out of control. Before you know what hit you, your credit card is maxed out and you’re in a deep hole. Should you find yourself in this position, there are three things you need to do: 1. Don’t Panic There’s nothing worse than learning that your credit card is maxed out. This means many things, including the fact that you can’t use it for the time being. Not to
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October 28, 2020
An instant approval credit card is exactly what it sounds like. These offers are designed to remove all the guesswork from completing an application and waiting for a decision. In some cases, instant doesn’t mean instant. Instead, after applying online, it may take several minutes to receive a decision. But in the grand scheme of things, this is much better than waiting several days or longer. How Does it Work? When you apply for an instant approval credit card, the issuer immediately runs a preliminary credit check. This provides them with an overview of your credit circumstances, thus allowing them
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