Credit Card Details
- Earn 1% cash back rewards on payments made to your First Access Credit Card
- Checking Account Required
- $300 credit limit (subject to available credit)
- No security deposit, simply pay a one-time $95 program fee to open your account.*
- User friendly Mobile App.
- *See Rates, Fees, Costs & Limitations for complete offer details
- See First Access Rewards Programs Terms & Conditions for details
- Regular APR: 35.99%*
- Cash Advance APR: 35.99%*
- Annual Fee: $75.00 1st year, $48.00 after*
- Late Payment Fee: Up to $41.00*
- Return Payment Fee: Up to $41.00*
- Program Fee: $95.00*
- Cash Advance Fee: Either $10, or 3% of the amount of the Cash Advance, whichever is greater.
- Reports to Consumer Reporting Agencies: Monthly to all 3 major bureaus
- Credit Recommended: Fair
- Credit Limit: $300
- Rewards Rate: 1% Cash Back
- Card Brand: Visa®
Its OK if your credit not up to par & you Do Get Approved . Can use anyway credit card accepted but has high apr which is why I only use it has a backup in case of emergency card.
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