First Access Visa® Card

Perfect credit not required for approval; we may approve you when others won’t

Intro Purchase APR


Annual Fee

$75.00 1st year, $48.00 after*

Rewards Rate

1% Cash Back

Credit Needed


Regular Purchase APR


Credit Brand Visa®

Card Details Hide Details

Credit Card Details

Additional Info

  • Regular APR: 35.99%*
  • Cash Advance APR: 35.99%*
  • Annual Fee: $75.00 1st year, $48.00 after*
  • Late Payment Fee: Up to $41.00*
  • Return Payment Fee: Up to $41.00*
  • Program Fee: $95.00*
  • Cash Advance Fee: Either $10, or 3% of the amount of the Cash Advance, whichever is greater.
  • Reports to Consumer Reporting Agencies: Monthly to all 3 major bureaus
  • Credit Recommended: Fair
  • Credit Limit: $300
  • Rewards Rate: 1% Cash Back
  • Card Brand: Visa®
Rated 4.0 out of 5
4.0 out of 5 stars (based on 1 review)

First Access

Rated 4.0 out of 5
April 8, 2020

Its OK if your credit not up to par & you Do Get Approved . Can use anyway credit card accepted but has high apr which is why I only use it has a backup in case of emergency card.


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