Petal® 2 “Cash Back, No Fees” Visa® Credit Card

$300 - $10,000 credit limits

Intro Purchase APR


Annual Fee


Rewards Rate

Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments.

Credit Needed

Excellent/Good/Limited/No Credit

Regular Purchase APR

17.24 - 31.24% Variable

Credit Brand Visa®

Card Details Hide Details

Credit Card Details

  • No fees whatsoever. No late fee, foreign transaction fee, annual fee, or any-other-kind-of-fee, fee.
  • Variable APRs range from 17.24% – 31.24%
  • Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments.
  • 1% cash back on eligible purchases right away
  • 2% – 10% cash back at select merchants
  • $300 – $10,000 credit limits
  • No credit score? No problem. If eligible, we’ll create your Cash Score instead.
  • See if you’re pre-approved within minutes without impacting your credit score.
  • Build credit alongside hundreds of thousands of Petal card members.
  • Petal reports to all 3 major credit bureaus.
  • No deposits required
  • Card issued by WebBank

Additional Info

  • Intro (Purchases): N/A
  • Intro (Transfers): N/A
  • Regular APR: 17.24 – 31.24% Variable
  • Annual Fee: $0
  • Credit Recommended: Excellent/Good/Limited/No Credit
  • Credit Limit: $300 – $10,000
  • Product Type: Consumer
  • Overlimit Fee: $0
  • Balance Transfer Fee: N/A
  • Late Payment Fee: $0
  • Cash Advance Fee: N/A
  • Checking Account Required: Yes

Card Reviews

Rated 4.3 out of 5
4.3 out of 5 stars (based on 3 reviews)



Rated 5 out of 5
October 14, 2020

Great way to increase your credit score.

Annette Schafsnitz

This was easy

Rated 4 out of 5
October 12, 2020

This was very simple to do and very quick to get though. I would recommend this to everyone I know!



Rated 4 out of 5
February 17, 2020


Shanell Paine

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