Credit One Bank® Credit Card with Cash Back Rewards

Intro Purchase APR


Annual Fee

$0 - $99

Rewards Rate

1% cash back rewards on all purchases - See Terms

Credit Needed Fair Credit
Regular Purchase APR

19.49% -25.49% Variable

Credit Brand Visa

Credit Card Details

Credit One Bank® is one of America’s leading credit card providers, serving over 5 million customers nationwide. Credit One is committed to providing customers with credit card products that offer more value through cash back rewards and free online monthly credit score tracking.

  • 1% cash back rewards on all purchases, no annual fee, and a competitive APR are just a few of the benefits qualified applicants will enjoy, terms apply
  • With $0 Fraud Liability, you won’t be responsible for unauthorized charges
  • Managing your account is easy with the Credit One Bank mobile app
  • Pick a card that fits your style. Multiple card designs are available, a fee may apply
  • Monitor your credit with free online access to your Experian credit score, terms apply
  • Never miss an account update with customizable text and email alerts
  • Do your part to help the environment with the option to go paperless

Additional Info

  • Intro (Purchases) : N/A
  • Intro (Transfers) : N/A
  • Regular APR : 19.49% -25.49% Variable
  • Annual Fee : $0 – $99
  • Credit Recommended : Fair
  • Cash Advance APR : 25.49% Variable
  • Cash Advance Fee : $5.00/8% or $10.00/3%, whichever is greater (see terms)
  • Cash Grace Period : 0 or 24 Days (see terms)
  • Late Payment Fee : Up to $39 (terms apply)
  • Return Check Fee : Up to $39 (terms apply)
  • Foreign Trans Fee : 3% or $1.00, whichever is greater
  • Balance Transfer Fee : N/A

Card Reviews

4.8 rating
4.8 out of 5 stars (based on 4 reviews)



5.0 rating
May 29, 2019

I am SOOO Happy with my credit one card! THEY WATCH OUT FOR FRAUD AND PROTECT YOU ~ I went downstate Michigan and when I went to make a purchase at Walmart it denied my card, knowing I had available $400.00 I was mad at first, then I got a text from cc 1 asking me if I recognize this purchase attempt, I said yes, they then allowed the purchase to go through. I am SOOO VERY grateful for this excellent service, I can rest assured that I will be protected ~ in the future all I need to do is call and let them know I will be in a different area and the dates and I won’t experience the declined card! AWESOMENESS

Deborah Dryer

Great card

4.0 rating
November 23, 2018

How do you get a cci I. Have had this card for a year never missed a payment always on time and way undet my limit any suggestions?


Great Card

5.0 rating
July 19, 2018

I had this card for 2 months when I got a 300$ increase. Never had a problem. Love this card.

Sonia R Jenkins

Pretty good

5.0 rating
May 3, 2018

I have this card… It’s a good card for people looking to build credit. I’ve had no issues whatsoever!

Susan Sheffield

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