Petal® 1 “No Annual Fee” Visa® Credit Card

$300 - $5,000 credit limits

Intro Purchase APR

n/a

Annual Fee

$0

Rewards Rate

2% - 10% cash back at select merchants

Credit Needed

Fair/Bad/Limited/No Credit

Regular Purchase APR

24.49 - 33.99% Variable

Credit Brand Visa®
Rating

Card Details Hide Details

Credit Card Details

We think it’s about time a credit card company helped people succeed financially. That’s why we’ve used modern technology to design credit card products that help you budget, control your spending, and build credit.

  • $0 Annual Fee
  • Variable APRs range from 24.49% – 33.99%
  • $300 – $5,000 credit limits
  • Earn a credit limit increase in as little as 6 months. Terms and conditions apply.
  • No credit score? No problem. If eligible, we’ll create your Cash Score instead.
  • 2% – 10% cash back at select merchants
  • See if you’re pre-approved within minutes without impacting your credit score.
  • No annual or foreign transaction fees.
  • Build credit alongside hundreds of thousands of Petal card members.
  • Petal’s mobile app makes it easy to manage your money, track your spending, and automate payments.
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank

Additional Info

  • Regular APR : 24.49 – 33.99% Variable
  • Credit Recommended: Fair/Bad/Limited/No Credit
  • Credit Limit: $300 – $5,000
  • Late Payment Fee: Late fees up to $29 for first late payment, $40 for second late payment.
  • Return Payment Fee: Bounced payment fee up to $29.
  • Annual Fee: $0
  • Intro Rate: N/A
  • Intro Period: N/A
  • Balance Transfer: N/A
  • Intro (Purchases): N/A
  • Intro (Balance Transfers): N/A
  • Intro Transfer APR: N/A
  • Intro Transfer APR Period: N/A
  • Checking Account Required: Yes
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5.0
Rated 5 out of 5
5 out of 5 stars (based on 4 reviews)
Excellent100%
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good deal

Rated 5 out of 5
August 22, 2022

this is a good opurtonity for all

fahim

Sounds as if I've finally found a card that would l I wouldn't be turned down for

Rated 5 out of 5
March 21, 2022

I think I’ve found a card that I might not be turned down for

Sharon

THE OFFER OF PETAL 1 NO ANNUAL FEE

Rated 5 out of 5
November 2, 2021

I FEEL LIKE I BEING GIVEN A OPPORTUNITY TO REALLY BUILD MY CREDIT WITH PETAL 1 CREDIT CARD

MARY ANN SOTTILE

As i see it this the best credit card offer on the market. This company offer more benefits than other cards.

Rated 5 out of 5
January 27, 2021

There are people like me who have a good income but no credit. I a disable veteran.

Wilbert Anderson JR.

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