Surge® Platinum Mastercard®

Up to $1,000 credit limit doubles up to $2,000*

Intro Purchase APR

N/A

Annual Fee

See Terms*

Rewards Rate

N/A

Credit Needed

Bad/Fair

Regular Purchase APR

See Terms*

Credit Brand Mastercard®
Rating

Card Details Hide Details

Credit Card Details

  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • Initial Credit Limit of $300 – $1,000* (subject to available credit)
  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus
  • See if you’re Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere that Mastercard® is accepted
  • Free online account access 24/7
  • Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
  • Checking Account Required
  • Mastercard Zero Liability Protection (subject to Mastercard guidelines)

Give Your Credit a Surge

It is easy to complete our online application. The Surge Mastercard® is designed for people with less than perfect credit. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit!

How it Works

The Surge credit card is designed for people with less than perfect credit who want to get back on track. After you complete our short and easy online application, your results will be ready in a matter of seconds! Don’t miss this chance to Surge!

Why Choose the Surge Card?

If you have poor credit and are trying to improve your credit score, using a credit card responsibly may help. The Surge Mastercard® will report your payment activity to the three major credit bureaus on a monthly basis. Maintaining a low balance and paying your bill on time every month are two of the best practices for positive credit.

Get Approved Today!

It is easy to complete our online application. The Surge Mastercard® is designed for people with less than perfect credit. If you make on-time minimum payments and maintain your balances under the credit limits, you may be able to build, rebuild, or reestablish your credit!

* Simply make at least your first six monthly minimum payments on time and your initial Credit Limit up to $1,000 doubles up to $2,000.

Additional Info

  • Purchase Intro APR : N/A
  • Annual Fee: See Terms*
  • Balance Transfers Intro APR : N/A
  • Credit Needed: Bad/Fair
  • Regular APR: See Terms*
  • Processing Fee: See Terms*
  • Cash Advance APR: See Terms*
  • Monthly Servicing Fee: See Terms*
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Very helpful

Rated 5.0 out of 5
February 9, 2024

I like the upfront pre credit evaluation that doesn’t impact my credit score. My score isn’t too great and I’m trying to get a credit card to raise my score not negatively impact it. So on behalf of all the folks struggling to fix their credit now that they’re grown and give crap, Thank you. Sencerily Jason Ingram

Jason M Ingram

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