Bad Credit Loans

Loan Amount

$500 to $5,000

Loan Term

3-36 months


From 5.99% to 35.99%

Credit Needed Bad to Excellent
Turnaround Time

Quick Loan Request Decision

Loan Purpose

Large Purchases
Household Expenses
Special Purpose

Loan Details

Bad Credit Loans connect consumers with lenders in our network. You do not need to have a perfect credit score to be eligible for a bad credit loan. Customers with poor credit may still qualify for a loan; however, our lenders do not typically provide loans over $1,000 to bad-credit individuals.

Additional Info

At Bad Credit Loans, we understand that there are emergencies no one can plan for, and we aren’t limited to helping only consumers with perfect credit. Sometimes a run of bad luck comes up through no fault of your own. However, as long as you’re working, we have the resources to lend you a helping hand no matter if your credit is good or bad. We want to help inform you on making responsible lending decisions and then connect you to available lenders and financial service providers if you feel a bad credit loan would be right for you.

Loan Reviews

Rated 5 out of 5
5 out of 5 stars (based on 6 reviews)


Need cash fash and need to build credit

Rated 5 out of 5
August 15, 2020

First time here and in a matter of minutes I’ve been approved for a small loan, enough to get me by without breaking the bank on payday.

Joshua Isaacson

I want to get a line so I can build my credit.

Rated 5 out of 5
July 19, 2020

I need a $5,000 loan shredding cabbage my credit so I can build a house and start a business

James Hayes

Trying to get a loan so I can build my credit so I can get this loan and build me a house and start a business

Rated 5 out of 5
July 19, 2020

I want to build my credit up I need like $5,000 to start out


Apply for credit with bad credt

Rated 5 out of 5
January 11, 2020

It’s true you get denied

Lucinda Lee Anderson

False advertising bad credit

Rated 5 out of 5
November 22, 2019

I 110% agree you have these scam companies that offer assistance for people who have bad credit. And it has a money scam attached. It will cost you a couple of $100.00 before we release your money .



Rated 5 out of 5
August 21, 2019

I thought I could get a credit card even with bad credit but I can’t l don’t understand why it’s said everybody can get a credit card even with bad credit well I’m sorry but that’s not true I always get turned down because of my bad credit Isn’t that false advertising


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Not a Lender

We are not a lender, but instead have partnerships with a variety of lenders. Upon submitting a request on our website, we’ll do our part in connecting you with a lender (or lenders) in our partner network. We do not have any control over loan fees and interest rate. This is determined by your provider, based on a variety of factors. We are not a lender, we never make a loan offer, and we don’t broker online loans. The operator of this website is not a lender, does not broker loans to lenders and does make personal loans or credit decisions. This website does not constitute an offer or solicitation to lend. This website will submit information you provide to a lender. Providing your information on this website does not guarantee that you will be approved for a personal loan. The operator of this website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product.

About Our Ratings

The lenders and lending partners that displayed on this website are companies and/or services from which we receive remuneration. The remuneration may impact how and where services and products appear on this website, which also includes the order in which they appear on various pages throughout this website. Ranking and order of products and services on this website are subject to change and this website does not include all lenders in the consumer finance marketplace. Additional elements and metrics that impact our ranking include historical data such as the frequency of consumer visits to a lender or lending partner website, loan applications percentages, funded loan percentages, the user device, user location, the day of the week, time of the day, operating system and self-assessed credit.