Cards for Any Credit History Credit Cards - ApplyNowCredit.com

Cards for Any Credit History

Applying for a credit card can be challenging especially when your credit score has seen better days or you're just new to credit and looking to build it. We’ve taken the hassle out of finding credit card issuers willing to work with you. Each of these cards have been carefully selected based on application security, bank rate transparency and clear credit terms. It only takes a few minutes to apply, so let's get started below.

Cards for Any Credit History

Revvi Card

Fast and easy application; response provided in seconds

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : See website for Details
  • Rewards : Earn 1% cash back rewards^^ on payments made to your Revvi Credit Card
  • Annual Fee : $75 1st year, $48 after*
  • Regular APR : 34.99%*
  • Updated for : Wed 17 Aug 2022
  • Full Details : View Card Page

Cards for Any Credit History

First Digital Mastercard®

Easy and secure online application – It takes just moments to apply.

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : See website for Details*
  • Rewards : n/a
  • Annual Fee : $75.00 for first year. After that, $48.00 annually.
  • Regular APR : 35.99%
  • Updated for : Wed 17 Aug 2022
  • Full Details : View Card Page

Cards for Any Credit History

Reflex Mastercard®

Initial Credit Limit of $300 - $1,000* (subject to available credit)

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Bad/Fair
  • Rewards : N/A
  • Annual Fee : see terms
  • Regular APR : 24.99% - 29.99% APR
  • Updated for : Wed 17 Aug 2022
  • Full Details : View Card Page

Cards for Any Credit History

Mission Lane Visa® Credit Card

Instant decision on your application

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : Fair
  • Rewards : n/a
  • Annual Fee : $0-59
  • Regular APR : 26.99% - 29.99% (Variable)
  • Updated for : Wed 17 Aug 2022
  • Full Details : View Card Page

Cards for Any Credit History

Merrick Bank Double Your Line® Mastercard®

Credit lines range from $550-$1,350 which double to $1,100-$2,700 after your account qualifies. No security deposit required.

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : See website for Details*
  • Rewards : n/a
  • Annual Fee : $0-$72
  • Regular APR : 21.70% to 30.70% *Variable
  • Updated for : Wed 17 Aug 2022
  • Full Details : View Card Page

Cards for Any Credit History

Zebit – Buy Now & Pay Over Time

Get up $2,500 of credit. No FICO score needed!

  • Rating :
  • Credit Brand : Other
  • Credit Needed : Poor to Good
  • Rewards : n/a
  • Annual Fee : 0.00
  • Regular APR : See website for Details*
  • Updated for : Wed 17 Aug 2022
  • Full Details : View Card Page

Cards for Any Credit History

Chime® Debit Card

Applying for an account is free, takes less than 2 minutes, and won’t affect your credit score.

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : Limited to Good
  • Rewards : n/a
  • Annual Fee : 0.00
  • Regular APR : 0.00%
  • Updated for : Wed 17 Aug 2022
  • Full Details : View Card Page

Cards for Any Credit History

Fortiva® Mastercard® Credit Card

With the Fortiva® Mastercard® Credit Card, you earn up to a 3% cash back reward

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Fair
  • Rewards : Up to a 3% Cash Back Reward
  • Annual Fee : As low as $85
  • Regular APR : 29.99% Variable
  • Updated for : Wed 17 Aug 2022
  • Full Details : View Card Page

Cards for Any Credit History

Net First Platinum

$750.00 Line of Credit*

  • Rating :
  • Credit Brand : Other
  • Credit Needed : Damaged credit to Fair credit
  • Rewards : N/A
  • Annual Fee : See website for Details*
  • Regular APR : 0.00%
  • Updated for : Wed 17 Aug 2022
  • Full Details : View Card Page

Cards for Any Credit History

Aspire® Cash Back Reward Card

With the Aspire® Mastercard® Credit Card, you earn a 3% cash back reward on Gas, Groceries and Utility Payments

