Petal® 1 “No Annual Fee” Visa® Credit Card

$500 - $5,000 credit limits.

Intro Purchase APR


Annual Fee


Rewards Rate

Up to 10% cash back from select merchants

Credit Needed

Fair/Bad/Limited/No Credit

Regular Purchase APR

19.99 - 29.49% Variable

Credit Brand Visa®

Card Details Hide Details

Credit Card Details

  • $0 Annual Fee
  • 2% – 10% cash back from select merchants
  • $500 – $5,000 credit limits
  • Variable APRs 19.99 – 29.49% APR
  • No annual or international transaction fees. Late and returned payment fees may apply
  • Build credit alongside tens of thousands of Petal Card members
  • Cash flow technology may help applicants without credit history get approved
  • Petal’s technology may analyze your bank account info (using read-only access) to provide a better look at your full financial picture
  • Petal’s mobile app makes it easy to manage your money, track your spending, and automate payments
  • See if you’re pre-approved within minutes without impacting your credit score
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank, Member FDIC

Additional Info

  • Regular APR: 19.99 – 29.49% Variable
  • Credit Recommended: Fair/Bad/Limited/No Credit
  • Credit Limit: $500 – $5,000
  • Late Payment Fee: Late fees up to $29 for first late payment, $40 for second late payment.
  • Return Check Fee: Bounced payment fee up to $29.
  • Intro Rate: N/A
  • Intro Period: N/A
  • Annual Fee: $0
  • Balance Transfer: N/A
  • Intro (Purchases): N/A
  • Intro (Balance Transfers): N/A
  • Intro Transfer APR: N/A
  • Intro Transfer APR Period: N/A

Card Reviews

Rated 5 out of 5
5 out of 5 stars (based on 1 review)


As i see it this the best credit card offer on the market. This company offer more benefits than other cards.

Rated 5 out of 5
January 27, 2021

There are people like me who have a good income but no credit. I a disable veteran.

Wilbert Anderson JR.

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