ABOC Platinum Rewards Credit Card

Intro Purchase APR

0% for 12 months

Annual Fee


Rewards Rate

Earn Points (See Terms)

Credit Needed Excellent Credit
Regular Purchase APR

14.40% - 24.40%

Credit Brand Mastercard

Credit Card Details

Introductory APR
0% Intro APR on Purchases for 12 months; after that the variable APR will be 14.40% – 24.40%, based on your creditworthiness

Select Rewards Your Way
Your rewards include travel, cash (in the form of a statement credit), gift cards, and merchandise

10,000 Bonus Points
Earn 10,000 bonus points after you spend $1,000 on purchases within the first 90 days from account opening †

Mobile Banking
Manage your account from your smartphone anytime, anywhere with the ABOC Mobile Credit app.

Get Extra Points
Watch your points add up even faster when you shop our rewards site or use your card at participating retailers

No Annual Fee
$0 Annual Fee*

MasterCard Zero Liability
When you use your ABOC Platinum Rewards MasterCard, you have peace of mind knowing that you will not be held responsible for unauthorized transactions.

Unlimited Points That Don’t Expire
There are no caps on spending and your points don’t expire

Late Payment Will Not Raise Your APR
Late payments will not result in a higher interest rate

Earn Points on Every Purchase, Every Time
It’s simple: $1 = 1 Point

Additional Info

  • Purchases – Intro APR : 0% for 12 months; after that the variable APR will be 14.40% – 24.40%, based on your creditworthiness
  • Balance Transfers : Intro APR N/A
  • Regular APR : 14.40% – 24.40% Variable APR on purchases and balance transfers
  • Cash Advance APR : 26.49% Variable APR
  • Annual Fee : $0
  • Credit Needed : Good/Excellent

Why Choose ABOC?
For nearly 100 years, we have fostered deep ties to our customers and our community, serving the banking needs of countless businesses, organizations, institutions and individuals, many for multiple generations. These relationships are based on profound trust, in-depth understanding and highly personal and responsive service provided by our experienced bankers.

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