First Digital Mastercard®

Easy and secure online application – It takes just moments to apply.

Intro Purchase APR


Annual Fee

$75.00 for first year. After that, $48.00 annually.

Rewards Rate


Credit Needed

See website for Details*

Regular Purchase APR


Credit Brand Mastercard®

Card Details Hide Details

Credit Card Details

  • Get the security and convenience of a full-feature, unsecured MasterCard® Credit Card – accepted at millions of merchant and ATM locations worldwide and online.
  • Build up your credit history with a card that reports to all three major credit bureaus every month.
  • Perfect credit not required for approval; we may approve you when others won’t.
  • Designed to help overcome credit issues; you may be approved even if you’ve been declined elsewhere.
  • You may be eligible for a Credit Line Increase after 12 months.
  • Easy and secure online application – It takes just moments to apply.
  • Checking account required.
  • If approved, just pay the one-time Program Fee to gain access to your new account and credit line (subject to available credit).
  • Receive your card more quickly with optional Expedited Processing (additional fee applies).
  • Get a result in as little as 60 seconds upon completion of the online application.
  • Online Customer Center available 24 x 7.
  • Issued by Synovus Bank, Member: FDIC

Additional Info

  • Regular APR : 35.99%
  • Cash Advance APR : 35.99%
  • Annual Fee : $75.00 for first year. After that, $48.00 annually.
  • Late Payment Fee :$41.00
  • Return Check Fee :$41.00
  • Activation Fee : $95.00 (one-time fee)
  • Cash Advance Fee : Either $10, or 3% of the amount of the Cash Advance, whichever is greater.
  • Credit Recommended : See website for Details*
  • Credit Line : See website for Details*
Rated 4 out of 5
4 out of 5 stars (based on 1 review)

Card is good

Rated 4 out of 5
June 28, 2022

Card is very good

Judy Redhead

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