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Fair
  • Rewards : Up to a 3% Cash Back Reward
  • Annual Fee : As low as $85
  • Regular APR : 29.99% Variable
  • Updated for : Wed 17 Aug 2022
  • Full Details : View Card Page

Cards for Any Credit History

Indigo® Mastercard® Credit Card

Unsecured credit card, no security deposit required

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Fair/Good
  • Rewards : N/A
  • Annual Fee : $0 - $99
  • Regular APR : 24.9%
  • Updated for : Wed 17 Aug 2022
  • Full Details : View Card Page

Cards for Any Credit History

Surge Mastercard® Credit Card

Initial Credit Limit of $300 - $1,000* (subject to available credit)

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Bad/Fair
  • Rewards : N/A
  • Annual Fee : see terms
  • Regular APR : 24.99% - 29.99% APR
  • Updated for : Wed 17 Aug 2022
  • Full Details : View Card Page

Cards for Any Credit History

PREMIER Bankcard® Grey Credit Card

Just complete the short application and find out in 60 seconds if you’re approved

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Fair/Poor
  • Rewards : n/a
  • Annual Fee : See Issuer Website
  • Regular APR : See Issuer Website
  • Updated for : Wed 17 Aug 2022
  • Full Details : View Card Page

Cards for Any Credit History

Destiny Mastercard®

Less than perfect credit is okay, even with a prior bankruptcy!

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Poor to Good
  • Rewards : n/a
  • Annual Fee : See Terms
  • Regular APR : 24.9%
  • Updated for : Wed 17 Aug 2022
  • Full Details : View Card Page

Cards for Any Credit History

Milestone® Mastercard® – Mobile Access to Your Account

Pick from multiple card designs at no extra charge

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Fair/Good
  • Rewards : N/A
  • Annual Fee : $35 - $99
  • Regular APR : 24.9%
  • Updated for : Wed 17 Aug 2022
  • Full Details : View Card Page

Cards for Any Credit History

Indigo® Unsecured Mastercard® – Prior Bankruptcy is Okay

  • Rating :
  • Credit Brand : Mastercard®
  • Credit Needed : Fair/Good
  • Rewards : N/A
  • Annual Fee : $0 - $99
  • Regular APR : 24.9%
  • Updated for : Wed 17 Aug 2022
  • Full Details : View Card Page

Cards for Any Credit History

Petal® 1 “No Annual Fee” Visa® Credit Card

$300 - $5,000 credit limits

  • Rating :
  • Credit Brand : Visa®
  • Credit Needed : Fair/Bad/Limited/No Credit
  • Rewards : 2% - 10% cash back at select merchants
  • Annual Fee : $0
  • Regular APR : 22.24% - 31.74% Variable
  • Updated for : Wed 17 Aug 2022
  • Full Details : View Card Page

Additional Resources

Credit Spotlight: Applied Bank® Unsecured Classic Visa® Card

It’s not easy to obtain a credit card if you have bad credit or no credit. This is even more so the case if you’re interested in an unsecured (no security deposit required) credit card. Fortunately, you have plenty of options, with the Applied Bank® Unsecured Classic Visa® Card at the top of the list. Not only is this an unsecured credit card, but it’s backed by Applied Bank and powered by Visa. Features and Benefits of the Applied Bank®
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4 Ways to Get a Higher Limit on Your Credit Card

4 Ways to Get a Higher Limit on Your Credit Card There may come a time when you realize that your current credit card limit is not high enough. Here are some tips to get a higher limit. Getting a higher credit limit sounds like a great idea, but it’s important to understand the risks. If you pay your bill in full every month, increasing your credit limit can provide you with additional spending flexibility. Furthermore, with a higher limit
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Comparing Credit Cards? 5 Questions to Answer

With hundreds upon hundreds of credit card offers to choose from, you should be able to find one that suits your financial situation and goals. Conversely, with so many to consider, it can take a good amount of time to learn what each one has to offer. The best way to successfully compare credit cards is to answer these five questions for each offer you’re considering: 1. What makes it stand out from the crowd? Even when two credit card
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Your FICO Score and Getting the Best Credit Card

