First Digital Mastercard®

Get a result in as little as 60 seconds upon completion of the online application.

Intro Purchase APR

n/a

Annual Fee

$75.00 1st year, $48.00 after*

Rewards Rate

1% Cash Back

Credit Needed

Poor/Damaged/Fair

Regular Purchase APR

35.99%*

Credit Brand Mastercard®
Rating

Card Details Hide Details

Credit Card Details

  • Earn 1% cash back rewards on payments made to your First Digital Credit Card
  • Checking Account Required
  • $300 credit limit (subject to available credit)
  • Build up your credit history with a card that reports to all three major credit bureaus every month.
  • Perfect credit not required for approval; we may approve you when others won’t.
  • *See Rates, Fees, Costs & Limitations for complete offer details
  • See Cash Back Rewards Programs Terms & Conditions for details

 

  • Get the security and convenience of a full-feature, unsecured MasterCard® Credit Card – accepted at millions of merchant and ATM locations worldwide and online.
  • Designed to help overcome credit issues; you may be approved even if you’ve been declined elsewhere.
  • You may be eligible for a Credit Line Increase after 12 months.
  • Easy and secure online application – It takes just moments to apply.
  • If approved, just pay the one-time Program Fee to gain access to your new account and credit line (subject to available credit).
  • Receive your card more quickly with optional Expedited Processing (additional fee applies).
  • Get a result in as little as 60 seconds upon completion of the online application.
  • Online Customer Center available 24 x 7.
  • Issued by Synovus Bank, Member: FDIC

Additional Info

  • Regular APR: 35.99%*
  • Cash Advance APR: 35.99%*
  • Annual Fee: $75.00 1st year, $48.00 after*
  • Late Payment Fee: Up to $41.00*
  • Return Payment Fee: Up to $41.00*
  • Program Fee: $95.00*
  • Cash Advance Fee: Either $10, or 3% of the amount of the Cash Advance, whichever is greater.
  • Reports to Consumer Reporting Agencies: Monthly to all 3 major bureaus
  • Credit Recommended: Poor/Damaged/Fair
  • Credit Limit: $300
  • Rewards Rate: 1% Cash Back
  • Card Brand: Mastercard®
4.0
Rated 4.0 out of 5
4.0 out of 5 stars (based on 1 review)
Excellent0%
Good100%
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Card is good

Rated 4.0 out of 5
June 28, 2022

Card is very good

Judy Redhead

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