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July 30, 2022
Should You Keep Cash at Home?
The idea of keeping cash at home sounds like a good one, but you must be careful. Too much cash on hand is never a good idea as there are risks such as theft, fire damage, and flood damage — and that’s just the start. If you’re wondering how much cash to keep at home — or if this is a good idea at all — here are five questions to address: 1. Where will you keep the cash? This
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July 20, 2022
Where to Put Your Money as Inflation Surges
With inflation surging and uncertainty growing, it’s natural if you have questions and concerns about where to put your money. While there are many options available to you, some are better than others. Here are five ideas to consider in the days, weeks, and months to come. 1. Cash Should you save all your money as cash? Of course not. While there are benefits of stocking away money in a high-yield savings account, you don’t want to marry yourself to
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July 10, 2022
Did You Know You Can Request Credit Card Relief?
You don’t plan to run up a credit card balance that you can’t manage, but you never know what the future will bring. So, if you find yourself bogged down by credit card debt, you must implement a plan for digging your way out. Your credit card issuer is under no obligation to provide relief, but most companies are willing to hear you out and look into ways to assist you. After all, they’d rather you pay back the money
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July 5, 2022
How to Improve Your Credit Score (Top 6 Tips)
In the United States, your credit score and report are major factors in determining your interest rate on auto loans and home loans. They also affect what type of loan product you can get. If the score’s too low, you may not be able to obtain a mortgage unless you apply for a “hard money loan” and are willing to pay high interest rates. If the score is less than 620, you may have to get an FHA loan with
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Popular Credit Card Categories
Selecting the right credit card can be challenge. We've made the process simple by categorizing credit cards by their features and benefits. Browse cards with cash back, rewards, fast applications, credit building and more!
Overview
If you need a credit card but your worry your limited or low credit score could prevent acceptance or that your average credit rating means you can't get the best credit cards available in today's market, Apply Now Credit can help. We've compiled and rated popular credit cards based on unbiased criteria, including features, rewards, expenses and financing costs.
Choosing a Card
When you choose a credit card with our help, you get the best possible deals that precisely fit your budget and lifestyle. We do all the hard work for you, providing the clear advantages and disadvantages of each credit card in an easy-to-understand format, ensuring you always know what to expect from particular credit card offerings and the banks that secure them, preventing surprises that might possibly jeopardize your financial progress.
Credit History
Whether you have average credit, bad or no credit at all, Apply Now Credit can help. Use our comprehensive information to know whether or not credit cards have annual fees and the intro purchase APR to expect when you're accepted. We outline the regular purchase APR clearly and give you the scoop on up-to-the-minute reward types and rates.
Deciding on a Card
By putting all the pros and cons of each credit card in front of you, we make your decision as easy as possible, and our five-star rating system ensures you're getting advice from financial experts you can trust. Here at Apply Now Credit, we make fine-tuning your quest for the best credit card for you simple, quick and convenient.
Financial services disclosures
Credit Terms, Rates and Fees : Credit cards have APR rates and fees that you need to review before you sign on with a bank or lender. APR rates can range from 0% to 35.99%. Annual fees can range from $0.00 to $199.00. These financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit issuer those fees plus your current balance. Please review the credit card applications for specifics into the terms, rates, fees and conditions. All credit card offers are displayed without guarantee. To affirm terms and conditions, tap the “Apply Now” to learn more about the credit offer on a secure page provided by the card issuer(s).Terms & Offers
Advertisements which display guaranteed lines of credit for $500.00-$750.00 are exclusively for usage through online shopping retail stores, online auctions and/or online marketplace store websites. Please review full terms and conditions prior to applying for any line of credit. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit.Office Location
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