Are you in the process of comparing credit cards? Are you obsessed with the idea of securing the best offer? Do you understand what credit card issuers look at when reviewing your application? Your FICO score plays a big role when applying for a credit card. For example, if you have an excellent score, you’ll qualify for almost every offer you come across. Conversely, if you have a poor credit score, your options are a bit limited, thus forcing you
Continue Reading »

Choose the Right Credit Card for Your Credit Score

There is a lot to consider when applying for a credit card. In addition to hundreds upon hundreds of offers, your credit score, history, and personal finances will have a big impact on what happens next. Here’s an often overlooked tip: you need to choose a credit card based largely on your credit score. When you know your credit score, there’s less guesswork when selecting an offer and completing an application. Instead, you’ll know exactly where you stand, which makes
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Full Details Page

Are you ready to apply for a credit card?

In today’s day and age, it’s easier than ever to apply for a credit card. You can search through offers online, learn more about the features of each one, and apply within a matter of minutes.

While this level of convenience is sure to put a smile on your face, it can also lead to trouble. Here’s how: many consumers begin to apply for credit cards that they don’t qualify for.

Before we get into the finer details of finding a credit card you will be approved for, let’s examine two reasons why this is so important:

1. To Protect Your Credit Score

Simply put, too many credit card applications in a short period of time will drag down your credit score. Subsequently, you’re making it more difficult to secure a card in the future.
Multiple applications in a short time span can put you in a bad light with credit card issuers, as they could consider you a bigger risk than others.

2. To Save Time

Your primary goal is to find and apply for the best credit card without wasting any time. However, if you continue to apply for credit cards that are “out of your league,” it’s possible that you could waste one day after the next and never make any real progress.

Moving forward in an efficient manner starts with having a clear idea of the types of cards you’ll qualify for.

3. Focus On These Factors

Credit card issuers consider many factors when making a decision on your application. Knowledge of these factors will move you closer to credit card offers that best suit your situation.

4. Here are three things to think about:

Credit Score – Every credit card offer has a “credit score range” attached to it. For example, there are cards for people with poor credit as well as those for good and excellent credit. If your credit score is in the 500’s, don’t apply for an offer that requires an excellent score.

Credit History – A strong credit history will improve your chance of an approval. Conversely, if you have no history or several delinquencies on your credit report, you should understand the impact (and what you can do to help your situation).

Income – Just the same as your credit score, your income has a lot to do with whether or not you’re approved. When reviewing an offer, learn more about the minimum income requirement. If you don’t make enough money, it’s time to move on.

Final Thoughts

As noted by the Official Guide to Government Information and Services, it’s important to shop around to find the card that is best for you.

When doing so, remember that it’s best to only apply for credit cards you will be approved for. This will help your credit score avoid unnecessary damage, speed up the process, and allow you feel better about your financial situation as a whole.


Financial services disclosures

Credit Terms, Rates and Fees : Credit cards have APR rates and fees that you need to review before you sign on with a bank or lender. APR rates can range from 0% to 35.99%. Annual fees can range from $0.00 to $199.00. These financing costs will influence your decision if you anticipate using the card for single purchases or if you intend to carry a monthly balance. If you don’t make your timely required payments by the due date, financing costs increase and you’ll have to pay the credit issuer those fees plus your current balance. Please review the credit card applications for specifics into the terms, rates, fees and conditions. All credit card offers are displayed without guarantee. To affirm terms and conditions, tap the “Apply Now” to learn more about the credit offer on a secure page provided by the card issuer(s).

Terms & Offers

Advertisements which display guaranteed lines of credit for $500.00-$750.00 are exclusively for usage through online shopping retail stores, online auctions and/or online marketplace store websites. Please review full terms and conditions prior to applying for any line of credit. Credit limit offers displayed on advertisements are contingent on getting approved by the credit institution issuing the credit card or issuing the line of credit.

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Contact Information

Email: support@applynowcredit.com
Phone: Customer Service

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