Petal® 2 “Cash Back, No Fees” Visa® Credit Card

$300 - $10,000 credit limits

Intro Purchase APR


Annual Fee


Rewards Rate

Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments

Credit Needed

Excellent/Good/ Limited/No Credit

Regular Purchase APR

17.74 - 31.74% Variable

Credit Brand Visa®

Card Details Hide Details

Credit Card Details

We think it’s about time a credit card company helped people succeed financially. That’s why we’ve used modern technology to design credit card products that help you budget, control your spending, and build credit.

  • No fees whatsoever. No late fee, foreign transaction fee, annual fee, or any-other-kind-of-fee, fee.
  • Variable APRs range from 17.74% – 31.74%
  • Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments.
  • 1% cash back on eligible purchases right away
  • 2% – 10% cash back at select merchants $300 – $10,000 credit limits
  • No credit score? No problem. If eligible, we’ll create your Cash Score instead.
  • See if you’re pre-approved within minutes without impacting your credit score.
  • Build credit alongside hundreds of thousands of Petal card members.
  • Petal reports to all 3 major credit bureaus.
  • No deposits required
  • Card issued by WebBank

Additional Info

  • Rewards Rate: 1% cash back on eligible purchases
  • Annual Fee: $0
  • Regular APR: 17.74 – 31.74% Variable
  • Credit Recommended: Excellent, Good, Limited History, No History, Limited, No Credit
  • Credit Limit: $300 – $10,000
  • Product Type: Consumer
  • Overlimit Fee: $0
  • Balance Transfer Fee: N/A
  • Late Payment Fee: $0
  • Cash Advance Fee: N/A
  • Checking Account Required: Yes
Rated 4.7 out of 5
4.7 out of 5 stars (based on 6 reviews)

Worth a try

Rated 5 out of 5
March 20, 2023

Its worth a try

Mohammed Sabir

Its worth a try

Rated 5 out of 5
March 20, 2023

Good card but I do not want to add an inquiry without prequalification

Mohammed Sabir


Rated 5 out of 5
March 20, 2023

can I check if I am preapproved without hurting my credit

Mohammed Sabir


Rated 5 out of 5
October 14, 2020

Great way to increase your credit score.

Annette Schafsnitz

This was easy

Rated 4 out of 5
October 12, 2020

This was very simple to do and very quick to get though. I would recommend this to everyone I know!



Rated 4 out of 5
February 17, 2020


Shanell Paine

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