Credit One Bank® Credit Card with Cash Back Rewards

Intro Purchase APR


Annual Fee

$0 - $99

Rewards Rate

1% cash back rewards on all purchases - See Terms

Credit Needed

Regular Purchase APR

17.99% to 23.99% Variable

Credit Brand Visa®

Card Details Hide Details

Credit Card Details

Credit One Bank® is one of America’s leading credit card providers, serving millions of card members nationwide. Credit One is committed to providing customers with credit card products that offer more value through cash back rewards and free online monthly credit score tracking.

  • 1% cash back rewards on all purchases, no annual fee, and a competitive APR are just a few of the benefits qualified applicants will enjoy, terms apply
  • With $0 Fraud Liability, you won’t be responsible for unauthorized charges
  • Managing your account is easy with the Credit One Bank mobile app
  • Pick a card that fits your style. Multiple card designs are available, a fee may apply
  • Monitor your credit with free online access to your Experian credit score, terms apply
  • Never miss an account update with customizable text and email alerts
  • Do your part to help the environment with the option to go paperless

Additional Info

  • Intro (Purchases) : N/A
  • Intro (Transfers) : N/A
  • Regular APR : 17.99% to 23.99% Variable
  • Annual Fee : $0 – $99
  • Credit Recommended : Fair
  • Cash Advance APR : 23.99% Variable
  • Cash Advance Fee : $5.00/8% or $10.00/3%, whichever is greater (see terms)
  • Cash Grace Period : 0 or 24 Days (see terms)
  • Late Payment Fee : Up to $39 (terms apply)
  • Return Check Fee : Up to $39 (terms apply)
  • Foreign Trans Fee : 3% or $1.00, whichever is greater
  • Balance Transfer Fee : N/A

Card Reviews

Rated 4.8 out of 5
4.8 out of 5 stars (based on 4 reviews)



Rated 5 out of 5
May 29, 2019

I am SOOO Happy with my credit one card! THEY WATCH OUT FOR FRAUD AND PROTECT YOU ~ I went downstate Michigan and when I went to make a purchase at Walmart it denied my card, knowing I had available $400.00 I was mad at first, then I got a text from cc 1 asking me if I recognize this purchase attempt, I said yes, they then allowed the purchase to go through. I am SOOO VERY grateful for this excellent service, I can rest assured that I will be protected ~ in the future all I need to do is call and let them know I will be in a different area and the dates and I won’t experience the declined card! AWESOMENESS

Deborah Dryer

Great card

Rated 4 out of 5
November 23, 2018

How do you get a cci I. Have had this card for a year never missed a payment always on time and way undet my limit any suggestions?


Great Card

Rated 5 out of 5
July 19, 2018

I had this card for 2 months when I got a 300$ increase. Never had a problem. Love this card.

Sonia R Jenkins

Pretty good

Rated 5 out of 5
May 3, 2018

I have this card… It’s a good card for people looking to build credit. I’ve had no issues whatsoever!

Susan Sheffield

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